Continental Warranty vs Olive

Continental Warranty was established in 1999. With many years of expertise in the extended warranty sector, they have earned a reputation for offering dependable coverage nationwide. This firm was formed in Delaware and has since spread their services to consumers nationwide via its dealerships. Since 2001, the Better Business Bureau (BBB) has granted them an A+ rating and certification. They offer service contracts nationwide, providing coverage options throughout the US and Canada. While the plans offer comprehensive coverage, additional features such as roadside assistance, turbocharger coverage, GPS coverage, and others come at an extra cost. The company has an A+ grade with the BBB, but many review websites have low scores from customers. The BBB gives it a 1.67 rating, Birdeye gives it a 2.3 rating, and Yelp gives it a 1.8 rating. Customer feedback shows that owners of vehicles have mixed views about the business. Customers are either happy that the company saved them money or upset that they weren't covered for fixes they thought they would be. 

Olive is a digital-first vehicle service contract brand launched in 2020 by Repair Ventures LLC, a company with a longer history in the vehicle protection space. Unlike many providers that require phone-based quotes and sales conversations, Olive lets customers get instant pricing, purchase coverage, manage their policy, and cancel online. Plans are sold month to month, rates are locked for three years, and coverage begins the day after purchase with no vehicle inspection required. Olive operates as a broker, with claims administered and paid by QBE Administration Services. They offer three stated-component plans: Powertrain, Powertrain Plus, and Complete Care. Coverage is available for eligible vehicles up to 10 years old and under 140,000 miles at purchase, with repairs accepted at any ASE-certified facility in the US or Canada. Benefits include towing reimbursement, rental car reimbursement, direct repair shop payment, free transfers, and a 60-day money-back guarantee. Olive is BBB-accredited with an A+ rating and receives strong feedback for their transparent purchase experience, though some customers report claim denials tied to pre-existing conditions, prior authorization rules, and the limits of Olive’s broker role.