Auto Warranty
Top Companies in 2026
American First Auto Protect vs Toyota Extra Care
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- Offers a variety of discounts
- Nationwide coverage
- Multiple coverage levels
- High-mileage eligibility
- Transferable coverage
- Travel benefits included
- Currently on alert with BBB
- No sample contracts
- Lack of clear information on their website about plans and coverage
- No published pricing
- Factory warranty overlap
- Used-plan purchase restrictions
- Maintenance excluded
We advise caution when considering American First Auto Protect for your extended auto warranty needs. The volume of concerning reviews about this company is notable, and we suggest that you thoroughly read through customer feedback. It's important to be aware of the numerous warnings that have surfaced regarding their services before making a decision.
Toyota Motor Corporation was founded in 1937 and is headquartered in Toyota City, Japan, while Toyota Motor North America operates from Plano, Texas. Their Toyota Extra Care program is a factory-backed vehicle service agreement administered through Toyota Financial Services, with Platinum, Gold, and Powertrain coverage available for eligible new, used, and Toyota Certified Used vehicles. Depending on the plan, protection can cover major mechanical and electrical systems, with Platinum covering up to 1,100 vehicle parts. Other features include $0 or $100 disappearing deductible options, 24/7 roadside assistance, substitute transportation, travel protection, and transferable coverage. Independent customer feedback specifically about Extra Care is limited. Toyota Financial Services has a low Trustpilot rating, although many reviews concern financing and account services rather than the VSA, making it difficult to assess Extra Care from that score alone. As a manufacturer-backed program with several coverage levels and access to Toyota dealerships for covered repairs, Extra Care offers several features worth examining alongside its costs, exclusions, and contract terms.
- BBB Rating : F
- Maximum Mileage : Undisclosed
- Money-Back Guarantee : 30-days
- Number of Plans Available : 3
- Waiting Period : 30-days
- Operating Status : Active
- Maximum Mileage : 150,000
- Money-Back Guarantee : true
- Number of Plans Available : 3
- Waiting Period : N/A
- Operating Status : Active
- Deductible Range : $0–$100
- Covers vehicles from the year 2000 onwards
- Offers services for luxury vehicles and high-end components
- Offers trip interruption reimbursement in all its plans
- Factory-backed by Toyota
- Up to 1,100 covered parts
- Disappearing deductible option
- Toyota dealer repairs
- High-mileage
- Exclusionary—Undisclosed
- Powertrain—Undisclosed
- $0 deductible option—Undisclosed
- Commercial/rideshare
- EV/hybrid components—Undisclosed
- No waiting period—Undisclosed
- Option with free maintenance benefits—Undisclosed
- Transferable—Undisclosed
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option
- Commercial/rideshare
- EV/hybrid components
- No waiting period
- Option with free maintenance benefits
- Transferable
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage
- 24/7 roadside assistance
- Any licensed repair shop
- Direct shop payment—Undisclosed
- In-network repair network
- Mobile app for claims
- Online claims portal
- Trip interruption coverage
- Phone
- 24/7 customer support—Undisclosed
- FAQs / Educational resources
- Live Chat—Undisclosed
- Mobile Application—Undisclosed
- Online quote without phone—Undisclosed
- Sample contracts online—Undisclosed
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone
- Sample contracts online
- Contract (lump-sum) payments
- Pay-in-full discount—Undisclosed
- Month-to-month payments—Undisclosed
- Cancellation fee—Undisclosed
- Multi-vehicle discount—Undisclosed
- Price lock guarantee—Undisclosed
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
- Contract (lump-sum) payments—Undisclosed
- Pay-in-full discount—Undisclosed
- Month-to-month payments—Undisclosed
- Cancellation fee
- Multi-vehicle discount—Undisclosed
- Price lock guarantee—Undisclosed
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
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