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1800Warranty vs Premier Auto Protect

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Pros
  • Four coverage plans (levels) for different vehicle needs
  • Interest-free financing available on eligible payment plans
  • Covers many vehicles with up to 200,000 miles
  • Includes 24/7 roadside assistance with every contract
  • Month-to-month contract option with no long-term commitment
Pros
  • Coverage available for high-mileage, hybrid, and electric vehicles
  • Freedom to use ASE-certified repair facilities nationwide
  • Included roadside assistance and travel-related benefits with many plans
  • Thirty-day money-back guarantee for eligible cancellations
  • Multiple coverage levels ranging from Powertrain to Exclusionary plans
Cons
  • Some contract terms and fees are not disclosed online
  • Mixed customer feedback regarding the claims experience
  • No public pricing or sample quotes available
  • The highest plan is stated-component rather than exclusionary coverage
Cons
  • Waiting period information is not clearly disclosed online
  • Limited online access to sample contracts and detailed policy documents
  • Pricing is not publicly available and requires a quote
  • Mixed customer feedback regarding claims handling and coverage disputes
Summary

1800Warranty is a direct-to-consumer extended auto warranty provider founded in 2019 and headquartered in Ringwood, New Jersey. They offer vehicle service contracts designed to help drivers manage unexpected repair costs after their factory warranty expires, with coverage available in most U.S. states. Their lineup includes four coverage levels, ranging from basic powertrain protection that covers essential components to a comprehensive stated-component plan, along with flexible month-to-month contracts and prepaid terms of up to 72 months.

The provider distinguishes themselves through interest-free financing, eligibility for many vehicles with up to 200,000 miles, and includes extra features such as 24/7 roadside assistance. Eligible contracts also include identity theft protection, a feature that is uncommon among extended warranty providers.

Customer feedback is mixed across review platforms. At the time of writing, 1800Warranty holds a 3.4 out of 5 rating on Trustpilot and a 4.8 out of 5 rating on Google Reviews, with customers praising the purchasing experience, while some report challenges during the claims process. They are not accredited by the Better Business Bureau. This review takes a closer look at their coverage, pricing, customer experience, and contract terms to help determine whether they are the right fit for your vehicle.

Summary

Premier Auto Protect is a New York-based vehicle service contract provider founded in 2016. They offer nationwide coverage and operate as a direct provider, handling both plan administration and customer service. Their coverage options range from basic Powertrain protection to comprehensive Exclusionary plans, with additional options available for electric vehicles through a dedicated EV Exclusionary plan. Many of their contracts include benefits such as roadside assistance, rental car reimbursement, trip interruption coverage, and access to ASE-certified repair facilities across the country. Coverage is available for a variety of vehicle types, including used vehicles, higher-mileage vehicles, hybrids, and EVs. The company holds Better Business Bureau accreditation and an A BBB rating. Customer feedback is generally positive on larger review platforms, including Trustpilot and the BBB, where many reviewers praise the sales experience, customer service, and coverage options. At the same time, some customers report concerns related to claims processing, contract interpretation, and coverage disputes, making it important to understand the details of any agreement before purchasing. This review takes a closer look at their plans, costs, contract terms, customer experiences, and support resources to help readers better understand what Premier Auto Protect offers.

Quick Stats
  • BBB Rating : N/R (Unaccredited)
  • Maximum Mileage : Up to 200,000 miles (vehicle eligibility varies)
  • Money-Back Guarantee : Undisclosed
  • Number of Plans Available : 4 Coverage levels
  • Waiting Period : 30 days and 1,000 miles (may be waived for mechanical breakdown coverage after a qualifying vehicle inspection, subject to the provider's terms)
  • Operating Status : Active
  • Deductible Range : Quote-based (selected during the quoting process)
Quick Stats
  • BBB Rating : A
  • Money-Back Guarantee : Available 30 days
  • Number of Plans Available : 5
  • Operating Status : Active
  • Deductible Range : Quote-based
Selling Points
  • Month-to-month vehicle service contracts are an uncommon option in the extended warranty industry
  • Complimentary identity theft protection included with eligible contracts
  • Immediate breakdown coverage available after a qualifying vehicle inspection
  • Interest-free payment plans with flexible financing terms
Selling Points
  • Dedicated EV Exclusionary plan designed specifically for electric vehicles
  • Direct-provider model that handles both sales and contract administration
  • Coverage options available in California, where some competitors have limited availability
  • Transferable contracts that may help increase vehicle resale appeal
Coverage & Plan Flexibility
  • High-mileage
  • Exclusionary
  • Powertrain
  • $0 deductible option
  • Commercial/rideshare
  • EV/hybrid components
  • No waiting period
  • Option with free maintenance benefits
  • Transferable
Coverage & Plan Flexibility
  • High-mileage
  • Exclusionary
  • Powertrain
  • Undisclosed
    $0 deductible option
  • Undisclosed
    Commercial/rideshare
  • EV/hybrid components
  • Undisclosed
    No waiting period
  • Undisclosed
    Option with free maintenance benefits
  • Transferable
Claims & Repair Experience
  • 24/7 roadside assistance
  • Any licensed repair shop
  • Direct shop payment
  • In-network repair network
  • Mobile app for claims
  • Online claims portal
  • Trip interruption coverage
Claims & Repair Experience
  • 24/7 roadside assistance
  • Any licensed repair shop
  • Direct shop payment
  • In-network repair network
  • Mobile app for claims
  • Online claims portal
  • Trip interruption coverage
Customer Support & Transparency
  • Phone
  • 24/7 customer support
  • Email
  • FAQs / Educational resources
  • Live Chat
  • Mobile Application
  • Online quote without phone
  • Sample contracts online
Customer Support & Transparency
  • Phone
  • Undisclosed
    24/7 customer support
  • Email
  • FAQs / Educational resources
  • Live Chat
  • Mobile Application
  • Online quote without phone
  • Sample contracts online
Contract & Payment Terms
  • Contract (lump-sum) payments
  • Pay-in-full discount
  • Month-to-month payments
  • Cancellation fee
  • Multi-vehicle discount
  • Price lock guarantee
  • *Not all payment methods are available in all states
  • *Some payment methods may incur additional fees
Contract & Payment Terms
  • Contract (lump-sum) payments
  • Undisclosed
    Pay-in-full discount
  • Month-to-month payments
  • Undisclosed
    Cancellation fee
  • Undisclosed
    Multi-vehicle discount
  • Undisclosed
    Price lock guarantee
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