Auto Warranty
Top Companies in 2026
autopom! vs Chaiz vs Endurance vs Olive vs More...
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- Access to multiple top-rated administrators through a single broker
- A+ BBB rating and high customer satisfaction ratings
- Interest-free payment plans available
- 30–60 day money-back guarantee (depending on state)
- Accommodates email communication for those who prefer not to call
- 30-day money-back guarantee
- Cancel at any time
- Research and purchasing are completely online
- No sales pressure or robocalls
- Direct provider with in-house claims handling
- Unlimited mileage on most plans
- Free first year of Elite Benefits
- Online quotes without a phone call
- Transferable coverage
- Accepts salvage and rebuilt titles
- Interest-free payment plans available
- No vehicle inspection required to enroll
- Rates locked in for three years
- Month-to-month payments with no long-term commitment
- Cancel anytime with no cancellation fee
- Any ASE-certified repair shop in the US and Canada
- Deductible charged per visit, not per component
- A+ BBB accredited
- Available in all 50 states plus Canada
- Any ASE-certified repair shop in the US and Canada
- Any ASE-certified repair facility nationwide
- Direct payment to repair shop upon claim approval
- No physical inspection required to enroll
- Free contract transfer to new owner
- 30-day money-back guarantee
- 24/7 claims department
- Monthly payment plans available
- Claims handled by third-party administrators
- Higher down payment required
- No online claims filing or dedicated mobile app
- Weekend customer service not available
- Chaiz is not a direct provider
- Not available in California
- May deny claims based on maintenance record requirements
- 30-day/1,000-mile waiting period before coverage begins
- Aftermarket or used parts may replace OEM
- No weekend customer service hours
- Not available as direct-to-consumer in Massachusetts
- EV and hybrid batteries explicitly excluded
- Strict eligibility limits (under 10 years old and 140,000 miles)
- Coverage capped at three years per term
- No exclusionary plan
- Broker model; cannot override QBE claim decisions
- No mobile app for policy or claims management
- Commercial and rideshare use excluded entirely
- No online quotes
- Pattern of claim denial complaints reported
- F rating with the Better Business Bureau
- Cancellation fee and administrative deductions may reduce refund
- No sample contract available on website
Founded in 2010 and headquartered in Lake Forest, California, autopom! operates as an extended vehicle warranty broker rather than a direct provider. Instead of underwriting their own contracts, they connect customers with a network of third-party administrators, including Omega Auto Care, Royal Administration, and other warranty companies. This broker model allows them to offer a broad range of plan options, from basic powertrain coverage to exclusionary plans that function similarly to factory warranties. autopom! specializes in helping drivers compare multiple administrators without contacting each provider individually, and they are one of the few brokers that may help secure coverage for vehicles with up to 250,000 miles through select partners. All plans include benefits like 24/7 roadside assistance, rental car reimbursement, and trip interruption coverage. A standout feature is their Customer Advocacy Program, where the company assists customers if disputes arise during the claims process. autopom! is BBB-accredited with an A+ rating and receives strong customer feedback for their knowledgeable sales staff and pressure-free buying experience, though claims handling ultimately depends on the third-party administrator backing the contract.
Chaiz.com, founded in 2021, is an online marketplace based in Austin, Texas. They simplify the process of buying extended auto warranties by connecting customers with reliable providers. With no-obligation quotes and transparent pricing, they aim to transform the industry. Chaiz.com offers hassle-free online shopping, making it easy to compare and buy warranty plans. Their vision is to provide affordable and reliable vehicle protection plans to give customers peace of mind.
Founded in 2006 and headquartered in Northbrook, Illinois, Endurance Warranty Services has grown into one of the largest independent direct providers of vehicle service contracts in the United States. Unlike brokers that resell plans from third-party administrators, Endurance underwrites and administers most of its own contracts, meaning there's no middleman between you and the company handling your claim. The company offers six distinct coverage tiers, ranging from basic powertrain protection to exclusionary near-factory coverage, plus a unique Advantage plan that bundles up to $3,500 in annual maintenance benefits. Endurance is one of the few providers offering unlimited mileage on most plans and accepts vehicles up to 20 years old, making them a rare option for high-mileage drivers and owners of older cars. They offer MBI coverage to California residents instead of traditional service contracts. All plans include perks like 24/7 roadside assistance, rental car reimbursement, and trip interruption coverage, as well as a free first year of Elite Benefits. Customer feedback is mixed, but Endurance holds an A rating from the BBB and is accredited.
Olive is a digital-first vehicle service contract brand launched in 2020 by Repair Ventures LLC, a company with a longer history in the vehicle protection space. Unlike many providers that require phone-based quotes and sales conversations, Olive lets customers get instant pricing, purchase coverage, manage their policy, and cancel online. Plans are sold month to month, rates are locked for three years, and coverage begins the day after purchase with no vehicle inspection required. Olive operates as a broker, with claims administered and paid by QBE Administration Services. They offer three stated-component plans: Powertrain, Powertrain Plus, and Complete Care. Coverage is available for eligible vehicles up to 10 years old and under 140,000 miles at purchase, with repairs accepted at any ASE-certified facility in the US or Canada. Benefits include towing reimbursement, rental car reimbursement, direct repair shop payment, free transfers, and a 60-day money-back guarantee. Olive is BBB-accredited with an A+ rating and receives strong feedback for their transparent purchase experience, though some customers report claim denials tied to pre-existing conditions, prior authorization rules, and the limits of Olive’s broker role.
Founded in 2020 and headquartered in Wilmington, Delaware, Select Auto Protect is a direct provider of vehicle service contracts specializing in high-mileage and older vehicle coverage. Unlike many extended warranty companies that impose strict eligibility limits, they accept vehicles of any age and mileage, provided the car is in good working condition at the time of purchase. A major differentiator is their unlimited claims policy, with no stated annual or lifetime cap on approved repairs. The company structures its coverage into three stated-component tiers: Silver, Gold, and Platinum. While the Platinum plan is their most comprehensive offering, Select Auto Protect does not provide an exclusionary bumper-to-bumper contract. Plans include benefits such as 24/7 roadside assistance, rental car reimbursement, trip interruption coverage, and direct payment to ASE-certified repair shops nationwide. Pricing is generally positioned on the more affordable side of the market, with many plans reportedly falling between $1,000 and $3,000. Customer feedback is mixed. Many customers praise the company’s sales experience, affordability, and willingness to cover vehicles rejected elsewhere, while others report inconsistencies in claims processing, communication, and cancellation experiences.
- BBB Rating : A+ (Accredited)
- Maximum Mileage : 250,000 miles (through specific administrators)
- Money-Back Guarantee : Available (30–60 days, depending on state)
- Number of Plans Available : 3
- Waiting Period : 30 days / 1,000 miles (varies by vehicle)
- Operating Status : Active
- Deductible Range : $100 (default)
- BBB Rating : A
- Maximum Mileage : N/A
- Money-Back Guarantee : Available
- Number of Plans Available : 3 tiers of plans
- Waiting Period : Depends on company
- Operating Status : Active
- BBB Rating : A
- Maximum Mileage : Unlimited
- Money-Back Guarantee : Available (30 days)
- Number of Plans Available : 6
- Waiting Period : 30 days / 1,000 miles
- Operating Status : Active
- Deductible Range : $0–$200
- BBB Rating : A+ (accredited)
- Maximum Mileage : 140,000 miles at purchase; coverage continues to 185,000 miles
- Money-Back Guarantee : Available (60 days)
- Number of Plans Available : 3
- Waiting Period : N/A (coverage begins day after purchase)
- Operating Status : Active
- Deductible Range : $100, $250, or $500 (per repair visit)
- BBB Rating : F
- Maximum Mileage : Unlimited
- Money-Back Guarantee : Available (30-day)
- Number of Plans Available : 3
- Waiting Period : 30-days and 1,000 miles
- Operating Status : Active
- Deductible Range : $100 (standard)
- Customer Advocacy: They intervene directly with administrators on your behalf if claim disputes arise
- High-mileage vehicle coverage (up to 250,000 miles)
- Named "Best for Customer Service" and "Best Personalized Experience" by several review publications
- Discounts for seniors, veterans, and upfront payment
- Compare multiple providers at once in 30 seconds
- No phone or email needed for quotes
- Rated A+ by BBB
- Quote and buy online, save up to 60%
- Best price guarantee
- Risk-Free 30-Day Money-Back Guarantee
- Your Choice of Any ASE-Certified Mechanic or Dealership
- 1 Year of Free Elite Benefits
- Coverage for Vehicles Up to 20 Years / 200K Miles
- No waiting period with day-after coverage
- 100% digital experience from quote to claim
- 60-day money-back guarantee
- Free contract transfer with no transfer fee
- MBI in California with insurance-level regulatory oversight
- No robocall commitment
- No vehicle age or mileage limits
- Unlimited claims with no cap on frequency or total number
- $500 discount on first purchase
- Replacement guarantee: if a covered part cannot be repaired, they replace it
- Gas refill service included in all plans
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option
- Commercial/rideshare—Undisclosed
- EV/hybrid components
- No waiting period
- Option with free maintenance benefits
- Transferable
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option—Undisclosed
- Commercial/rideshare
- EV/hybrid components
- No waiting period—Undisclosed
- Option with free maintenance benefits—Undisclosed
- Transferable—Undisclosed
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option
- Commercial/rideshare
- EV/hybrid components
- No waiting period
- Option with free maintenance benefits
- Transferable—Undisclosed
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option
- Commercial/rideshare
- EV/hybrid components—Undisclosed
- No waiting period
- Option with free maintenance benefits
- Transferable
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option
- Commercial/rideshare—Undisclosed
- EV/hybrid components—Undisclosed
- No waiting period
- Option with free maintenance benefits
- Transferable
- 24/7 roadside assistance
- Any licensed repair shop
- Direct shop payment
- In-network repair network
- Mobile app for claims
- Online claims portal
- Trip interruption coverage
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage—Undisclosed
- 24/7 roadside assistance
- Any licensed repair shop
- Direct shop payment
- In-network repair network
- Mobile app for claims
- Online claims portal
- Trip interruption coverage
- 24/7 roadside assistance
- Any licensed repair shop
- Direct shop payment
- In-network repair network
- Mobile app for claims
- Online claims portal
- Trip interruption coverage—Undisclosed
- 24/7 roadside assistance
- Any licensed repair shop
- Direct shop payment
- In-network repair network—Undisclosed
- Mobile app for claims
- Online claims portal
- Trip interruption coverage
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone
- Sample contracts online
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone—Undisclosed
- Sample contracts online
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone
- Sample contracts online
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone
- Sample contracts online
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone
- Sample contracts online
- Contract (lump-sum) payments
- Pay-in-full discount
- Month-to-month payments
- Cancellation fee
- Multi-vehicle discount—Undisclosed
- Price lock guarantee
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
- Contract (lump-sum) payments
- Pay-in-full discount
- Month-to-month payments
- Cancellation fee
- Multi-vehicle discount
- Price lock guarantee
- Not all payment methods are available in all states
- Some payment methods may incur additional fees
- Contract (lump-sum) payments
- Pay-in-full discount
- Month-to-month payments
- Cancellation fee
- Multi-vehicle discount
- Price lock guarantee
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
- Contract (lump-sum) payments—Undisclosed
- Pay-in-full discount
- Month-to-month payments
- Cancellation fee
- Multi-vehicle discount
- Price lock guarantee
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
- Contract (lump-sum) payments
- Pay-in-full discount
- Month-to-month payments
- Cancellation fee
- Multi-vehicle discount
- Price lock guarantee
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
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