Insperity PEO vs Rippling PEO
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- Only a 30-day cancelation notice
- Allows employees to contact PEO directly
- All-in-one cloud-based software
- Fortune-500-level benefits
- Doesn't require lengthy commitments
- Live demo on-demand
- Modern all-in-one interface
- Seamless app integration
- Live support and guidance
- Easy transition to and from PEO
- Per employee pricing criteria with no hidden fees
- 30-day cancellation window
- Lack of price or plan transparency
- Lengthy setup time
- May be pricey with many paid add-ons
- Clients must have five employees minimum
- Modular design may get pricey
- Many essential features may be paid extras
- Not IRS-certified
- No ESAC accreditation
- Employees have no direct line to Rippling support
Small to medium-sized businesses (SMBs) can obtain human resources and business solutions from Insperity, which was established in 1986 and has over 90 locations nationwide. Many of the administrative, financial, and legal duties associated with managing a human resources department are handled by Insperity's cloud-based HR solution. With its corporate headquarters in King of Prussia, Pennsylvania, Insperity (NYSE: NSP) employs over 6,000 people and has over 100,000 customers in the US. Insperity offers a wide range of HR and business solutions, including payroll, employee benefits administration, HR administration, worker's compensation, employment law compliance, talent management, and business consulting. They received IRS certification demonstrating their stability and responsibility after meeting stringent financial and experience requirements, which recognizes them as a CPEO. They offer three HR solution options on their website that vary according to the size and requirements of the business, but they do not list the costs for those plans there. Insperity's services can help SMBs with HR-related activities while saving money and time. They can assist companies in attracting top employees and observing employment regulations.
Rippling is a relatively new PEO, established in 2016 and headquartered in San Francisco, CA. They provide a suite of HR and payroll services to businesses of all sizes and have grown to become one of the largest PEOs in the US, with over 1 million members. Rippling offers a variety of services, including payroll, benefits administration, HR management, expense management, recruiting, and compliance support. Rippling offers a flexible plan system. Clients have to purchase "Unity Platform" as a core product, to which they can add any number of their HR, finance, and IT products separately to form their unique plan. They do not share pricing for their products, but they may bill on a per-employee, per-month basis, or monthly base fee. Rippling's services, therefore, can be more expensive than some other PEOs. Overall, Rippling is a reliable and feature-rich PEO that can save businesses time and money. However, Rippling is a relatively new company and may not have the same level of experience as some other PEOs, or as robust a customer support system.
- Business Size : Small and medium-sized (SMB)
- Cost : Quote-based
- Customer Experience : Fair
- IRS-Certified : False
- Expert HR Guidance : True
- BBB Rating : A+
- Trustpilot Score : 2.7 out of 5
- NAPEO Member : True
- ESAC Accreditation : True
- Business Size : Any size
- Cost : $85 per employee per month (PEO package)
- Customer Experience : Excellent
- IRS-Certified : False
- Expert HR Guidance : True
- BBB Rating : A+
- Trustpilot Score : 4.8 out of 5
- NAPEO Member : True
- ESAC Accreditation : False
- Flexible & easily cancelable agreements
- Scalable services for growing companies
- Excellent small-business management & growth solutions
- Modern all-in-one software
- Third party integrations
- Live health guidance & support
- Comprehensive suite of services
- Per employee pricing criteria with no hidden fees
- Automating compliance and onboarding
- Seamless PEO transitioning
- Large Businesses
- Medium-Sized Businesses
- Small Businesses
- Large Businesses
- Medium-Sized Businesses
- Small Businesses
- 401(k)
- Accident
- COBRA Administration—Undisclosed
- Critical Illness—Undisclosed
- Disability
- Employee Self-Service
- HSA/FSA
- Medical, Dental, Vision
- Shopping & Entertainment Discounts—Undisclosed
- Work-Life Employee Assistance Program—Undisclosed
- 401(k)
- Accident—Undisclosed
- COBRA Administration
- Critical Illness—Undisclosed
- Disability—Undisclosed
- Employee Self-Service
- HSA/FSA
- Medical, Dental, Vision
- Shopping & Entertainment Discounts—Undisclosed
- Work-Life Employee Assistance Program—Undisclosed
- Onboarding
- Report Builder
- Risk Mitigation
- Time & Attendance
- Unemployment Insurance
- Workers' Compensation
- Workplace Compliance & Safety
- Onboarding
- Report Builder
- Risk Mitigation
- Time & Attendance
- Unemployment Insurance
- Workers' Compensation
- Workplace Compliance & Safety
- Direct Deposit
- Garnishments
- Global Payroll—Undisclosed
- Payroll History & Tracking
- Reimbursement Management
- Salary Revision & Raise Management—Undisclosed
- Tax Services
- Time-Off Requests & Scheduling
- US Payroll
- Direct Deposit
- Garnishments
- Global Payroll
- Payroll History & Tracking
- Reimbursement Management—Undisclosed
- Salary Revision & Raise Management—Undisclosed
- Tax Services
- Time-Off Requests & Scheduling
- US Payroll
- All-In-One Software Tool
- Cloud Analytics, Insights, & Reporting
- Customized Reports
- Global EOR Platform—Undisclosed
- Third-Party Cloud Application Integration—Undisclosed
- Virtual Assistance
- All-In-One Software Tool
- Cloud Analytics, Insights, & Reporting
- Customized Reports
- Global EOR Platform
- Third-Party Cloud Application Integration
- Virtual Assistance
- Construction
- Consulting
- E-Commerce—Undisclosed
- Education—Undisclosed
- Engineering
- Financial Services
- Food & Beverage—Undisclosed
- Government—Undisclosed
- Healthcare
- Hospitality—Undisclosed
- Legal Services
- Life Sciences—Undisclosed
- Manufacturing
- Marketing/Advertising—Undisclosed
- Media/Entertainment—Undisclosed
- Nonprofit/Social Services
- Professional/Technical Services—Undisclosed
- Retail
- Technology
- Construction—Undisclosed
- Consulting—Undisclosed
- E-Commerce—Undisclosed
- Education—Undisclosed
- Engineering—Undisclosed
- Financial Services
- Food & Beverage
- Government—Undisclosed
- Healthcare
- Hospitality—Undisclosed
- Legal Services—Undisclosed
- Life Sciences—Undisclosed
- Manufacturing
- Marketing/Advertising
- Media/Entertainment—Undisclosed
- Nonprofit/Social Services
- Professional/Technical Services
- Retail
- Technology
- Comprehensive Resume Search & Service—Undisclosed
- Early Access to Earned Pay—Undisclosed
- Student Loan Repayment Program
- Talent Growth & Retention
- Third-Party HCM Integration—Undisclosed
- Comprehensive Resume Search & Service—Undisclosed
- Early Access to Earned Pay—Undisclosed
- Student Loan Repayment Program—Undisclosed
- Talent Growth & Retention
- Third-Party HCM Integration—Undisclosed
- FAQs
- Help Guides
- Live Chat
- Mobile App
- Phone
- —Undisclosed
- FAQs
- Help Guides
- Live Chat
- Mobile App
- Phone—Undisclosed
Insperity vs. Rippling
Many companies in the evolving business world turn to Professional Employer Organizations (PEOs) to handle HR, payroll, and compliance tasks. Insperity and Rippling are two popular options, each offering unique services. This comparison breaks down their differences to help you decide which is best for your organization.
Scope of services
Insperity focuses on small to midsized businesses (SMBs), providing payroll, HR administration, employee benefits, risk management, and compliance support. They help companies to offer competitive advantages, such as medical and 401(k) plans, and handle employment laws and regulations. Rippling takes a tech-driven approach with its all-in-one platform that integrates HR, IT, payroll, and compliance. It caters to businesses of all sizes and allows customization through modular services, making it a flexible option for growing companies.
Technology and user experience
Insperity offers a reliable platform praised for ease of use in payroll and compliance management. However, some users report that setting up the system takes time. Insperity provides client liaisons for personalized support, which can sometimes feel slow compared to more automated systems. Rippling is known for its intuitive, cloud-based platform that automates many tasks. Its modern design allows businesses to manage HR, IT, and finance in one place, with seamless integrations like Slack and Zoom. Rippling’s flexibility makes it easy to scale as your business grows.
Compliance solutions
Both companies excel in compliance support, but their approaches differ. Insperity offers thorough compliance management, covering payroll, benefits, and employment laws. They also handle risk management, including workers’ compensation and unemployment claims. Rippling automates compliance tasks, including tax filings and adherence to local regulations, making it ideal for businesses with multi-state or remote employees. Their automated tools simplify staying compliant across different locations.
Pricing and scalability
Insperity customizes pricing based on the number of employees and services but doesn’t publicly list costs. While scalable, some businesses find it pricier than other options. Rippling starts at $8 per employee per month, with additional fees for extra features. Its modular pricing structure allows businesses to add services as needed, offering flexibility and cost control.
Customer support
Insperity provides personalized support through client liaisons, though some users report inconsistent service quality. Rippling offers automated customer support through live chat or phone, with premium options for an extra fee. Users generally praise its fast, responsive support.
Conclusion
Choose Insperity if you need full-service HR support and value personalized attention, especially if you're a small or mid-sized company. Rippling is an excellent choice if your business needs a flexible, tech-driven platform that scales easily. Evaluate your company's needs, growth plans, and service priorities before deciding.
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