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Fourth vs Insperity PEO

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Pros
  • Live chat support
  • Dedicated professional HR team
  • Available demo
Pros
  • Only a 30-day cancelation notice
  • Allows employees to contact PEO directly
  • All-in-one cloud-based software
  • Fortune-500-level benefits
  • Doesn't require lengthy commitments
Cons
  • Not ESAC accredited
  • Lack of transparency
Cons
  • Lack of price or plan transparency
  • Lengthy setup time
  • May be pricey with many paid add-ons
  • Clients must have five employees minimum
Summary

Fourth PEO, a leading Human Capital Management (HCM) software company headquartered in Austin, Texas, specializes in Professional Employer Organization (PEO) services for small and medium-sized businesses (SMBs). With a foundation in HCM since 1999, they have expanded into the PEO sphere, incorporating AI-driven technology into their platform. Catering to industries like restaurant, hospitality, and retail, Fourth offers a range of services, including payroll, HR solutions, benefits administration, tax management, and compliance assistance. While praised for live chat support, a dedicated HR team, and AI-driven tech, drawbacks include the lack of ESAC accreditation and limited pricing transparency. Despite some mixed customer feedback, Fourth remains a reputable choice for SMBs seeking streamlined business operations.

Summary

Small to medium-sized businesses (SMBs) can obtain human resources and business solutions from Insperity, which was established in 1986 and has over 90 locations nationwide. Many of the administrative, financial, and legal duties associated with managing a human resources department are handled by Insperity's cloud-based HR solution. With its corporate headquarters in King of Prussia, Pennsylvania, Insperity (NYSE: NSP) employs over 6,000 people and has over 100,000 customers in the US. Insperity offers a wide range of HR and business solutions, including payroll, employee benefits administration, HR administration, worker's compensation, employment law compliance, talent management, and business consulting. They received IRS certification demonstrating their stability and responsibility after meeting stringent financial and experience requirements, which recognizes them as a CPEO. They offer three HR solution options on their website that vary according to the size and requirements of the business, but they do not list the costs for those plans there. Insperity's services can help SMBs with HR-related activities while saving money and time. They can assist companies in attracting top employees and observing employment regulations.

Quick Stats
  • Business Size : Small and medium-sized (SMB)
  • Cost : Quote-based
  • Customer Experience : Good
  • IRS-Certified : True
  • Expert HR Guidance : True
  • BBB Rating : N/R
  • Trustpilot Score : N/R
  • NAPEO Member : False
  • ESAC Accreditation : False
Quick Stats
  • Business Size : Small and medium-sized (SMB)
  • Cost : Quote-based
  • Customer Experience : Fair
  • IRS-Certified : False
  • Expert HR Guidance : True
  • BBB Rating : A+
  • Trustpilot Score : 2.7 out of 5
  • NAPEO Member : True
  • ESAC Accreditation : True
Selling Points
  • Available demo
  • Mobile app & AI-driven tech
Selling Points
  • Flexible & easily cancelable agreements
  • Scalable services for growing companies
  • Excellent small-business management & growth solutions
Business Size Supported
  • Large Businesses
  • Medium-Sized Businesses
  • Small Businesses
Business Size Supported
  • Large Businesses
  • Medium-Sized Businesses
  • Small Businesses
Employee Benefits
  • 401(k)
  • Undisclosed
    Accident
  • COBRA Administration
  • Undisclosed
    Critical Illness
  • Undisclosed
    Disability
  • Employee Self-Service
  • HSA/FSA
  • Undisclosed
    Medical, Dental, Vision
  • Shopping & Entertainment Discounts
  • Work-Life Employee Assistance Program
Employee Benefits
  • 401(k)
  • Accident
  • Undisclosed
    COBRA Administration
  • Undisclosed
    Critical Illness
  • Disability
  • Employee Self-Service
  • HSA/FSA
  • Medical, Dental, Vision
  • Undisclosed
    Shopping & Entertainment Discounts
  • Undisclosed
    Work-Life Employee Assistance Program
HR Management
  • Onboarding
  • Report Builder
  • Risk Mitigation
  • Time & Attendance
  • Unemployment Insurance
  • Workers' Compensation
  • Workplace Compliance & Safety
HR Management
  • Onboarding
  • Report Builder
  • Risk Mitigation
  • Time & Attendance
  • Unemployment Insurance
  • Workers' Compensation
  • Workplace Compliance & Safety
Payroll Services
  • Direct Deposit
  • Garnishments
  • Global Payroll
  • Payroll History & Tracking
  • Reimbursement Management
  • Salary Revision & Raise Management
  • Tax Services
  • Time-Off Requests & Scheduling
  • US Payroll
Payroll Services
  • Direct Deposit
  • Garnishments
  • Undisclosed
    Global Payroll
  • Payroll History & Tracking
  • Reimbursement Management
  • Undisclosed
    Salary Revision & Raise Management
  • Tax Services
  • Time-Off Requests & Scheduling
  • US Payroll
Technology Platform
  • All-In-One Software Tool
  • Cloud Analytics, Insights, & Reporting
  • Customized Reports
  • Global EOR Platform
  • Third-Party Cloud Application Integration
  • Virtual Assistance
Technology Platform
  • All-In-One Software Tool
  • Cloud Analytics, Insights, & Reporting
  • Customized Reports
  • Undisclosed
    Global EOR Platform
  • Undisclosed
    Third-Party Cloud Application Integration
  • Virtual Assistance
Industries
  • Construction
  • Consulting
  • E-Commerce
  • Education
  • Engineering
  • Financial Services
  • Food & Beverage
  • Government
  • Healthcare
  • Hospitality
  • Legal Services
  • Life Sciences
  • Manufacturing
  • Marketing/Advertising
  • Media/Entertainment
  • Undisclosed
    Nonprofit/Social Services
  • Professional/Technical Services
  • Retail
  • Technology
Industries
  • Construction
  • Consulting
  • Undisclosed
    E-Commerce
  • Undisclosed
    Education
  • Engineering
  • Financial Services
  • Undisclosed
    Food & Beverage
  • Undisclosed
    Government
  • Healthcare
  • Undisclosed
    Hospitality
  • Legal Services
  • Undisclosed
    Life Sciences
  • Manufacturing
  • Undisclosed
    Marketing/Advertising
  • Undisclosed
    Media/Entertainment
  • Nonprofit/Social Services
  • Undisclosed
    Professional/Technical Services
  • Retail
  • Technology
Additional Perks
  • Comprehensive Resume Search & Service
  • Early Access to Earned Pay
  • Student Loan Repayment Program
  • Talent Growth & Retention
  • Third-Party HCM Integration
Additional Perks
  • Undisclosed
    Comprehensive Resume Search & Service
  • Undisclosed
    Early Access to Earned Pay
  • Student Loan Repayment Program
  • Talent Growth & Retention
  • Undisclosed
    Third-Party HCM Integration
Customer Support
  • Email
  • FAQs
  • Help Guides
  • Live Chat
  • Mobile App
  • Phone
Customer Support
  • Email
  • FAQs
  • Help Guides
  • Live Chat
  • Mobile App
  • Phone

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