Credit Card Processing Solutions
Top Companies in 2024
Adyen vs ProMerchant
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- Global reach
- Flexible pricing options to choose from
- Month-to-month agreements
- Some plans offer free hardware
- No set-up or application fees
- Supports surcharging
- Minimum monthly billing threshold
- Limited industry coverage
- Fixed monthly fee model may be pricy for small businesses with low transaction amounts
- Only work in the United States
- Lack of proprietary apps and solutions
- Lack of price transparency
Established in 2006 and headquartered in Amsterdam, Adyen is a leading global payment processing company known for simplifying transactions, payment management, and income tracking. With an impressive clientele, including Netflix, McDonald's, and Microsoft, Adyen's payment processing support various payment methods and currencies, fostering a seamless global reach. The company's transparent pricing model, devoid of monthly fees, provides flexibility to businesses of all sizes. Adyen places a strong emphasis on security, holding top industry standards for encryption and PCI DSS compliance. Their two-step fraud prevention process includes authentication barriers and integrated risk management elements, ensuring a secure payment environment. While Adyen boasts a solid score of 4.8 out of 5 on Capterra for their international capabilities, organized user interface, and diverse payment methods, user reviews on Trustpilot reveal a mix of positive and negative experiences.
ProMerchant is a credit card processing company founded in 2018 that offers solutions for small businesses. The business provides services for both traditional brick-and-mortar businesses and online retailers. They have two price options: one offers no processing fees to retail businesses and restaurants, and the other utilizes an interchange with a fixed percentage rate and transaction fee cost structure. ProMerchant boasts that its representatives can approve your account in as little as two hours. They have gotten favorable feedback from clients and are renowned for their capacity to work with high-risk enterprises. ProMerchant is a wonderful alternative for companies of all sizes because it supports practically every small business. ProMerchant has an A+ rating on the BBB website, though they are not accredited by them. They earn positive reviews from customers, getting a 4.9/5 score on Trustpilot, and are recognized for a fast approval process and competitive pricing.
- Customer Experience : Fair
- Money-Back Guarantee : True
- Gift Cards : Undisclosed
- Real-Time Reports : Avaialble
- Transparent Pricing : Unavaialble
- Pricing Model : Fixed processing fee & Interchange plus
- Trustpilot Score : 1.7 out of 5
- BBB Rating : N/R
- Transaction Speed : 2 Days
- Customer Experience : Excellent
- Gift Cards : Available
- Real-Time Reports : Available
- Transparent Pricing : Unavailable
- Pricing Model : Interchange plus, Fixed monthly fee, Surcharging
- Trustpilot Score : 4.8 out of 5
- BBB Rating : A+
- No contracts
- Diverse payment methods
- Industry-specific solutions
- Free terminal with many plans
- Fast approval process
- Flexible terms and conditions
- No upfront fees or hidden costs
- Billing & Invoicing—Undisclosed
- Electronic Receipts—Undisclosed
- Free Hardware—Undisclosed
- Mobile Card Reader
- Multiple Payment Gateways
- Recurring Payments & Billing—Undisclosed
- Reporting & Analytics
- Virtual Terminal—Undisclosed
- Billing & Invoicing
- Electronic Receipts
- Free Hardware
- Mobile Card Reader
- Multiple Payment Gateways
- Recurring Payments & Billing
- Reporting & Analytics
- Virtual Terminal
- EMV Compliant
- Payment Fraud Protection
- PCI Compliance
- EMV Compliant
- Payment Fraud Protection
- PCI Compliance
- Annual Subscription
- Free Trial
- Freemium—Undisclosed
- Monthly Subscription—Undisclosed
- One-Time License
- Annual Subscription
- Free Trial
- Freemium—Undisclosed
- Monthly Subscription
- One-Time License
- Processing Services—Undisclosed
- Accounting Software—Undisclosed
- POS—Undisclosed
- Productivity Software—Undisclosed
- Processing Services
- Accounting Software
- POS
- Productivity Software—Undisclosed
- ACH Processing
- Cash Transactions—Undisclosed
- Credit Card Terminals
- Electronic Signature—Undisclosed
- In-Person Payments
- Mobile Payments
- NFC Payments—Undisclosed
- Online Payment Procesing
- ACH Processing—Undisclosed
- Cash Transactions
- Credit Card Terminals
- Electronic Signature
- In-Person Payments
- Mobile Payments
- NFC Payments
- Online Payment Procesing
- Demos
- —Undisclosed
- FAQs—Undisclosed
- Help Guides
- Live Chat
- Mobile Application—Undisclosed
- Phone—Undisclosed
- Tickets—Undisclosed
- Demos
- FAQs
- Help Guides
- Live Chat
- Mobile Application
- Phone
- Tickets
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