Auto Warranty
Top Companies in 2026
Endurance vs Premier Auto Protect
Press [Add to Compare] to Edit, Add or Remove Vendors
- Direct provider with in-house claims handling
- Unlimited mileage on most plans
- Free first year of Elite Benefits
- Online quotes without a phone call
- Transferable coverage
- Accepts salvage and rebuilt titles
- Interest-free payment plans available
- Coverage available for high-mileage, hybrid, and electric vehicles
- Freedom to use ASE-certified repair facilities nationwide
- Included roadside assistance and travel-related benefits with many plans
- Thirty-day money-back guarantee for eligible cancellations
- Multiple coverage levels ranging from Powertrain to Exclusionary plans
- May deny claims based on maintenance record requirements
- 30-day/1,000-mile waiting period before coverage begins
- Aftermarket or used parts may replace OEM
- No weekend customer service hours
- Not available as direct-to-consumer in Massachusetts
- EV and hybrid batteries explicitly excluded
- Waiting period information is not clearly disclosed online
- Limited online access to sample contracts and detailed policy documents
- Pricing is not publicly available and requires a quote
- Mixed customer feedback regarding claims handling and coverage disputes
Founded in 2006 and headquartered in Northbrook, Illinois, Endurance Warranty Services has grown into one of the largest independent direct providers of vehicle service contracts in the United States. Unlike brokers that resell plans from third-party administrators, Endurance underwrites and administers most of its own contracts, meaning there's no middleman between you and the company handling your claim. The company offers six distinct coverage tiers, ranging from basic powertrain protection to exclusionary near-factory coverage, plus a unique Advantage plan that bundles up to $3,500 in annual maintenance benefits. Endurance is one of the few providers offering unlimited mileage on most plans and accepts vehicles up to 20 years old, making them a rare option for high-mileage drivers and owners of older cars. They offer MBI coverage to California residents instead of traditional service contracts. All plans include perks like 24/7 roadside assistance, rental car reimbursement, and trip interruption coverage, as well as a free first year of Elite Benefits. Customer feedback is mixed, but Endurance holds an A rating from the BBB and is accredited.
Premier Auto Protect is a New York-based vehicle service contract provider founded in 2016. They offer nationwide coverage and operate as a direct provider, handling both plan administration and customer service. Their coverage options range from basic Powertrain protection to comprehensive Exclusionary plans, with additional options available for electric vehicles through a dedicated EV Exclusionary plan. Many of their contracts include benefits such as roadside assistance, rental car reimbursement, trip interruption coverage, and access to ASE-certified repair facilities across the country. Coverage is available for a variety of vehicle types, including used vehicles, higher-mileage vehicles, hybrids, and EVs. The company holds Better Business Bureau accreditation and an A BBB rating. Customer feedback is generally positive on larger review platforms, including Trustpilot and the BBB, where many reviewers praise the sales experience, customer service, and coverage options. At the same time, some customers report concerns related to claims processing, contract interpretation, and coverage disputes, making it important to understand the details of any agreement before purchasing. This review takes a closer look at their plans, costs, contract terms, customer experiences, and support resources to help readers better understand what Premier Auto Protect offers.
- BBB Rating : A
- Maximum Mileage : Unlimited
- Money-Back Guarantee : Available (30 days)
- Number of Plans Available : 6
- Waiting Period : 30 days / 1,000 miles
- Operating Status : Active
- Deductible Range : $0–$200
- BBB Rating : A
- Money-Back Guarantee : Available 30 days
- Number of Plans Available : 5
- Operating Status : Active
- Deductible Range : Quote-based
- Risk-Free 30-Day Money-Back Guarantee
- Your Choice of Any ASE-Certified Mechanic or Dealership
- 1 Year of Free Elite Benefits
- Coverage for Vehicles Up to 20 Years / 200K Miles
- Dedicated EV Exclusionary plan designed specifically for electric vehicles
- Direct-provider model that handles both sales and contract administration
- Coverage options available in California, where some competitors have limited availability
- Transferable contracts that may help increase vehicle resale appeal
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option
- Commercial/rideshare
- EV/hybrid components
- No waiting period
- Option with free maintenance benefits
- Transferable—Undisclosed
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option—Undisclosed
- Commercial/rideshare—Undisclosed
- EV/hybrid components
- No waiting period—Undisclosed
- Option with free maintenance benefits—Undisclosed
- Transferable
- 24/7 roadside assistance
- Any licensed repair shop
- Direct shop payment
- In-network repair network
- Mobile app for claims
- Online claims portal
- Trip interruption coverage
- 24/7 roadside assistance
- Any licensed repair shop
- Direct shop payment
- In-network repair network
- Mobile app for claims
- Online claims portal
- Trip interruption coverage
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone
- Sample contracts online
- Phone
- 24/7 customer support—Undisclosed
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone
- Sample contracts online
- Contract (lump-sum) payments
- Pay-in-full discount
- Month-to-month payments
- Cancellation fee
- Multi-vehicle discount
- Price lock guarantee
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
- Contract (lump-sum) payments
- Pay-in-full discount—Undisclosed
- Month-to-month payments
- Cancellation fee—Undisclosed
- Multi-vehicle discount—Undisclosed
- Price lock guarantee—Undisclosed
Endurance vs. Premier Auto Protect
When searching for an extended auto warranty, Endurance and Premier Auto Protect both offer solid coverage to protect drivers from unexpected repair costs. While they share similarities in plan offerings and customer benefits, key differences in pricing, coverage terms, and standout features set them apart. Understanding these distinctions can help determine which provider best fits your needs.
Coverage plans and options
Endurance offers five warranty plans covering essential components, from basic powertrain protection to comprehensive exclusionary coverage that mirrors manufacturer warranties. Their unique Supreme Wrap plan complements existing warranties, making it an attractive option for newer vehicles. Endurance also provides add-ons for hybrid, high-tech, and commercial vehicles. Premier Auto Protect, in contrast, offers four plans, ranging from basic to exclusionary coverage. While their Exclusionary plan provides near-total protection, Premier Auto Protect stands out by offering warranties for motorcycles, ATVs, UTVs, scooters, and personal watercraft, expanding its reach beyond traditional vehicle coverage.
Pricing
Neither company publicly advertises exact pricing, as costs vary based on vehicle details. Endurance typically charges between $70 and $125 per month, with personalized quotes available. Their zero-interest payment plans extend up to 24 months, and they offer discounts for military personnel, government employees, and first-time customers. Premier Auto Protect also follows a personalized pricing model but provides special rates for AAA, AARP, PenFed, USAA, and VA system members. Unlike Endurance, Premier allows customers to choose deductible or no-deductible plans, though details require direct inquiries.
Standout benefits
Both companies provide useful benefits, including 24/7 roadside assistance, rental car reimbursement, and trip interruption coverage. Endurance customers receive a free year of their Elite Membership, which includes perks like tire repair, key fob replacement, and total loss protection. As a direct provider, Endurance handles claims in-house, streamlining the process.
Premier Auto Protect differentiates itself by offering direct claim payments to repair shops, eliminating the need for reimbursement. Their rental car coverage extends up to four days, and their warranties apply in both the U.S. and Canada, making them a convenient choice for cross-border travelers.
Potential drawbacks
Despite their advantages, both companies have drawbacks. Endurance tends to be more expensive than some competitors, and while they manage claims directly, customers have reported occasional delays in approvals. Their cancellation policy allows full refunds within 30 days, but prorated refunds after that may include administrative fees. Premier Auto Protect has limited transferability, only allowing one ownership transfer, and enforces a strict 30-day and 1,000-mile waiting period before coverage begins. They also lack transparency in pricing and plan eligibility, requiring potential customers to request quotes for detailed information.
Conclusion
Endurance is a strong choice for drivers looking for long-term, customizable plans with broad coverage and direct claims handling. Their no-mileage-limit policies and high-tech add-ons make them ideal for owners of newer or hybrid vehicles.
Premier Auto Protect, however, offers a compelling alternative for those seeking flexible pricing, direct payments to repair shops, and coverage for power sports vehicles. Ultimately, the better option depends on your vehicle type, budget, and preference for claim processing convenience.
Get Your Free Auto Warranty Quote Now!
Save Big on Auto Warranty
Fill out a quick form to claim special offers on Auto Warranty
