Auto Warranty
Top Companies in 2026
Chaiz vs Select Auto Protect
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- 30-day money-back guarantee
- Cancel at any time
- Research and purchasing are completely online
- No sales pressure or robocalls
- Any ASE-certified repair facility nationwide
- Direct payment to repair shop upon claim approval
- No physical inspection required to enroll
- Free contract transfer to new owner
- 30-day money-back guarantee
- 24/7 claims department
- Monthly payment plans available
- Chaiz is not a direct provider
- Not available in California
- No online quotes
- Pattern of claim denial complaints reported
- F rating with the Better Business Bureau
- Cancellation fee and administrative deductions may reduce refund
- No sample contract available on website
Chaiz.com, founded in 2021, is an online marketplace based in Austin, Texas. They simplify the process of buying extended auto warranties by connecting customers with reliable providers. With no-obligation quotes and transparent pricing, they aim to transform the industry. Chaiz.com offers hassle-free online shopping, making it easy to compare and buy warranty plans. Their vision is to provide affordable and reliable vehicle protection plans to give customers peace of mind.
Founded in 2020 and headquartered in Wilmington, Delaware, Select Auto Protect is a direct provider of vehicle service contracts specializing in high-mileage and older vehicle coverage. Unlike many extended warranty companies that impose strict eligibility limits, they accept vehicles of any age and mileage, provided the car is in good working condition at the time of purchase. A major differentiator is their unlimited claims policy, with no stated annual or lifetime cap on approved repairs. The company structures its coverage into three stated-component tiers: Silver, Gold, and Platinum. While the Platinum plan is their most comprehensive offering, Select Auto Protect does not provide an exclusionary bumper-to-bumper contract. Plans include benefits such as 24/7 roadside assistance, rental car reimbursement, trip interruption coverage, and direct payment to ASE-certified repair shops nationwide. Pricing is generally positioned on the more affordable side of the market, with many plans reportedly falling between $1,000 and $3,000. Customer feedback is mixed. Many customers praise the company’s sales experience, affordability, and willingness to cover vehicles rejected elsewhere, while others report inconsistencies in claims processing, communication, and cancellation experiences.
- BBB Rating : A
- Maximum Mileage : N/A
- Money-Back Guarantee : Available
- Number of Plans Available : 3 tiers of plans
- Waiting Period : Depends on company
- Operating Status : Active
- BBB Rating : F
- Maximum Mileage : Unlimited
- Money-Back Guarantee : Available (30-day)
- Number of Plans Available : 3
- Waiting Period : 30-days and 1,000 miles
- Operating Status : Active
- Deductible Range : $100 (standard)
- Compare multiple providers at once in 30 seconds
- No phone or email needed for quotes
- Rated A+ by BBB
- Quote and buy online, save up to 60%
- Best price guarantee
- No vehicle age or mileage limits
- Unlimited claims with no cap on frequency or total number
- $500 discount on first purchase
- Replacement guarantee: if a covered part cannot be repaired, they replace it
- Gas refill service included in all plans
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option—Undisclosed
- Commercial/rideshare
- EV/hybrid components
- No waiting period—Undisclosed
- Option with free maintenance benefits—Undisclosed
- Transferable—Undisclosed
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option
- Commercial/rideshare—Undisclosed
- EV/hybrid components—Undisclosed
- No waiting period
- Option with free maintenance benefits
- Transferable
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage—Undisclosed
- 24/7 roadside assistance
- Any licensed repair shop
- Direct shop payment
- In-network repair network—Undisclosed
- Mobile app for claims
- Online claims portal
- Trip interruption coverage
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone—Undisclosed
- Sample contracts online
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone
- Sample contracts online
- Contract (lump-sum) payments
- Pay-in-full discount
- Month-to-month payments
- Cancellation fee
- Multi-vehicle discount
- Price lock guarantee
- Not all payment methods are available in all states
- Some payment methods may incur additional fees
- Contract (lump-sum) payments
- Pay-in-full discount
- Month-to-month payments
- Cancellation fee
- Multi-vehicle discount
- Price lock guarantee
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
Chaiz vs. Select Auto Protect
When searching for an extended auto warranty, Chaiz and Select Auto Protect stand out as key contenders in the industry. Each company provides different levels of coverage, benefits, and pricing models, helping vehicle owners safeguard against expensive repair costs. However, their service structures and plan options differ, making it essential to compare their offerings to determine which fits your needs.
Coverage plans and options
Chaiz operates as a marketplace that allows customers to compare and purchase extended warranties from multiple providers. Instead of offering its own plans, Chaiz connects users to third-party warranty companies, providing a variety of coverage options, including powertrain, bumper-to-bumper, and exclusionary plans. This flexibility allows customers to compare pricing and benefits from different warranty providers, giving them a broader selection tailored to their needs.
Select Auto Protect, on the other hand, is a direct provider with three warranty plans: Silver, Gold, and Platinum. These plans cover essential vehicle components, such as the engine, transmission, and electrical system. The Platinum plan offers the most comprehensive coverage, including luxury vehicle repairs. Select Auto Protect provides additional perks like roadside assistance, rental car reimbursement, and 24/7 claims support.
Pricing
Pricing structures differ significantly between Chaiz and Select Auto Protect. Since Chaiz functions as a marketplace, the cost of a warranty depends on the provider chosen, vehicle specifications, and coverage level. Customers can receive multiple quotes and select the most affordable or comprehensive plan that fits their budget. This transparency makes it easier to compare options.
Select Auto Protect follows a direct pricing model with fixed monthly costs based on the chosen plan. While they do not publicly list their prices, customers must request a quote to receive a personalized rate. Some users have reported that Select Auto Protect offers competitive pricing, but the lack of upfront cost information may be a drawback for those seeking immediate price comparisons.
Standout benefits
Both companies offer notable benefits that make them appealing choices for extended auto warranties. Chaiz’s marketplace model allows customers to compare warranties from multiple providers in one place, ensuring they find the best plan for their vehicle. Their platform is also user-friendly, providing instant quotes without the need for phone calls or lengthy sign-up processes.
Select Auto Protect differentiates itself with unlimited claims, a lack of mileage restrictions, and 24/7 customer service. Their coverage applies to vehicles of all ages and mileage levels, making them an attractive option for owners of older cars. Additionally, their direct claims process ensures faster approvals compared to third-party administrators.
Potential drawbacks
Chaiz’s biggest drawback is that it does not directly handle warranty claims; instead, customers must work with the third-party provider they select. This means that customer service quality and claim processing speed can vary depending on the warranty provider.
Select Auto Protect, while offering direct support, has received mixed customer feedback regarding claim approvals and cancellation policies. Some users report difficulty in getting certain repairs covered, requiring extensive documentation.
Conclusion
Chaiz is ideal for those who want the flexibility to compare and select from multiple extended warranty providers, while Select Auto Protect is better suited for vehicle owners looking for direct coverage with unlimited claims and 24/7 support. Your choice depends on whether you prefer a marketplace approach or a dedicated warranty provider.
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