Auto Warranty
Top Companies in 2026
CARCHEX vs EasyCare
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- Relationship with multiple VSC
- Trip interruption reimbursement
- Flexibility of warranty options
- Refund upon contract cancellation
- Choose your own repair shop
- Four decades of experience in vehicle protection
- Coverage options ranging from powertrain to exclusionary plans
- Available through a large nationwide dealership network
- Supports electric, rideshare, and commercial vehicles
- Roadside assistance and travel benefits are included with many plans
- Does not cover all cars
- May be more expensive than others
- They are brokers, not administrators
- No public online pricing or quote tool
- Coverage details can vary by dealership and contract
- Customer reviews frequently mention claim disputes
- Maintenance documentation may be required during claims
CARCHEX boasts a great reputation and excellent customer service, among their many advantages. CARCHEX has been helping people protect their vehicles since 2004. They have an A+ rating from the Better Business Bureau and have been consistently ranked as one of the best extended warranty companies in the industry. If you own a vehicle with high mileage, CARCHEX is an especially good option for you.
EasyCare is a vehicle service contract provider founded in 1984 and headquartered in Norcross, Georgia. Operating as part of APCO Holdings, they offer a variety of vehicle protection products through a nationwide network of participating dealerships. Their service contract options range from basic powertrain coverage to exclusionary plans designed to protect a broad range of vehicle components, making them a potential option for both new and used vehicle owners. Beyond mechanical breakdown coverage, the company also offers products such as GAP protection, prepaid maintenance plans, tire and wheel protection, key replacement coverage, and roadside assistance. Coverage is available for several vehicle types, including electric vehicles, rideshare vehicles, commercial-use vehicles, and lifted trucks. Industry credentials include Better Business Bureau accreditation and an A+ BBB rating. Customer feedback across platforms presents a mixed picture, with some customers reporting substantial savings on covered repairs and others expressing concerns about claim denials, reimbursement delays, or contract requirements. These varying experiences make it important to understand how the company's coverage, claims process, pricing structure, and contract terms work before making a decision. This review takes a closer look at each of those areas to help readers evaluate whether their offerings align with their needs.
- BBB Rating : A+
- Maximum Mileage : 250,000 miles
- Money-Back Guarantee : Yes
- Number of Plans Available : 5
- Waiting Period : 30 days
- Operating Status : Active
- BBB Rating : A+ (Accredited)
- Money-Back Guarantee : Available (subject to contract terms and free-look period)
- Number of Plans Available : 4
- Operating Status : Active
- Deductible Range : Quote-based
- Services backed by industry standard-bearers like Kelley Blue Book, CARFAX, RepairPal, and Edmunds.com
- Covers cars with up to 250,000 miles on them
- Choose your own repair shop
- Trip interruption reimbursement
- Available in California and all states
- Long contract terms of up to 10 years
- More than 11 million drivers protected through APCO Holdings brands
- Vehicle service contracts available for EVs, lifted trucks, and commercial-use vehicles
- Broad portfolio of protection products beyond warranties, including GAP, tire protection, and prepaid maintenance
- Dealer-backed purchasing experience integrated into the vehicle buying process
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option—Undisclosed
- Commercial/rideshare
- EV/hybrid components
- No waiting period—Undisclosed
- Option with free maintenance benefits—Undisclosed
- Transferable—Undisclosed
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option—Undisclosed
- Commercial/rideshare
- EV/hybrid components
- No waiting period
- Option with free maintenance benefits
- Transferable
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage—Undisclosed
- 24/7 roadside assistance
- Any licensed repair shop
- Direct shop payment
- In-network repair network
- Mobile app for claims
- Online claims portal
- Trip interruption coverage
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone—Undisclosed
- Sample contracts online
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone
- Sample contracts online
- Contract (lump-sum) payments
- Pay-in-full discount—Undisclosed
- Month-to-month payments
- Cancellation fee
- Multi-vehicle discount
- Price lock guarantee
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
- Contract (lump-sum) payments
- Pay-in-full discount—Undisclosed
- Month-to-month payments—Undisclosed
- Cancellation fee
- Multi-vehicle discount
- Price lock guarantee
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