America Auto Care vs Endurance

Founded in 2016 and headquartered in Stuart, Florida, America Auto Care is a third-party vehicle service contract provider offering four levels of repair coverage. Their plans range from Basic Coverage for the engine, transmission, and drive axles to broader options covering systems such as the suspension, brakes, air conditioning, heating, and luxury electronics.

All coverage levels include towing and roadside assistance, and customers can use ASE-certified repair facilities across the United States and Canada. The provider also advertises no-fee payment plans, a 30-day full-refund period, and transferable coverage in many cases. Pricing, deductibles, vehicle eligibility limits, and waiting periods are not published online, so customers must request a quote and review their contract for these details.

America Auto Care holds an A+ BBB rating but is not accredited by the organization. Their BBB profile also lists a Florida Department of Financial Services license. ConsumerAffairs gives the company a 4.2 out of 5 rating, although most detailed customer reviews are several years old. This review examines their coverage, costs, contract terms, customer experiences, and potential limitations in greater detail.

Founded in 2006 and headquartered in Northbrook, Illinois, Endurance Warranty Services has grown into one of the largest independent direct providers of vehicle service contracts in the United States. Unlike brokers that resell plans from third-party administrators, Endurance underwrites and administers most of its own contracts, meaning there's no middleman between you and the company handling your claim. The company offers six distinct coverage tiers, ranging from basic powertrain protection to exclusionary near-factory coverage, plus a unique Advantage plan that bundles up to $3,500 in annual maintenance benefits. Endurance is one of the few providers offering unlimited mileage on most plans and accepts vehicles up to 20 years old, making them a rare option for high-mileage drivers and owners of older cars. They offer MBI coverage to California residents instead of traditional service contracts. All plans include perks like 24/7 roadside assistance, rental car reimbursement, and trip interruption coverage, as well as a free first year of Elite Benefits. Customer feedback is mixed, but Endurance holds an A rating from the BBB and is accredited.