Auto Warranty
Top Companies in 2026
EasyCare vs Protect My Car
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- Four decades of experience in vehicle protection
- Coverage options ranging from powertrain to exclusionary plans
- Available through a large nationwide dealership network
- Supports electric, rideshare, and commercial vehicles
- Roadside assistance and travel benefits are included with many plans
- 24/7 roadside assistance
- Includes student and military discounts
- Trip interruption reimbursement
- Transferable coverage
- No public online pricing or quote tool
- Coverage details can vary by dealership and contract
- Customer reviews frequently mention claim disputes
- Maintenance documentation may be required during claims
- Roadside assistance limited to 2 service calls per year
- Not transparent about their prices
- Doesn't cover California and Washington
- Free quotes are not fully online, may pressure customers into buying
EasyCare is a vehicle service contract provider founded in 1984 and headquartered in Norcross, Georgia. Operating as part of APCO Holdings, they offer a variety of vehicle protection products through a nationwide network of participating dealerships. Their service contract options range from basic powertrain coverage to exclusionary plans designed to protect a broad range of vehicle components, making them a potential option for both new and used vehicle owners. Beyond mechanical breakdown coverage, the company also offers products such as GAP protection, prepaid maintenance plans, tire and wheel protection, key replacement coverage, and roadside assistance. Coverage is available for several vehicle types, including electric vehicles, rideshare vehicles, commercial-use vehicles, and lifted trucks. Industry credentials include Better Business Bureau accreditation and an A+ BBB rating. Customer feedback across platforms presents a mixed picture, with some customers reporting substantial savings on covered repairs and others expressing concerns about claim denials, reimbursement delays, or contract requirements. These varying experiences make it important to understand how the company's coverage, claims process, pricing structure, and contract terms work before making a decision. This review takes a closer look at each of those areas to help readers evaluate whether their offerings align with their needs.
Protect My Car is a well-known company in Saint Petersburg, Florida, that has been around since 2005 and offers many services to keep your car safe and in good shape. They offer longer guarantees on cars that have up to 20 years left on them. Protect My Car stands out from others in the same field because they offer extra benefits and a wide range of coverage choices. They're proud to offer their services directly to you; they call it "The PMC Way."
Since March 2023, when it was said that PMC had fired 75 workers because of "unexpected business circumstances," there have been some worrying stories about the company. There are also hints that they will be firing more workers. So, it wasn't clear if this service provider was out of business or would be soon.
- BBB Rating : A+ (Accredited)
- Money-Back Guarantee : Available (subject to contract terms and free-look period)
- Number of Plans Available : 4
- Operating Status : Active
- Deductible Range : Quote-based
- BBB Rating : C
- Maximum Mileage : 200,000
- Money-Back Guarantee : 30-day money-back guarantee
- Number of Plans Available : 3
- Waiting Period : N/A
- Operating Status : Active
- More than 11 million drivers protected through APCO Holdings brands
- Vehicle service contracts available for EVs, lifted trucks, and commercial-use vehicles
- Broad portfolio of protection products beyond warranties, including GAP, tire protection, and prepaid maintenance
- Dealer-backed purchasing experience integrated into the vehicle buying process
- Maintenance benefits available in each of their plans
- Available for some commercial vehicles
- Monthly PMC rewards
- Covers vehicles up to 20 years old with high mileage of up to 250,000
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option—Undisclosed
- Commercial/rideshare
- EV/hybrid components
- No waiting period
- Option with free maintenance benefits
- Transferable
- High-mileage
- Exclusionary
- Powertrain
- $0 deductible option—Undisclosed
- Commercial/rideshare—Undisclosed
- EV/hybrid components
- No waiting period—Undisclosed
- Option with free maintenance benefits
- Transferable—Undisclosed
- 24/7 roadside assistance
- Any licensed repair shop
- Direct shop payment
- In-network repair network
- Mobile app for claims
- Online claims portal
- Trip interruption coverage
- 24/7 roadside assistance—Undisclosed
- Any licensed repair shop—Undisclosed
- Direct shop payment
- In-network repair network
- Mobile app for claims—Undisclosed
- Online claims portal—Undisclosed
- Trip interruption coverage
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat
- Mobile Application
- Online quote without phone
- Sample contracts online
- Phone
- 24/7 customer support
- FAQs / Educational resources
- Live Chat—Undisclosed
- Mobile Application—Undisclosed
- Online quote without phone—Undisclosed
- Sample contracts online
- Contract (lump-sum) payments
- Pay-in-full discount—Undisclosed
- Month-to-month payments—Undisclosed
- Cancellation fee
- Multi-vehicle discount
- Price lock guarantee
- Contract (lump-sum) payments—Undisclosed
- Pay-in-full discount
- Month-to-month payments
- Cancellation fee—Undisclosed
- Multi-vehicle discount—Undisclosed
- Price lock guarantee
- *Not all payment methods are available in all states
- *Some payment methods may incur additional fees
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