Auto Warranty
Top Companies in 2026
Honda Care vs Protect My Car
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- Up to 8 years/120,000 miles
- $0 deductible options
- Transferable coverage
- Roadside and rental benefits
- 24/7 roadside assistance
- Includes student and military discounts
- Trip interruption reimbursement
- Transferable coverage
- Dealer-dependent pricing
- Limited vehicle eligibility
- Factory coverage overlap
- Restricted repair network
- Roadside assistance limited to 2 service calls per year
- Not transparent about their prices
- Doesn't cover California and Washington
- Free quotes are not fully online, may pressure customers into buying
American Honda Motor Co., Inc. was established in 1959 and is headquartered in Torrance, California. Through Honda Care, they offer manufacturer-backed vehicle service contracts for eligible new, pre-owned, and Honda Certified Pre-Owned vehicles, with coverage ranging from broad mechanical and electrical protection to more focused powertrain coverage. Qualifying terms can extend up to eight years or 120,000 miles, while covered repairs are generally performed at authorized Honda dealerships by factory-trained technicians using Honda Genuine Parts. Depending on the contract, additional benefits may include 24-hour roadside assistance, towing, rental car reimbursement, trip interruption coverage, and concierge services. Independent customer feedback specifically about Honda Care is limited, while broader Honda Financial Services profiles largely reflect experiences with financing and account services rather than vehicle protection. American Honda Finance Corporation is BBB-accredited and currently holds an A+ BBB rating, adding an established industry credential to Honda Care's manufacturer-backed approach.
Protect My Car is a well-known company in Saint Petersburg, Florida, that has been around since 2005 and offers many services to keep your car safe and in good shape. They offer longer guarantees on cars that have up to 20 years left on them. Protect My Car stands out from others in the same field because they offer extra benefits and a wide range of coverage choices. They're proud to offer their services directly to you; they call it "The PMC Way."
Since March 2023, when it was said that PMC had fired 75 workers because of "unexpected business circumstances," there have been some worrying stories about the company. There are also hints that they will be firing more workers. So, it wasn't clear if this service provider was out of business or would be soon.
- BBB Rating : A+ (accredited)
- Maximum Mileage : 120,000 miles
- Money-Back Guarantee : Available
- Number of Plans Available : 6
- Waiting Period : N/A
- Operating Status : Active
- Deductible Range : $0–$100
- BBB Rating : C
- Maximum Mileage : 200,000
- Money-Back Guarantee : 30-day money-back guarantee
- Number of Plans Available : 3
- Waiting Period : N/A
- Operating Status : Active
- Factory-trained Honda technicians
- Honda Genuine Parts
- Manufacturer-backed coverage
- Family roadside benefits
- Maintenance benefits available in each of their plans
- Available for some commercial vehicles
- Monthly PMC rewards
- Covers vehicles up to 20 years old with high mileage of up to 250,000
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option
- Commercial/rideshare
- EV/hybrid components
- No waiting period
- Option with free maintenance benefits
- Transferable
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option—Undisclosed
- Commercial/rideshare—Undisclosed
- EV/hybrid components
- No waiting period—Undisclosed
- Option with free maintenance benefits
- Transferable—Undisclosed
- 24/7 roadside assistance
- Any licensed repair shop
- Direct shop payment
- In-network repair network
- Mobile app for claims
- Online claims portal
- Trip interruption coverage
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone
- Sample contracts online
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat—Undisclosed
- Mobile Application—Undisclosed
- Online quote without phone—Undisclosed
- Sample contracts online
- Contract (lump-sum) payments
- Pay-in-full discount
- Month-to-month payments
- Cancellation fee
- Multi-vehicle discount
- Price lock guarantee
- Contract (lump-sum) payments—Undisclosed
- Pay-in-full discount
- Month-to-month payments
- Cancellation fee—Undisclosed
- Multi-vehicle discount—Undisclosed
- Price lock guarantee
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
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