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CNA National Warranty vs Premier Auto Protect

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Pros
  • Multiple deductible options
  • Tire and wheel coverage
  • Affordable payment plans
  • Wide range of coverage options
  • Nationwide coverage
  • Travel and lodging reimbursement
  • Transferable contracts
Pros
  • Coverage available for high-mileage, hybrid, and electric vehicles
  • Freedom to use ASE-certified repair facilities nationwide
  • Included roadside assistance and travel-related benefits with many plans
  • Thirty-day money-back guarantee for eligible cancellations
  • Multiple coverage levels ranging from Powertrain to Exclusionary plans
Cons
  • No quote engine
  • No sample contract
  • Some contracts might not be renewable
  • Out-of-pocket expenses
  • Not an administrator for all of its products
  • Limitations to extra benefits
  • Not all contracts qualify for transfer or cancelation
Cons
  • Waiting period information is not clearly disclosed online
  • Limited online access to sample contracts and detailed policy documents
  • Pricing is not publicly available and requires a quote
  • Mixed customer feedback regarding claims handling and coverage disputes
Summary

CNA National is a provider of extended auto warranties with over 30 years of experience in the industry. They offer a wide range of coverage options to fit your needs, including bumper-to-bumper coverage, powertrain coverage, and roadside assistance. You can purchase their extended auto warranty from your local dealership. CNA National is also a 26-time Dealers' Choice Award winner, which is a testament to their high level of customer service. Numerous levels of coverage are available for CNA National Warranty Services to meet individual needs. Roadside assistance, rental car reimbursement, travel and hotel reimbursement, Limp-along support, and wheel protection are all included in certain plans of their policies. Furthermore, they offer coverage for several types of automobiles, ensuring that their services are accessible to various clients.

Summary

Premier Auto Protect is a New York-based vehicle service contract provider founded in 2016. They offer nationwide coverage and operate as a direct provider, handling both plan administration and customer service. Their coverage options range from basic Powertrain protection to comprehensive Exclusionary plans, with additional options available for electric vehicles through a dedicated EV Exclusionary plan. Many of their contracts include benefits such as roadside assistance, rental car reimbursement, trip interruption coverage, and access to ASE-certified repair facilities across the country. Coverage is available for a variety of vehicle types, including used vehicles, higher-mileage vehicles, hybrids, and EVs. The company holds Better Business Bureau accreditation and an A BBB rating. Customer feedback is generally positive on larger review platforms, including Trustpilot and the BBB, where many reviewers praise the sales experience, customer service, and coverage options. At the same time, some customers report concerns related to claims processing, contract interpretation, and coverage disputes, making it important to understand the details of any agreement before purchasing. This review takes a closer look at their plans, costs, contract terms, customer experiences, and support resources to help readers better understand what Premier Auto Protect offers.

Quick Stats
  • BBB Rating : A+
  • Maximum Mileage : Undisclosed
  • Money-Back Guarantee : No
  • Number of Plans Available : 4 with 2 upgrade options
  • Waiting Period : Undisclosed
  • Operating Status : Active
Quick Stats
  • BBB Rating : A
  • Money-Back Guarantee : Available 30 days
  • Number of Plans Available : 5
  • Operating Status : Active
  • Deductible Range : Quote-based
Selling Points
  • Electric vehicle coverage
  • Limp-along assistance
  • Less exclusions than other warranties (like wear and tear and pre-existing conditions)
Selling Points
  • Dedicated EV Exclusionary plan designed specifically for electric vehicles
  • Direct-provider model that handles both sales and contract administration
  • Coverage options available in California, where some competitors have limited availability
  • Transferable contracts that may help increase vehicle resale appeal
Coverage & Plan Flexibility
  • High-mileage
  • Exclusionary
  • Powertrain
  • Undisclosed
    $0 deductible option
  • Undisclosed
    Commercial/rideshare
  • Undisclosed
    EV/hybrid components
  • Undisclosed
    No waiting period
  • Undisclosed
    Option with free maintenance benefits
  • Undisclosed
    Transferable
Coverage & Plan Flexibility
  • High-mileage
  • Exclusionary
  • Powertrain
  • Undisclosed
    $0 deductible option
  • Undisclosed
    Commercial/rideshare
  • EV/hybrid components
  • Undisclosed
    No waiting period
  • Undisclosed
    Option with free maintenance benefits
  • Transferable
Claims & Repair Experience
  • Undisclosed
    24/7 roadside assistance
  • Undisclosed
    Any licensed repair shop
  • Direct shop payment
  • In-network repair network
  • Undisclosed
    Mobile app for claims
  • Undisclosed
    Online claims portal
  • Trip interruption coverage
Claims & Repair Experience
  • 24/7 roadside assistance
  • Any licensed repair shop
  • Direct shop payment
  • In-network repair network
  • Mobile app for claims
  • Online claims portal
  • Trip interruption coverage
Customer Support & Transparency
  • Phone
  • Undisclosed
    24/7 customer support
  • Email
  • FAQs / Educational resources
  • Live Chat
  • Undisclosed
    Mobile Application
  • Undisclosed
    Online quote without phone
  • Sample contracts online
Customer Support & Transparency
  • Phone
  • Undisclosed
    24/7 customer support
  • Email
  • FAQs / Educational resources
  • Live Chat
  • Mobile Application
  • Online quote without phone
  • Sample contracts online
Contract & Payment Terms
  • Contract (lump-sum) payments
  • Pay-in-full discount
  • Undisclosed
    Month-to-month payments
  • Undisclosed
    Cancellation fee
  • Undisclosed
    Multi-vehicle discount
  • Undisclosed
    Price lock guarantee
  • *Not all payment methods are available in all states
  • *Some payment methods may incur additional fees
Contract & Payment Terms
  • Contract (lump-sum) payments
  • Undisclosed
    Pay-in-full discount
  • Month-to-month payments
  • Undisclosed
    Cancellation fee
  • Undisclosed
    Multi-vehicle discount
  • Undisclosed
    Price lock guarantee
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