Auto Warranty
Top Companies in 2024
AAA Vehicle Protection vs Toco Warranty
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Pros
- $0 deductible at AAA-owned auto repair shops
- Rental car reimbursement
- No waiting period on some plans
Pros
- Trip interruption reimbursement
- Extensive mileage coverage
- Hybrid vehicle coverage
- In-house plan management and distribution
- Inclusion of high-tech components
Cons
- Not available in all states
- Benefits and coverage differ by location
- Must be a member to purchase
Cons
- Geographic limitations
- Non-transferable contracts
- Rigid deductible terms
- Limited freedom of choice
Summary
AAA is best known for its roadside assistance and automotive care services, but AAA also offers extended warranty plans in some locations. AAA Extended Auto Warranty offers a variety of other benefits, including roadside assistance, rental car reimbursement, and trip interruption coverage.
Summary
Toco offers comprehensive coverage, flexible payment options, and easy claims processing. Toco sells and manages its plans internally. They are also accredited with an A+ rating from the BBB! Some additional benefits of Toco's extended auto warranty are 24/7 roadside assistance, rental car reimbursement, and trip interruption coverage.
Quick Stats
- BBB Rating : Varies between clubs
- Cancelation Option : Available
- Maintenance Coverage : Unavailable
- Money-Back Guarantee : 60-day money-back guarantee (30 days for pre-owned vehicles)
- Number of Plans Available : 3
- Repair Shop Choice : No
- Term Limits : 12 years
- Waiting Period : No waiting period
- Operating Status : Active
- Business Started : 1905
- Online Quote : False
Quick Stats
- BBB Rating : A+
- Cancelation Option : Available
- Maintenance Coverage : Available
- Money-Back Guarantee : Unavailable
- Number of Plans Available : 4
- Repair Shop Choice : Use any repair facility
- Term Limits : Undisclosed
- Waiting Period : Undisclosed
- Operating Status : Active
- Business Started : 2013
- Online Quote : False
Selling Points
- Optional "rideshare" coverage for commercial use
- Risk-free trial period
- Reduced or "disappearing" deductible
- General AAA member perks
Selling Points
- Coverage of up to 250,000 miles on the odometer
- Plans available for high tech components and technology packages
- Covers hybrid cars
- Variety of plans that can be tailored to individual needs
Customer Support
- Phone
- FAQs
- Help Guides—Undisclosed
- Live Chat—Undisclosed
- Mobile Application
- Ticket
Customer Support
- Phone
- FAQs
- Help Guides
- Live Chat
- Mobile Application
- Ticket
Payment Options
- Major Credit Cards
- Major Debit Cards
- Cash—Undisclosed
- Check—Undisclosed
- ACH Transactions—Undisclosed
- PayPal—Undisclosed
- Apple Pay—Undisclosed
- Google Pay—Undisclosed
- Money Order—Undisclosed
- Wire Transfer—Undisclosed
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
Payment Options
- Major Credit Cards
- Major Debit Cards
- Cash—Undisclosed
- Check—Undisclosed
- ACH Transactions—Undisclosed
- PayPal
- Apple Pay—Undisclosed
- Google Pay—Undisclosed
- Money Order—Undisclosed
- Wire Transfer—Undisclosed
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
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