Auto Warranty
Top Companies in 2026
1800Warranty vs Safeguard My Car
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- Four coverage plans (levels) for different vehicle needs
- Interest-free financing available on eligible payment plans
- Covers many vehicles with up to 200,000 miles
- Includes 24/7 roadside assistance with every contract
- Month-to-month contract option with no long-term commitment
- Offered access to licensed repair facilities nationwide
- Included rental car reimbursement
- Provided trip interruption coverage
- Covered select hybrid components
- Allowed contract transfers for qualifying private-party sales
- Some contract terms and fees are not disclosed online
- Mixed customer feedback regarding the claims experience
- No public pricing or sample quotes available
- The highest plan is stated-component rather than exclusionary coverage
- No longer offers vehicle service contracts
- Provided limited plan-specific pricing information
- Published dated sample contracts
- Did not offer live chat or an online customer portal
- Received reports of communication and claims issues
1800Warranty is a direct-to-consumer extended auto warranty provider founded in 2019 and headquartered in Ringwood, New Jersey. They offer vehicle service contracts designed to help drivers manage unexpected repair costs after their factory warranty expires, with coverage available in most U.S. states. Their lineup includes four coverage levels, ranging from basic powertrain protection that covers essential components to a comprehensive stated-component plan, along with flexible month-to-month contracts and prepaid terms of up to 72 months.
The provider distinguishes themselves through interest-free financing, eligibility for many vehicles with up to 200,000 miles, and includes extra features such as 24/7 roadside assistance. Eligible contracts also include identity theft protection, a feature that is uncommon among extended warranty providers.
Customer feedback is mixed across review platforms. At the time of writing, 1800Warranty holds a 3.4 out of 5 rating on Trustpilot and a 4.8 out of 5 rating on Google Reviews, with customers praising the purchasing experience, while some report challenges during the claims process. They are not accredited by the Better Business Bureau. This review takes a closer look at their coverage, pricing, customer experience, and contract terms to help determine whether they are the right fit for your vehicle.
Founded in 2021, Safeguard My Car was a Florida-based marketer of vehicle service contracts. Business records listed a principal address in St. Petersburg, while the company’s website displayed an Orlando office. Third-party administrators handled their contracts, claims, and repair authorizations.
The provider offered three plan categories: Powertrain Protection, Used Stated Coverage, and New Exclusionary Coverage. Depending on the plan, covered systems included the engine, transmission, drive axle, air conditioning, suspension, steering, electrical system, and select hybrid components. Powertrain coverage accepted eligible vehicles with up to 250,000 miles, and every plan included 24/7 roadside assistance.
Safeguard My Car did not hold BBB accreditation and had no verified Trustpilot or Google review profile. Feedback available through other sources was limited and mostly critical, with complaints involving sales practices, communication, claim denials, and repair coverage. The company has since gone out of business and no longer sells contracts. Former customers may need to contact the administrator or insurer listed in their agreements for help with claims or remaining coverage.
- BBB Rating : N/R (Unaccredited)
- Maximum Mileage : Up to 200,000 miles (vehicle eligibility varies)
- Money-Back Guarantee : Undisclosed
- Number of Plans Available : 4 Coverage levels
- Waiting Period : 30 days and 1,000 miles (may be waived for mechanical breakdown coverage after a qualifying vehicle inspection, subject to the provider's terms)
- Operating Status : Active
- Deductible Range : Quote-based (selected during the quoting process)
- BBB Rating : N/R (unaccredited)
- Maximum Mileage : 250,000 miles
- Money-Back Guarantee : Available within 30 days
- Number of Plans Available : Three plan categories with five coverage levels
- Waiting Period : Contract-specific and not publicly disclosed
- Operating Status : Out of business
- Deductible Range : $100 (default)
- Month-to-month vehicle service contracts are an uncommon option in the extended warranty industry
- Complimentary identity theft protection included with eligible contracts
- Immediate breakdown coverage available after a qualifying vehicle inspection
- Interest-free payment plans with flexible financing terms
- Accepted eligible vehicles with up to 250,000 miles
- Offered three levels of powertrain protection
- Included 24/7 roadside assistance with every plan
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option
- Commercial/rideshare
- EV/hybrid components
- No waiting period
- Option with free maintenance benefits
- Transferable
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option
- Commercial/rideshare
- EV/hybrid components
- No waiting period
- Option with free maintenance benefits
- Transferable
- 24/7 roadside assistance
- Any licensed repair shop
- Direct shop payment
- In-network repair network
- Mobile app for claims
- Online claims portal
- Trip interruption coverage
- 24/7 roadside assistance
- Any licensed repair shop
- Direct shop payment
- In-network repair network
- Mobile app for claims
- Online claims portal
- Trip interruption coverage
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone
- Sample contracts online
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone
- Sample contracts online
- Contract (lump-sum) payments
- Pay-in-full discount
- Month-to-month payments
- Cancellation fee
- Multi-vehicle discount
- Price lock guarantee
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
- Contract (lump-sum) payments
- Pay-in-full discount
- Month-to-month payments
- Cancellation fee
- Multi-vehicle discount
- Price lock guarantee
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