Auto Warranty
Top Companies in 2026
America Auto Care vs GWC Warranty
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- 30-day full-refund period
- Some contracts are transferable
- Access to ASE-certified repair facilities
- Coverage available for major powertrain and vehicle systems
- No waiting period
- Renewable contracts
- Transferable contracts
- High mileage protection
- No prices or deductibles are published online
- No sample contracts available
- Vehicle eligibility and waiting periods are unclear
- Claims are approved by a separate administrator
- Limited information about their contracts online
- Not a direct provider
- No online quote engine
Founded in 2016 and headquartered in Stuart, Florida, America Auto Care is a third-party vehicle service contract provider offering four levels of repair coverage. Their plans range from Basic Coverage for the engine, transmission, and drive axles to broader options covering systems such as the suspension, brakes, air conditioning, heating, and luxury electronics.
All coverage levels include towing and roadside assistance, and customers can use ASE-certified repair facilities across the United States and Canada. The provider also advertises no-fee payment plans, a 30-day full-refund period, and transferable coverage in many cases. Pricing, deductibles, vehicle eligibility limits, and waiting periods are not published online, so customers must request a quote and review their contract for these details.
America Auto Care holds an A+ BBB rating but is not accredited by the organization. Their BBB profile also lists a Florida Department of Financial Services license. ConsumerAffairs gives the company a 4.2 out of 5 rating, although most detailed customer reviews are several years old. This review examines their coverage, costs, contract terms, customer experiences, and potential limitations in greater detail.
GWC Warranty has a good name in the car insurance business. They were started in 1995. There were more than 11 million claims, and they say they paid more than $3.5 billion. These people sell car repair contracts and have different plans for new and used vehicles. Their motto is "No Worries, Just Drive." They've also made deals with repair shops and stores across the country so that you can get good service wherever you are. They are a good choice for service contracts for your car that keep you from having to pay for fixes you didn't expect. Many consumers have reported favorable experiences with the organization, highlighting its wide coverage, particularly for significant repairs like as engine and gearbox issues. There are, however, some unfavorable reviews to be wary of. Customers have complained about extended wait times for claims to be accepted, as well as specific exclusions that result in unexpected costs.
- BBB Rating : N/R (unaccredited)
- Maximum Mileage : Undisclosed
- Money-Back Guarantee : Available
- Number of Plans Available : 4r
- Waiting Period : N/A
- Operating Status : Active
- Deductible Range : Undisclosed
- BBB Rating : A+
- Maximum Mileage : 200,000
- Money-Back Guarantee : Undisclosed
- Number of Plans Available : 5
- Waiting Period : None
- Operating Status : Active
- No-fee payment plans
- Towing and roadside assistance are included with every plan
- Repair access across the United States and Canada
- Luxury electrical coverage available at the highest level
- Most of their plans cover trip interruption reimbursement
- Available on vehicles with starting mileage as high as 200,000
- Coverage starts immediately upon vehicle purchase
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option
- Commercial/rideshare
- EV/hybrid components
- No waiting period
- Option with free maintenance benefits
- Transferable
- High-mileage
- Exclusionary
- Powertrain—Undisclosed
- $0 deductible option—Undisclosed
- Commercial/rideshare
- EV/hybrid components—Undisclosed
- No waiting period—Undisclosed
- Option with free maintenance benefits—Undisclosed
- Transferable—Undisclosed
- 24/7 roadside assistance
- Any licensed repair shop
- Direct shop payment
- In-network repair network
- Mobile app for claims
- Online claims portal
- Trip interruption coverage
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone
- Sample contracts online
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat—Undisclosed
- Mobile Application—Undisclosed
- Online quote without phone—Undisclosed
- Sample contracts online—Undisclosed
- Contract (lump-sum) payments
- Pay-in-full discount
- Month-to-month payments
- Cancellation fee
- Multi-vehicle discount
- Price lock guarantee
- Contract (lump-sum) payments
- Pay-in-full discount—Undisclosed
- Month-to-month payments—Undisclosed
- Cancellation fee—Undisclosed
- Multi-vehicle discount—Undisclosed
- Price lock guarantee—Undisclosed
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
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