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CarvanaCare vs Continental Warranty

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Pros
  • Three coverage levels
  • Financing available with vehicle purchase
  • Roadside assistance included
  • Nationwide repair network
  • Premier plan offers extra benefits
Pros
  • Repairs can be completed at any qualified licensed repair facility
  • Optional protection products available alongside warranty coverage
  • Contracts can be included with dealership vehicle financing
  • BBB Accredited with an A+ rating
Cons
  • Only available with Carvana purchases
  • No published pricing
  • Terms vary by vehicle
  • Mixed claims experiences
Cons
  • Important contract details are not fully disclosed online
  • Coverage can only be purchased through participating dealerships
  • Low customer review scores on major review platforms
Summary

Carvana Care is a vehicle service contract program available to eligible buyers purchasing a vehicle through Carvana. Founded in 2012 and headquartered in Tempe, Arizona, they integrate coverage directly into the online vehicle buying process, allowing many customers to include the cost in their financing. They offer three coverage levels, Essential, Plus, and Premier, with benefits that include roadside assistance, rental reimbursement, and additional maintenance and cosmetic protection on higher-tier plans. Claims are administered by SilverRock through a nationwide repair network. Carvana holds an A+ rating from the Better Business Bureau, although they are not BBB accredited, and they maintain a strong Trustpilot rating based on thousands of customer reviews. This review examines their coverage options, pricing, contract terms, claims process, customer experience, and support resources to help you better understand whether Carvana Care is the right choice for your vehicle protection needs.

Summary

Founded in 1999 and headquartered in Claymont, Delaware, Continental Warranty is a vehicle service contract provider that partners with dealerships across the United States to offer extended warranty coverage for used vehicles. Their product lineup ranges from basic Powertrain protection to the more comprehensive Ultra Care plan, allowing buyers to choose coverage based on their vehicle, budget, and repair needs. The provider also offers optional protection products such as GAP coverage, tire and wheel protection, windshield repair, and key replacement.

One of Continental Warranty's distinguishing features is the ability for customers to have approved repairs completed at any qualified licensed repair facility after claims authorization, rather than being limited to a specific repair network. They have maintained BBB accreditation since 2001 and currently hold an A+ Better Business Bureau rating, reflecting an established presence in the vehicle service contract industry. At the same time, customer review scores on platforms such as the BBB and Yelp are considerably lower, with many reviewers commenting on their claims experience. This review explores the provider's plans, pricing transparency, contract terms, customer feedback, support resources, and overall value to help determine whether their coverage is the right fit.

Quick Stats
  • BBB Rating : A+ (Unaccredited)
  • Maximum Mileage : Undisclosed
  • Money-Back Guarantee : Unavailable
  • Number of Plans Available : 3
  • Waiting Period : Undisclosed
  • Operating Status : Active
  • Deductible Range : Quote-based
Quick Stats
  • BBB Rating : A+
  • Maximum Mileage : Undisclosed
  • Money-Back Guarantee : Undisclosed
  • Number of Plans Available : 4 primary coverage tiers
  • Waiting Period : Undisclosed
  • Operating Status : Active
  • Deductible Range : Quote-based
Selling Points
  • Built into the online purchase process
  • Coverage can be financed with the vehicle
  • Premier plan includes maintenance perks
  • Claims administered by SilverRock
Selling Points
  • Coverage is offered through a nationwide network of participating dealerships rather than direct sales
  • Top-tier Ultra Care plan includes optional protection for navigation systems, air suspension, and seals and gaskets
  • Offers additional protection products such as GAP coverage, tire and wheel protection, windshield repair, and key replacement
  • More than 25 years of experience specializing in dealership-backed vehicle service contracts
Coverage & Plan Flexibility
  • High-mileage
  • Exclusionary
  • Powertrain
  • $0 deductible option
  • Commercial/rideshare
  • EV/hybrid components
  • No waiting period
  • Option with free maintenance benefits
  • Transferable
Coverage & Plan Flexibility
  • High-mileage
  • Exclusionary
  • Powertrain
  • $0 deductible option
  • Commercial/rideshare
  • EV/hybrid components
  • No waiting period
  • Option with free maintenance benefits
  • Transferable
Claims & Repair Experience
  • 24/7 roadside assistance
  • Any licensed repair shop
  • Direct shop payment
  • In-network repair network
  • Mobile app for claims
  • Online claims portal
  • Trip interruption coverage
Claims & Repair Experience
  • 24/7 roadside assistance
  • Any licensed repair shop
  • Direct shop payment
  • In-network repair network
  • Mobile app for claims
  • Online claims portal
  • Trip interruption coverage
Customer Support & Transparency
  • Phone
  • 24/7 customer support
  • Email
  • FAQs / Educational resources
  • Live Chat
  • Mobile Application
  • Online quote without phone
  • Sample contracts online
Customer Support & Transparency
  • Phone
  • 24/7 customer support
  • Email
  • FAQs / Educational resources
  • Live Chat
  • Mobile Application
  • Online quote without phone
  • Sample contracts online
Contract & Payment Terms
  • Contract (lump-sum) payments
  • Pay-in-full discount
  • Month-to-month payments
  • Undisclosed
    Cancellation fee
  • Multi-vehicle discount
  • Price lock guarantee
Contract & Payment Terms
  • Contract (lump-sum) payments
  • Pay-in-full discount
  • Month-to-month payments
  • Undisclosed
    Cancellation fee
  • Multi-vehicle discount
  • Price lock guarantee
  • *Not all payment methods are available in all states
  • *Some payment methods may incur additional fees

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