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Lear Capital vs True Gold Republic

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Pros
  • ANA and NCBA members
  • Zero-fee buyback program
  • Higher variety of precious metal investments
  • Mobile app for spot prices
  • Low minimum investment of $5,000
  • Up to $15,000 in bonus coins on new orders
Pros
  • Free gold guide
  • A+ rating from the BBB
  • Metals Price Protection plan
  • May not require a minimum investment
  • No-fee metals shipping
Cons
  • Specific fees not advertised on the website
  • Only work with one depository
Cons
  • Newer with fewer credentials than many competitors
  • Limited to gold and silver
Summary

Founded in 1997, Lear Capital is a financial services company specializing in the sale of precious metal coins and bullion, as well as gold and silver IRAs. With headquarters in Los Angeles, CA, they offer a wide range of investment options and services, including assistance with establishing and rolling over IRAs into those incorporating gold, silver, and platinum metals. They provide real-time pricing data on their website, regular email alerts, newsletters, and educational resources such as market news and articles. They utilize reputable, insured storage facilities for metals held in IRAs and comply with industry regulations to ensure the security of your holdings. Lear Capital is a reputable company in their industry, authorized by PCGS and ANA to accurately grade and authenticate their coins. Although they faced legal issues leading to bankruptcy protection in the past, they have completed all proceedings and continue to serve clients, garnering an AAA rating from BCA. They are members of ANA and ICTA, committed to ethical practices, and have an A- rating from BBB.

Summary

True Gold Republic, founded in 2019, is a precious metals dealer that specializes in silver and gold IRAs. They aim to empower investors by simplifying the process of diversifying portfolios with physical precious metals. TGR offers transparent and cost-effective alternatives in the precious metals market, emphasizing transparency, education, and personalized support. Their features include extensive educational resources, free guides, and dedicated specialists to facilitate rollovers from existing retirement accounts. They are accredited by BBB with an A+ rating, and have been recognized on the Spear's 500 list and awarded the 2022 Gold Trusted Service by Feefo. Despite receiving fewer reviews, their feedback is predominantly excellent.

Quick Stats
  • BBB Rating : A
  • Trustpilot Score : 4.8 out of 5
  • Money-Back Guarantee : 24 hours
  • Fees : $200 annually for administration, insurance, and storage
  • Minimum Investment : $5,000
  • Customer Experience : Good
Quick Stats
  • BBB Rating : A+
  • Trustpilot Score : N/R
  • Money-Back Guarantee : Undisclosed
  • Fees : $200-$250 annually for maintenance and storage
  • Minimum Investment : Undisclosed
  • Customer Experience : Excellent
Selling Points
  • Price advantage guarantee
  • 24-hour purchase guarantee
  • Free coin promotion
Selling Points
  • True price transparency
  • Offer Roth gold IRAs
  • May charge no annual fees on certain IRAs
Precious Metals Covered
  • Gold
  • Palladium
  • Platinum
  • Silver
Precious Metals Covered
  • Gold
  • Palladium
  • Platinum
  • Silver
Products Offered
  • Gold & Precious Metals IRAs
  • Gold & Silver Bars
  • Gold & Silver Coins
  • IRA-Approved Metals
Products Offered
  • Gold & Precious Metals IRAs
  • Gold & Silver Bars
  • Gold & Silver Coins
  • IRA-Approved Metals
Services & Perks
  • Buyback Program
  • Educational Services
  • In-House Custodial Services
  • IRA Rollovers
  • IRA Setup & Assistance
  • Ongoing Support
  • Secure Storage Options
Services & Perks
  • Buyback Program
  • Educational Services
  • In-House Custodial Services
  • IRA Rollovers
  • IRA Setup & Assistance
  • Undisclosed
    Ongoing Support
  • Secure Storage Options
Educational Resources
  • Articles
  • FAQs
  • One-On-One Consultations
  • Videos
  • Webinars
Educational Resources
  • Articles
  • FAQs
  • One-On-One Consultations
  • Videos
  • Undisclosed
    Webinars
Customer Support
  • Email
  • In-Office
  • Undisclosed
    Live Chat
  • Online Ticket
  • Phone
  • Social Media
Customer Support
  • Email
  • In-Office
  • Undisclosed
    Live Chat
  • Online Ticket
  • Phone
  • Social Media

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