America Auto Care vs Continental Warranty

Founded in 2016 and headquartered in Stuart, Florida, America Auto Care is a third-party vehicle service contract provider offering four levels of repair coverage. Their plans range from Basic Coverage for the engine, transmission, and drive axles to broader options covering systems such as the suspension, brakes, air conditioning, heating, and luxury electronics.

All coverage levels include towing and roadside assistance, and customers can use ASE-certified repair facilities across the United States and Canada. The provider also advertises no-fee payment plans, a 30-day full-refund period, and transferable coverage in many cases. Pricing, deductibles, vehicle eligibility limits, and waiting periods are not published online, so customers must request a quote and review their contract for these details.

America Auto Care holds an A+ BBB rating but is not accredited by the organization. Their BBB profile also lists a Florida Department of Financial Services license. ConsumerAffairs gives the company a 4.2 out of 5 rating, although most detailed customer reviews are several years old. This review examines their coverage, costs, contract terms, customer experiences, and potential limitations in greater detail.

Founded in 1999 and headquartered in Claymont, Delaware, Continental Warranty is a vehicle service contract provider that partners with dealerships across the United States to offer extended warranty coverage for used vehicles. Their product lineup ranges from basic Powertrain protection to the more comprehensive Ultra Care plan, allowing buyers to choose coverage based on their vehicle, budget, and repair needs. The provider also offers optional protection products such as GAP coverage, tire and wheel protection, windshield repair, and key replacement.

One of Continental Warranty's distinguishing features is the ability for customers to have approved repairs completed at any qualified licensed repair facility after claims authorization, rather than being limited to a specific repair network. They have maintained BBB accreditation since 2001 and currently hold an A+ Better Business Bureau rating, reflecting an established presence in the vehicle service contract industry. At the same time, customer review scores on platforms such as the BBB and Yelp are considerably lower, with many reviewers commenting on their claims experience. This review explores the provider's plans, pricing transparency, contract terms, customer feedback, support resources, and overall value to help determine whether their coverage is the right fit.