Auto Warranty
Top Companies in 2026
CarShield vs GWC Warranty
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- Multiple coverage levels
- Monthly payment options
- 24/7 roadside assistance
- Transferable contracts
- No waiting period
- Renewable contracts
- Transferable contracts
- High mileage protection
- No plan-specific pricing
- Prior repair authorization required
- Contract-specific exclusions
- Mixed claims feedback
- Limited information about their contracts online
- Not a direct provider
- No online quote engine
CarShield is a vehicle protection provider founded in 2005 and headquartered in St. Peters, Missouri. They offer several coverage levels for mechanical and electrical repairs, ranging from powertrain-focused protection to broader plans, with options for older and high-mileage vehicles as well as electric vehicles, motorcycles, and ATVs. Eligible vehicles can qualify for coverage with up to 300,000 miles, while contract-dependent perks may include roadside assistance, towing, rental reimbursement, and trip interruption coverage. Customer feedback is mixed, with CarShield holding a 4.1 out of 5 rating on Trustpilot based on tens of thousands of reviews. They are also accredited by the Better Business Bureau with an A+ rating, although their BBB profile shows a substantial complaint history. Their broad plan selection, high-mileage eligibility, contract terms, pricing, and claims experience provide several areas worth examining more closely before choosing coverage.
GWC Warranty has a good name in the car insurance business. They were started in 1995. There were more than 11 million claims, and they say they paid more than $3.5 billion. These people sell car repair contracts and have different plans for new and used vehicles. Their motto is "No Worries, Just Drive." They've also made deals with repair shops and stores across the country so that you can get good service wherever you are. They are a good choice for service contracts for your car that keep you from having to pay for fixes you didn't expect. Many consumers have reported favorable experiences with the organization, highlighting its wide coverage, particularly for significant repairs like as engine and gearbox issues. There are, however, some unfavorable reviews to be wary of. Customers have complained about extended wait times for claims to be accepted, as well as specific exclusions that result in unexpected costs.
- BBB Rating : A+
- Maximum Mileage : 300,000 miles
- Money-Back Guarantee : Available
- Number of Plans Available : 7
- Waiting Period : Varies by contract
- Operating Status : Active
- Deductible Range : Quote-based; low or $0 options available
- BBB Rating : A+
- Maximum Mileage : 200,000
- Money-Back Guarantee : Undisclosed
- Number of Plans Available : 5
- Waiting Period : None
- Operating Status : Active
- Coverage up to 300,000 miles
- EV-specific coverage
- Motorcycle and ATV plans
- Monthly payment options
- Most of their plans cover trip interruption reimbursement
- Available on vehicles with starting mileage as high as 200,000
- Coverage starts immediately upon vehicle purchase
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option
- Commercial/rideshare
- EV/hybrid components
- No waiting period
- Option with free maintenance benefits
- Transferable
- High-mileage
- Exclusionary
- Powertrain—Undisclosed
- $0 deductible option—Undisclosed
- Commercial/rideshare
- EV/hybrid components—Undisclosed
- No waiting period—Undisclosed
- Option with free maintenance benefits—Undisclosed
- Transferable—Undisclosed
- 24/7 roadside assistance
- Any licensed repair shop
- Direct shop payment
- In-network repair network
- Mobile app for claims
- Online claims portal
- Trip interruption coverage
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone
- Sample contracts online
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat—Undisclosed
- Mobile Application—Undisclosed
- Online quote without phone—Undisclosed
- Sample contracts online—Undisclosed
- Contract (lump-sum) payments
- Pay-in-full discount
- Month-to-month payments
- Cancellation fee
- Multi-vehicle discount
- Price lock guarantee
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
- Contract (lump-sum) payments
- Pay-in-full discount—Undisclosed
- Month-to-month payments—Undisclosed
- Cancellation fee—Undisclosed
- Multi-vehicle discount—Undisclosed
- Price lock guarantee—Undisclosed
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
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