Auto Warranty
Top Companies in 2025
Endurance vs Protect My Car
Press [Add to Compare] to Edit, Add or Remove Vendors
- Flexible coverage plans
- Exceptional customer service
- Offers plenty of discounts
- True nationwide coverage
- Many useful add-on options to plans
- May cover hybrid cars
- 24/7 roadside assistance
- Includes student and military discounts
- Trip interruption reimbursement
- Transferable coverage
- Endurance Elite expires after one year
- Limited rental car coverage
- Expensive compared to competitors
- Roadside assistance limited to 2 service calls per year
- Not transparent about their prices
- Doesn't cover California and Washington
- Free quotes are not fully online, may pressure customers into buying
Endurance is a leading provider of extended auto warranties that offers different plan options, superb customer service, and maintenance coverage. Endurance is also a direct provider and administrator of their own contracts. If you're looking for a comprehensive extended auto warranty that can help you save money on repairs and maintenance, Endurance is a great option.
Protect My Car is a well-known company in Saint Petersburg, Florida, that has been around since 2005 and offers many services to keep your car safe and in good shape. They offer longer guarantees on cars that have up to 20 years left on them. Protect My Car stands out from others in the same field because they offer extra benefits and a wide range of coverage choices. They're proud to offer their services directly to you; they call it "The PMC Way."
Since March 2023, when it was said that PMC had fired 75 workers because of "unexpected business circumstances," there have been some worrying stories about the company. There are also hints that they will be firing more workers. So, it wasn't clear if this service provider was out of business or would be soon.
- BBB Rating : N/R
- Cancelation Option : Available
- Maintenance Coverage : Available
- Money-Back Guarantee : Yes
- Number of Plans Available : 5
- Repair Shop Choice : Yes
- Term Limits : Up to 8 years or 200,000 miles
- Waiting Period : Minimum of 30 days
- Operating Status : Active
- Business Started : 2006
- Online Quote : True
- BBB Rating : C
- Cancelation Option : Available
- Maintenance Coverage : Available
- Money-Back Guarantee : 30-day money-back guarantee
- Number of Plans Available : 3
- Repair Shop Choice : Any ASE certified repair shop
- Term Limits : N/A
- Waiting Period : N/A
- Operating Status : Active
- Business Started : 2005
- Online Quote : True
- 30-day money-back guarantee
- Plans for vehicles 20 years old or newer without mileage limitations
- Plans for commercial vehicles
- Plans for luxury vehicles and high-end components
- Choose any certified mechanic to work on your vehicle
- Maintenance benefits available in each of their plans
- Available for some commercial vehicles
- Monthly PMC rewards
- Covers vehicles up to 20 years old with high mileage of up to 250,000
- Phone
- FAQs
- Help Guides
- Live Chat—Undisclosed
- Mobile Application
- Ticket
- Phone
- FAQs
- Help Guides
- Live Chat—Undisclosed
- Mobile Application—Undisclosed
- Ticket
- Major Credit Cards
- Major Debit Cards
- Cash—Undisclosed
- Check
- ACH Transactions
- PayPal
- Apple Pay
- Google Pay
- Money Order—Undisclosed
- Wire Transfer—Undisclosed
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
- Major Credit Cards
- Major Debit Cards
- Cash—Undisclosed
- Check
- ACH Transactions
- PayPal
- Apple Pay—Undisclosed
- Google Pay—Undisclosed
- Money Order
- Wire Transfer
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
Endurance vs. Protect My Car
Choosing an extended auto warranty provider is a crucial decision for drivers looking to protect their vehicles and finances. Both Endurance and Protect My Car (PMC) are prominent providers in this space, offering unique features and services. This comparison examines their coverage plans, pricing, benefits, and drawbacks to help you decide which provider aligns with your needs.
Coverage plans and options
Both Endurance and Protect My Car offer multiple levels of coverage designed to cater to a wide range of vehicles and budgets.
Endurance provides five main coverage tiers, including exclusionary plans like their Supreme Plan, which mimics a manufacturer’s warranty. They also offer unique options such as the Supreme Wrap Plan for powertrain protection and add-ons for high-tech components, hybrid systems, and commercial vehicles. Endurance covers cars up to 20 years old with no mileage limits, making them a strong option for drivers of older vehicles.
Protect My Car offers three rebranded plans: the Essential, Deluxe, and Ultimate Plans. These plans cater to vehicles up to 20 years old and provide a mix of powertrain, mid-level, and comprehensive coverage. PMC stands out with maintenance coverage on certain plans, including free oil changes and tire rotations.
While Endurance emphasizes comprehensive and customizable coverage, PMC integrates routine maintenance into their offerings, providing added value for budget-conscious customers.
Pricing
Pricing structures differ significantly between the two providers. Endurance bases its pricing on individual vehicle specifications and coverage options. Monthly costs typically range between $70 and $125, with various discounts for military personnel, government employees, and first-time callers. Customers must request a personalized quote for exact pricing.
Protect My Car offers more transparent and often lower pricing, with down payments ranging from $59.99 to $99. Total costs are generally between $1,800 and $3,000. They also provide flexible payment options and zero-deductible plans for added affordability.
Endurance may be better suited for customers seeking high-end, tailored coverage, while PMC appeals to those prioritizing cost-effectiveness.
Standout benefits
Both providers offer several notable benefits:
Endurance stands out as a direct provider, managing claims in-house for a seamless customer experience. Additional perks include trip interruption reimbursement, a free year of Endurance Elite benefits (such as key fob replacement and tire repair), and optional coverage for hybrid or commercial vehicles.
Protect My Car excels in maintenance-focused benefits, offering free oil changes, tire rotations, and monthly PMC Rewards for discounts on brands and services. Their coverage for commercially used vehicles is also a unique advantage.
Potential drawbacks
Endurance is relatively expensive, and their plans may not be as competitive for budget-conscious drivers. Some customers report challenges with claims processing.
Protect My Car restricts coverage in certain states (e.g., California and Washington) and limits roadside assistance calls to two per year. They’ve faced criticism for recent operational changes and occasional customer service delays.
Conclusion
Endurance is ideal for drivers seeking comprehensive, customizable coverage with added perks like in-house claims handling and trip interruption reimbursement. Meanwhile, Protect My Car appeals to cost-conscious drivers who value maintenance benefits and flexible payment options.
Comparing quotes and reviewing the fine print for both providers is essential to finding the best match for your vehicle and budget.
Get Your Free Auto Warranty Quote Now!
Save Big on Auto Warranty
Fill out a quick form to claim special offers on Auto Warranty
