Auto Warranty
Top Companies in 2026
Toco Warranty vs Zurich
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Pros
- Trip interruption reimbursement
- Extensive mileage coverage
- Hybrid vehicle coverage
- In-house plan management and distribution
- Inclusion of high-tech components
Pros
- Transferable contracts
- No waiting period
- Live chat option
- Can be bought directly or at dealerships
- True nationwide availability
- Comprehensive plans are very thorough
- Offers many other protection products
Cons
- Geographic limitations
- Non-transferable contracts
- Rigid deductible terms
- Limited freedom of choice
Cons
- Not transparent, no sample contracts available
- Policies are not renewable, you have to purchase another contract
- Could be pricey
- Different administrator in Florida
Summary
Toco offers comprehensive coverage, flexible payment options, and easy claims processing. Toco sells and manages its plans internally. They are also accredited with an A+ rating from the BBB! Some additional benefits of Toco's extended auto warranty are 24/7 roadside assistance, rental car reimbursement, and trip interruption coverage.
Summary
Zurich's extended auto warranty covers a wide range of parts and services, including the engine, transmission, electrical system, and more. You can choose from a variety of plans to fit your needs and budget. Zurich's extended auto warranty is easy to purchase either directly from the provider, through warranty brokers, or at authorized dealerships. You can get a quote online or by calling a Zurich representative.
Quick Stats
- BBB Rating : A+
- Maximum Mileage : 250,000
- Money-Back Guarantee : Unavailable
- Number of Plans Available : 4
- Waiting Period : Undisclosed
- Operating Status : Active
Quick Stats
- BBB Rating : A+
- Maximum Mileage : 150,000
- Money-Back Guarantee : Available
- Number of Plans Available : 3
- Waiting Period : None
- Operating Status : Active
Selling Points
- Coverage of up to 250,000 miles on the odometer
- Plans available for high tech components and technology packages
- Covers hybrid cars
- Variety of plans that can be tailored to individual needs
Selling Points
- Online chat available
- Covers electric vehicles
- High-tech components and computer systems coverage
- Generous eligibility criteria
- Many other protection products
Coverage & Plan Flexibility
- High-mileage
- Exclusionary
- Powertrain—Undisclosed
- $0 deductible option—Undisclosed
- Commercial/rideshare
- EV/hybrid components—Undisclosed
- No waiting period—Undisclosed
- Option with free maintenance benefits
- Transferable—Undisclosed
Coverage & Plan Flexibility
- High-mileage
- Exclusionary
- Powertrain—Undisclosed
- $0 deductible option—Undisclosed
- Commercial/rideshare
- EV/hybrid components—Undisclosed
- No waiting period—Undisclosed
- Option with free maintenance benefits—Undisclosed
- Transferable—Undisclosed
Claims & Repair Experience
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage
Claims & Repair Experience
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage—Undisclosed
Customer Support & Transparency
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone—Undisclosed
- Sample contracts online
Customer Support & Transparency
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application—Undisclosed
- Online quote without phone—Undisclosed
- Sample contracts online
Contract & Payment Terms
- Contract (lump-sum) payments—Undisclosed
- Pay-in-full discount—Undisclosed
- Month-to-month payments
- Cancellation fee—Undisclosed
- Multi-vehicle discount—Undisclosed
- Price lock guarantee—Undisclosed
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
Contract & Payment Terms
- Contract (lump-sum) payments—Undisclosed
- Pay-in-full discount
- Month-to-month payments
- Cancellation fee—Undisclosed
- Multi-vehicle discount—Undisclosed
- Price lock guarantee—Undisclosed
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
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