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Honda Care vs Premier Auto Protect

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Pros
  • Up to 8 years/120,000 miles
  • $0 deductible options
  • Transferable coverage
  • Roadside and rental benefits
Pros
  • Coverage available for high-mileage, hybrid, and electric vehicles
  • Freedom to use ASE-certified repair facilities nationwide
  • Included roadside assistance and travel-related benefits with many plans
  • Thirty-day money-back guarantee for eligible cancellations
  • Multiple coverage levels ranging from Powertrain to Exclusionary plans
Cons
  • Dealer-dependent pricing
  • Limited vehicle eligibility
  • Factory coverage overlap
  • Restricted repair network
Cons
  • Waiting period information is not clearly disclosed online
  • Limited online access to sample contracts and detailed policy documents
  • Pricing is not publicly available and requires a quote
  • Mixed customer feedback regarding claims handling and coverage disputes
Summary

American Honda Motor Co., Inc. was established in 1959 and is headquartered in Torrance, California. Through Honda Care, they offer manufacturer-backed vehicle service contracts for eligible new, pre-owned, and Honda Certified Pre-Owned vehicles, with coverage ranging from broad mechanical and electrical protection to more focused powertrain coverage. Qualifying terms can extend up to eight years or 120,000 miles, while covered repairs are generally performed at authorized Honda dealerships by factory-trained technicians using Honda Genuine Parts. Depending on the contract, additional benefits may include 24-hour roadside assistance, towing, rental car reimbursement, trip interruption coverage, and concierge services. Independent customer feedback specifically about Honda Care is limited, while broader Honda Financial Services profiles largely reflect experiences with financing and account services rather than vehicle protection. American Honda Finance Corporation is BBB-accredited and currently holds an A+ BBB rating, adding an established industry credential to Honda Care's manufacturer-backed approach.

Summary

Premier Auto Protect is a New York-based vehicle service contract provider founded in 2016. They offer nationwide coverage and operate as a direct provider, handling both plan administration and customer service. Their coverage options range from basic Powertrain protection to comprehensive Exclusionary plans, with additional options available for electric vehicles through a dedicated EV Exclusionary plan. Many of their contracts include benefits such as roadside assistance, rental car reimbursement, trip interruption coverage, and access to ASE-certified repair facilities across the country. Coverage is available for a variety of vehicle types, including used vehicles, higher-mileage vehicles, hybrids, and EVs. The company holds Better Business Bureau accreditation and an A BBB rating. Customer feedback is generally positive on larger review platforms, including Trustpilot and the BBB, where many reviewers praise the sales experience, customer service, and coverage options. At the same time, some customers report concerns related to claims processing, contract interpretation, and coverage disputes, making it important to understand the details of any agreement before purchasing. This review takes a closer look at their plans, costs, contract terms, customer experiences, and support resources to help readers better understand what Premier Auto Protect offers.

Quick Stats
  • BBB Rating : A+ (accredited)
  • Maximum Mileage : 120,000 miles
  • Money-Back Guarantee : Available
  • Number of Plans Available : 6
  • Waiting Period : N/A
  • Operating Status : Active
  • Deductible Range : $0–$100
Quick Stats
  • BBB Rating : A
  • Money-Back Guarantee : Available 30 days
  • Number of Plans Available : 5
  • Operating Status : Active
  • Deductible Range : Quote-based
Selling Points
  • Factory-trained Honda technicians
  • Honda Genuine Parts
  • Manufacturer-backed coverage
  • Family roadside benefits
Selling Points
  • Dedicated EV Exclusionary plan designed specifically for electric vehicles
  • Direct-provider model that handles both sales and contract administration
  • Coverage options available in California, where some competitors have limited availability
  • Transferable contracts that may help increase vehicle resale appeal
Coverage & Plan Flexibility
  • High-mileage
  • Exclusionary
  • Powertrain
  • $0 deductible option
  • Commercial/rideshare
  • EV/hybrid components
  • No waiting period
  • Option with free maintenance benefits
  • Transferable
Coverage & Plan Flexibility
  • High-mileage
  • Exclusionary
  • Powertrain
  • —
    Undisclosed
    $0 deductible option
  • —
    Undisclosed
    Commercial/rideshare
  • EV/hybrid components
  • —
    Undisclosed
    No waiting period
  • —
    Undisclosed
    Option with free maintenance benefits
  • Transferable
Claims & Repair Experience
  • 24/7 roadside assistance
  • Any licensed repair shop
  • Direct shop payment
  • In-network repair network
  • Mobile app for claims
  • Online claims portal
  • Trip interruption coverage
Claims & Repair Experience
  • 24/7 roadside assistance
  • Any licensed repair shop
  • Direct shop payment
  • In-network repair network
  • Mobile app for claims
  • Online claims portal
  • Trip interruption coverage
Customer Support & Transparency
  • Phone
  • 24/7 customer support
  • Email
  • FAQs / Educational resources
  • Live Chat
  • Mobile Application
  • Online quote without phone
  • Sample contracts online
Customer Support & Transparency
  • Phone
  • —
    Undisclosed
    24/7 customer support
  • Email
  • FAQs / Educational resources
  • Live Chat
  • Mobile Application
  • Online quote without phone
  • Sample contracts online
Contract & Payment Terms
  • Contract (lump-sum) payments
  • Pay-in-full discount
  • Month-to-month payments
  • Cancellation fee
  • Multi-vehicle discount
  • Price lock guarantee
Contract & Payment Terms
  • Contract (lump-sum) payments
  • —
    Undisclosed
    Pay-in-full discount
  • Month-to-month payments
  • —
    Undisclosed
    Cancellation fee
  • —
    Undisclosed
    Multi-vehicle discount
  • —
    Undisclosed
    Price lock guarantee

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