Auto Warranty
Top Companies in 2026
CNA National Warranty vs Toyota Extra Care
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- Multiple deductible options
- Tire and wheel coverage
- Affordable payment plans
- Wide range of coverage options
- Nationwide coverage
- Travel and lodging reimbursement
- Transferable contracts
- Multiple coverage levels
- High-mileage eligibility
- Transferable coverage
- Travel benefits included
- No quote engine
- No sample contract
- Some contracts might not be renewable
- Out-of-pocket expenses
- Not an administrator for all of its products
- Limitations to extra benefits
- Not all contracts qualify for transfer or cancelation
- No published pricing
- Factory warranty overlap
- Used-plan purchase restrictions
- Maintenance excluded
CNA National is a provider of extended auto warranties with over 30 years of experience in the industry. They offer a wide range of coverage options to fit your needs, including bumper-to-bumper coverage, powertrain coverage, and roadside assistance. You can purchase their extended auto warranty from your local dealership. CNA National is also a 26-time Dealers' Choice Award winner, which is a testament to their high level of customer service. Numerous levels of coverage are available for CNA National Warranty Services to meet individual needs. Roadside assistance, rental car reimbursement, travel and hotel reimbursement, Limp-along support, and wheel protection are all included in certain plans of their policies. Furthermore, they offer coverage for several types of automobiles, ensuring that their services are accessible to various clients.
Toyota Motor Corporation was founded in 1937 and is headquartered in Toyota City, Japan, while Toyota Motor North America operates from Plano, Texas. Their Toyota Extra Care program is a factory-backed vehicle service agreement administered through Toyota Financial Services, with Platinum, Gold, and Powertrain coverage available for eligible new, used, and Toyota Certified Used vehicles. Depending on the plan, protection can cover major mechanical and electrical systems, with Platinum covering up to 1,100 vehicle parts. Other features include $0 or $100 disappearing deductible options, 24/7 roadside assistance, substitute transportation, travel protection, and transferable coverage. Independent customer feedback specifically about Extra Care is limited. Toyota Financial Services has a low Trustpilot rating, although many reviews concern financing and account services rather than the VSA, making it difficult to assess Extra Care from that score alone. As a manufacturer-backed program with several coverage levels and access to Toyota dealerships for covered repairs, Extra Care offers several features worth examining alongside its costs, exclusions, and contract terms.
- BBB Rating : A+
- Maximum Mileage : Undisclosed
- Money-Back Guarantee : No
- Number of Plans Available : 4 with 2 upgrade options
- Waiting Period : Undisclosed
- Operating Status : Active
- Maximum Mileage : 150,000
- Money-Back Guarantee : true
- Number of Plans Available : 3
- Waiting Period : N/A
- Operating Status : Active
- Deductible Range : $0–$100
- Electric vehicle coverage
- Limp-along assistance
- Less exclusions than other warranties (like wear and tear and pre-existing conditions)
- Factory-backed by Toyota
- Up to 1,100 covered parts
- Disappearing deductible option
- Toyota dealer repairs
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option—Undisclosed
- Commercial/rideshare—Undisclosed
- EV/hybrid components—Undisclosed
- No waiting period—Undisclosed
- Option with free maintenance benefits—Undisclosed
- Transferable—Undisclosed
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option
- Commercial/rideshare
- EV/hybrid components
- No waiting period
- Option with free maintenance benefits
- Transferable
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage
- 24/7 roadside assistance
- Any licensed repair shop
- Direct shop payment—Undisclosed
- In-network repair network
- Mobile app for claims
- Online claims portal
- Trip interruption coverage
- Phone
- 24/7 customer support—Undisclosed
- FAQs / Educational resources
- Live Chat
- Mobile Application—Undisclosed
- Online quote without phone—Undisclosed
- Sample contracts online
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone
- Sample contracts online
- Contract (lump-sum) payments
- Pay-in-full discount
- Month-to-month payments—Undisclosed
- Cancellation fee—Undisclosed
- Multi-vehicle discount—Undisclosed
- Price lock guarantee—Undisclosed
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
- Contract (lump-sum) payments—Undisclosed
- Pay-in-full discount—Undisclosed
- Month-to-month payments—Undisclosed
- Cancellation fee
- Multi-vehicle discount—Undisclosed
- Price lock guarantee—Undisclosed
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
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