Auto Warranty
Top Companies in 2026
CarShield vs Portfolio Protection
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- Multiple coverage levels
- Monthly payment options
- 24/7 roadside assistance
- Transferable contracts
- Several coverage plans
- High-tech component coverage
- Versatile vehicle coverage
- Roadside assistance
- No plan-specific pricing
- Prior repair authorization required
- Contract-specific exclusions
- Mixed claims feedback
- Prices are not transparent
- Confusing website
- Lack of transparency
CarShield is a vehicle protection provider founded in 2005 and headquartered in St. Peters, Missouri. They offer several coverage levels for mechanical and electrical repairs, ranging from powertrain-focused protection to broader plans, with options for older and high-mileage vehicles as well as electric vehicles, motorcycles, and ATVs. Eligible vehicles can qualify for coverage with up to 300,000 miles, while contract-dependent perks may include roadside assistance, towing, rental reimbursement, and trip interruption coverage. Customer feedback is mixed, with CarShield holding a 4.1 out of 5 rating on Trustpilot based on tens of thousands of reviews. They are also accredited by the Better Business Bureau with an A+ rating, although their BBB profile shows a substantial complaint history. Their broad plan selection, high-mileage eligibility, contract terms, pricing, and claims experience provide several areas worth examining more closely before choosing coverage.
Portfolio Protection goes beyond offering extended warranties solely for automobiles and extends its coverage to include RVs, motorcycles, and power sport vehicles. Additionally, they provide asset protection, maintenance programs, and theft deterrent products. Portfolio Protection holds an A+ rating as accredited by the Better Business Bureau!
- BBB Rating : A+
- Maximum Mileage : 300,000 miles
- Money-Back Guarantee : Available
- Number of Plans Available : 7
- Waiting Period : Varies by contract
- Operating Status : Active
- Deductible Range : Quote-based; low or $0 options available
- BBB Rating : A+
- Maximum Mileage : Undisclosed
- Money-Back Guarantee : Undisclosed
- Number of Plans Available : 6
- Waiting Period : Undisclosed
- Operating Status : Active
- Coverage up to 300,000 miles
- EV-specific coverage
- Motorcycle and ATV plans
- Monthly payment options
- High-tech component coverage
- Customizable coverage
- Versatile vehicle coverage
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option
- Commercial/rideshare
- EV/hybrid components
- No waiting period
- Option with free maintenance benefits
- Transferable
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option—Undisclosed
- Commercial/rideshare—Undisclosed
- EV/hybrid components
- No waiting period—Undisclosed
- Option with free maintenance benefits—Undisclosed
- Transferable—Undisclosed
- 24/7 roadside assistance
- Any licensed repair shop
- Direct shop payment
- In-network repair network
- Mobile app for claims
- Online claims portal
- Trip interruption coverage
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone
- Sample contracts online
- Phone
- 24/7 customer support
- —Undisclosed
- FAQs / Educational resources—Undisclosed
- Live Chat—Undisclosed
- Mobile Application—Undisclosed
- Online quote without phone—Undisclosed
- Sample contracts online—Undisclosed
- Contract (lump-sum) payments
- Pay-in-full discount
- Month-to-month payments
- Cancellation fee
- Multi-vehicle discount
- Price lock guarantee
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
- Contract (lump-sum) payments—Undisclosed
- Pay-in-full discount—Undisclosed
- Month-to-month payments—Undisclosed
- Cancellation fee—Undisclosed
- Multi-vehicle discount—Undisclosed
- Price lock guarantee
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
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