Insperity PEO vs OysterHR
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- Only a 30-day cancelation notice
- Allows employees to contact PEO directly
- All-in-one cloud-based software
- Fortune-500-level benefits
- Doesn't require lengthy commitments
- Global coverage across 180+ countries
- Intuitive platform with streamlined onboarding
- Transparent pricing with no setup or offboarding fees
- Lack of price or plan transparency
- Lengthy setup time
- May be pricey with many paid add-ons
- Clients must have five employees minimum
- Premium per-employee pricing may not suit smaller budgets
- Customer support response times are inconsistent
- Limited advanced analytics and HRIS integration depth
Small to medium-sized businesses (SMBs) can obtain human resources and business solutions from Insperity, which was established in 1986 and has over 90 locations nationwide. Many of the administrative, financial, and legal duties associated with managing a human resources department are handled by Insperity's cloud-based HR solution. With its corporate headquarters in King of Prussia, Pennsylvania, Insperity (NYSE: NSP) employs over 6,000 people and has over 100,000 customers in the US. Insperity offers a wide range of HR and business solutions, including payroll, employee benefits administration, HR administration, worker's compensation, employment law compliance, talent management, and business consulting. They received IRS certification demonstrating their stability and responsibility after meeting stringent financial and experience requirements, which recognizes them as a CPEO. They offer three HR solution options on their website that vary according to the size and requirements of the business, but they do not list the costs for those plans there. Insperity's services can help SMBs with HR-related activities while saving money and time. They can assist companies in attracting top employees and observing employment regulations.
Oyster HR was founded in 2020 with a straightforward mission: to make quality jobs accessible to people everywhere, regardless of geography. Headquartered in the US and operating across more than 180 countries, they have grown rapidly since launch, reaching a valuation of $1.2 billion as of 2024 and raising $286 million in total funding from investors including Salesforce Ventures, PayPal Ventures, and Slack Fund. Their platform is built primarily around Employer of Record services, though they also offer a US PEO product, global payroll, and contractor management. Key features include automated compliance, localized employment contracts, multi-currency payroll, and an employment cost calculator that helps businesses plan hiring budgets by country. On review platforms, they hold a 4.4 out of 5 on G2 and a 4 out of 5 on Trustpilot, with users most frequently praising the onboarding experience, platform usability, and compliance reliability. Common criticisms center on customer support responsiveness and pricing relative to competitors.
- Business Size : Small and medium-sized (SMB)
- Cost : Quote-based
- Customer Experience : Fair
- IRS-Certified : False
- Expert HR Guidance : True
- BBB Rating : A+
- Trustpilot Score : 2.7 out of 5
- NAPEO Member : True
- ESAC Accreditation : True
- Business Size : Any size
- Cost : Per month per employee
- Customer Experience : Excellent
- Expert HR Guidance : True
- BBB Rating : N/R
- Trustpilot Score : 4 out of 5
- Flexible & easily cancelable agreements
- Scalable services for growing companies
- Excellent small-business management & growth solutions
- B Corp certified with a mission-driven approach to global employment equity
- Only global platform offering both EOR and US PEO in one place
- G2 Spring 2026 Leader in EOR, Global Employment Platforms, Multi-country Payroll, and HR Compliance
- Large Businesses
- Medium-Sized Businesses
- Small Businesses
- Large Businesses
- Medium-Sized Businesses
- Small Businesses
- 401(k)
- Accident
- COBRA Administration—Undisclosed
- Critical Illness—Undisclosed
- Disability
- Employee Self-Service
- HSA/FSA
- Medical, Dental, Vision
- Shopping & Entertainment Discounts—Undisclosed
- Work-Life Employee Assistance Program—Undisclosed
- 401(k)
- Accident—Undisclosed
- COBRA Administration—Undisclosed
- Critical Illness—Undisclosed
- Disability
- Employee Self-Service
- HSA/FSA—Undisclosed
- Medical, Dental, Vision
- Shopping & Entertainment Discounts—Undisclosed
- Work-Life Employee Assistance Program—Undisclosed
- Onboarding
- Report Builder
- Risk Mitigation
- Time & Attendance
- Unemployment Insurance
- Workers' Compensation
- Workplace Compliance & Safety
- Onboarding
- Report Builder
- Risk Mitigation
- Time & Attendance
- Unemployment Insurance
- Workers' Compensation
- Workplace Compliance & Safety
- Direct Deposit
- Garnishments
- Global Payroll—Undisclosed
- Payroll History & Tracking
- Reimbursement Management
- Salary Revision & Raise Management—Undisclosed
- Tax Services
- Time-Off Requests & Scheduling
- US Payroll
- Direct Deposit
- Garnishments—Undisclosed
- Global Payroll
- Payroll History & Tracking
- Reimbursement Management
- Salary Revision & Raise Management
- Tax Services
- Time-Off Requests & Scheduling
- US Payroll
- All-In-One Software Tool
- Cloud Analytics, Insights, & Reporting
- Customized Reports
- Global EOR Platform—Undisclosed
- Third-Party Cloud Application Integration—Undisclosed
- Virtual Assistance
- All-In-One Software Tool
- Cloud Analytics, Insights, & Reporting
- Customized Reports—Undisclosed
- Global EOR Platform
- Third-Party Cloud Application Integration
- Virtual Assistance—Undisclosed
- Construction
- Consulting
- E-Commerce—Undisclosed
- Education—Undisclosed
- Engineering
- Financial Services
- Food & Beverage—Undisclosed
- Government—Undisclosed
- Healthcare
- Hospitality—Undisclosed
- Legal Services
- Life Sciences—Undisclosed
- Manufacturing
- Marketing/Advertising—Undisclosed
- Media/Entertainment—Undisclosed
- Nonprofit/Social Services
- Professional/Technical Services—Undisclosed
- Retail
- Technology
- Construction—Undisclosed
- Consulting
- E-Commerce
- Education—Undisclosed
- Engineering
- Financial Services
- Food & Beverage—Undisclosed
- Government—Undisclosed
- Healthcare—Undisclosed
- Hospitality—Undisclosed
- Legal Services—Undisclosed
- Life Sciences—Undisclosed
- Manufacturing—Undisclosed
- Marketing/Advertising
- Media/Entertainment
- Nonprofit/Social Services
- Professional/Technical Services
- Retail—Undisclosed
- Technology
- Comprehensive Resume Search & Service—Undisclosed
- Early Access to Earned Pay—Undisclosed
- Student Loan Repayment Program
- Talent Growth & Retention
- Third-Party HCM Integration—Undisclosed
- Comprehensive Resume Search & Service—Undisclosed
- Early Access to Earned Pay—Undisclosed
- Student Loan Repayment Program—Undisclosed
- Talent Growth & Retention
- Third-Party HCM Integration
- FAQs
- Help Guides
- Live Chat
- Mobile App
- Phone
- FAQs
- Help Guides
- Live Chat—Undisclosed
- Mobile App—Undisclosed
- Phone—Undisclosed
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