Auto Warranty
Top Companies in 2026
AAA Vehicle Protection vs Zurich
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Pros
- $0 deductible at AAA-owned auto repair shops
- Rental car reimbursement
- No waiting period on some plans
Pros
- Transferable contracts
- No waiting period
- Live chat option
- Can be bought directly or at dealerships
- True nationwide availability
- Comprehensive plans are very thorough
- Offers many other protection products
Cons
- Not available in all states
- Benefits and coverage differ by location
- Must be a member to purchase
Cons
- Not transparent, no sample contracts available
- Policies are not renewable, you have to purchase another contract
- Could be pricey
- Different administrator in Florida
Summary
AAA is best known for its roadside assistance and automotive care services, but AAA also offers extended warranty plans in some locations. AAA Extended Auto Warranty offers a variety of other benefits, including roadside assistance, rental car reimbursement, and trip interruption coverage.
Summary
Zurich's extended auto warranty covers a wide range of parts and services, including the engine, transmission, electrical system, and more. You can choose from a variety of plans to fit your needs and budget. Zurich's extended auto warranty is easy to purchase either directly from the provider, through warranty brokers, or at authorized dealerships. You can get a quote online or by calling a Zurich representative.
Quick Stats
- BBB Rating : Varies between clubs
- Maximum Mileage : 175,000 miles
- Money-Back Guarantee : 60-day money-back guarantee (30 days for pre-owned vehicles)
- Number of Plans Available : 3
- Waiting Period : No waiting period
- Operating Status : Active
Quick Stats
- BBB Rating : A+
- Maximum Mileage : 150,000
- Money-Back Guarantee : Available
- Number of Plans Available : 3
- Waiting Period : None
- Operating Status : Active
Selling Points
- Optional "rideshare" coverage for commercial use
- Risk-free trial period
- Reduced or "disappearing" deductible
- General AAA member perks
Selling Points
- Online chat available
- Covers electric vehicles
- High-tech components and computer systems coverage
- Generous eligibility criteria
- Many other protection products
Coverage & Plan Flexibility
- High-mileage
- Exclusionary
- Powertrain—Undisclosed
- $0 deductible option—Undisclosed
- Commercial/rideshare
- EV/hybrid components—Undisclosed
- No waiting period—Undisclosed
- Option with free maintenance benefits—Undisclosed
- Transferable—Undisclosed
Coverage & Plan Flexibility
- High-mileage
- Exclusionary
- Powertrain—Undisclosed
- $0 deductible option—Undisclosed
- Commercial/rideshare
- EV/hybrid components—Undisclosed
- No waiting period—Undisclosed
- Option with free maintenance benefits—Undisclosed
- Transferable—Undisclosed
Claims & Repair Experience
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage—Undisclosed
Claims & Repair Experience
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage—Undisclosed
Customer Support & Transparency
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat—Undisclosed
- Mobile Application
- Online quote without phone—Undisclosed
- Sample contracts online—Undisclosed
Customer Support & Transparency
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application—Undisclosed
- Online quote without phone—Undisclosed
- Sample contracts online
Contract & Payment Terms
- Contract (lump-sum) payments—Undisclosed
- Pay-in-full discount—Undisclosed
- Month-to-month payments—Undisclosed
- Cancellation fee—Undisclosed
- Multi-vehicle discount—Undisclosed
- Price lock guarantee—Undisclosed
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
Contract & Payment Terms
- Contract (lump-sum) payments—Undisclosed
- Pay-in-full discount
- Month-to-month payments
- Cancellation fee—Undisclosed
- Multi-vehicle discount—Undisclosed
- Price lock guarantee—Undisclosed
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
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