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Ovation Credit Services

Ovation Credit Services

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Ovation Credit Services

Ovation by LendingTree® is a credit repair company that was founded by a bankruptcy attorney; since its founding, it has been providing customers with some of the best quality services. If you would like to know more about this company, including what services it can provide, prices and plans, and how it can help customers like you, then keep reading our review!


Personal case advisor
Financial learning and management tools
A+ BBB rating
Standalone credit monitoring
Cancelation at anytime
Free consultation


No money-back guarantee

Quick Stats

BBB Rating
Customer Service
Phone, email, online portal
Initial Fees
Prices range from $49-$89
Money-back guarantee
Monthly Fee
Prices range from $49-$109

Ovation by LendingTree is a credit repair service provider that can offer many financial solutions to help people fix their credit. It is an accredited member of the Better Business Bureau with an A+ rating for over 16 years now. Its well-deserved excellent standing with customers and clients is a true testament to the quality of its services.

A Brief About Ovation by LendingTree

Ovation by LendingTree has been in the business for almost two decades; since then, they have accomplished many impressive feats in the field and have helped countless people out. Some of the most notable accomplishments include their A+ BBB rating and over two hundred thousand credit reports that have been corrected by them. In addition, clients will typically see 19 updates or deletions to their credit profiles,
on average, during the program.

Ovation by LendingTree is most known for its proven results in removing all kinds of negative accounts. Its mission is to improve your credit, empower you with the knowledge you need to avoid credit mistakes in the future, and resolve your credit report issues. They work with credit bureaus, as well as with creditors, to make sure all of this gets done correctly.

The company focuses on “consumer education and empowerment,” which is one of its most upheld values; many customers can testify to this. Ovation by LendingTree can give you the financial knowledge you will need to improve your whole financial situation, and not just your credit score. They can also help you review your reports for any false info that is causing your credit score to go down. This is so important because your score can affect so much, including loans, what services are available to you, and how much interest you will have to pay for certain services.

Ovation by LendingTree is one of the most trusted credit repair service providers as they offer unparalleled credit repair and monitoring services to their customers. Many of these services are now provided online, through phone consultation, or with electronic account management.

Ovation by LendingTree currently provides its services in 46 states, including Washington DC, Puerto Rico, and all US Territories. Hopefully, their services should soon be extended to ID and OH as well. Unfortunately, their services are not provided in SC or MN due to the fact that they currently have restrictions regarding credit repair companies in those states.

In other words, Ovation by LendingTree guarantees your money’s worth. In addition to credit repair plans, they also walk customers through complex dispute processes, offer valuable advice and free consultation, and provide learning tools for better financial management in the future. So, how does Ovation by LendingTree work?

How Does Ovation by LendingTree Work?

Ovation by LendingTree has done wonders for countless customers over the years. On average, there are 19 improvements per customer. If you would like to know exactly how Ovation by LendingTree works, then keep reading. Without further ado, here are the four simple steps to get better credit with Ovation by LendingTree:

  1. First, a Professional Credit Analyst reviews the customer’s financial background with them, as well as their credit reports, to see which programs would work best for them.
  2. Next, after the customer has signed up, they will work one-on-one with a team of expert “Case Advisors.” This activates the “Dispute Manager” and marks credit report inconsistencies.
  3. After that, they will work on the customer’s behalf by disputing their inaccurate credit reports. They can do all of this seamlessly with their extensive credit expertise and ground-breaking electronic disputing system.
  4. Lastly, they will keep the customer updated with responses and results 24/7 through their personal “Case Management Website,” and by email as well.

So now that you know how it works, here are some of the best features that Ovation by LendingTree provides:

  • Customizable services and plans

Their program choices start at just $49.00 per month. The more features and services a customer asks for, however, means the more they will be paying as well.

  • Same-day service available

With their Fast Track service, customers will get priority same-day services during the disputing process.

  • Top-notch customer service

Customers will work one-on-one with a team of professionals who will walk them through the whole entire process and guide them through credit repair options.

  • Personalized dispute options

This feature allows customers to dispute items on their credit report that they believe to be false, ambiguous, not complete, or questionable in any way.

In addition, Ovation by LendingTree has proven results in disputing the following issues:

  • Late Payments                                  
  • Collections
  • Charge-Offs
  • Bankruptcies
  • Repossessions
  • Foreclosures
  • Liens
  • Judgments

Credit Repair Services and Benefits of Ovation by LendingTree

Among credit repair service providers, Ovation by LendingTree has some of the absolute best benefits. Everything they provide was specifically designed to be useful and to benefit the customers as much as possible.

Credit Repair Services

Some of their credit repair services include:

  • Identifying and Correcting Credit Report Errors
  • Providing Credit Education and Tools
  • Monitoring Your Credit
  • Providing Positive Results
  • And more!

In addition to the credit service mentioned above, there are so many benefits to choosing them as well.


Here are some of the countless benefits that Ovation by LendingTree can provide:

  • A dedicated professional case advisor (throughout the entire program)

A personal case advisor is useful because you get their whole, undivided focus and attention. This means that you also have a much higher chance of better results!

  • Financial education and planning tools

Ovation by LendingTree memberships come with all of the learning tools that you may need to help improve your credit, with better financial management.

  • A lot of discounts

You can get 20% off enrollment and monthly fees for couples (any two people, no relationship required), and 10% off if you are an active/retired member of the military or a senior citizen (over 65).

They also offer referral fees off your next monthly payment for each person you refer that enrolls in their program, ranging between $30-$50.

  • The option to cancel at any point

Customers are totally free to cancel their subscription at any time they want! There is also no need for any notice in advance to cancel the membership. Their contracts run from month to month and can continue as long as needed.

With all of these benefits and more, you simply cannot say no to Ovation by LendingTree! If you are interested in choosing them, then keep reading to know what their prices and plans are.

Ovation by LendingTree Pricing

Prices at Ovation by LendingTree are very affordable and flexible; that means they can fit almost any budget! At a glance, it may seem as though they are slightly more costly than other credit repair service providers; however, Ovation by LendingTree offers a vast array of features and benefits to guarantee the maximum value for your money.

There is an upfront initial fee, as well as monthly subscription fees. You will also have the option to cancel the membership at any time you wish, with no notice in advance required! In addition, they have several discount options available for Seniors, Military, and Couples as well as for referrals of friends and family. This information is listed above in detail.

Their memberships include two packages for credit repair, in addition to a paid credit monitoring package. Some of their services, however, are only provided to premium members, such as the credit monitoring service or unlimited disputes. Their two main plans are:

  • Essentials Plan

This plan includes basic services. The upfront fee is $89 and the monthly fee is $79.

  • Essentials Plus Plan

This plan includes everything in the previous plan, as well as additional custom features. The upfront fee is also $89 and the monthly fee is $109.

They also offer two low-budget programs.

  • Essentials Lite

This program was made for people with minimal credit issues that need to be addressed. The one-time account setup fee is $49.

  • Credit Booster plans

This program is very similar to the previous one and also costs only $49. If you have very few issues with your credit, these two programs are perfect for you. This is especially the case if you are on a tight budget as they are priced very economically.

How to Contact Ovation by LendingTree

If you would like to get in touch with the Ovation by LendingTree team, you may simply call them at (855) 205-4072 or email them at info@Ovation by You also have the option of messaging them directly on their social media accounts; they have accounts on Facebook, Instagram, Twitter, and LinkedIn.

In addition to the above, they have a YouTube channel and Pinterest as well. There is also an online portal that is provided with access 24/7 to updates regarding cases. However, this is for current members.

Their working hours (EST) are:

Monday-Friday: 8 A.M. - 9 P.M.

Saturday: 10 A.M. - 4 P.M.

Company Reputation

According to many customer reviews, Ovation by LendingTree is one of the few companies out there that can give you your money’s worth. They are actually working in good faith and can guarantee you legit services that help improve your credit score. It is truly no wonder they have an A+ rating from the BBB.

Final Verdict on Ovation by LendingTree

Based on the countless positive customer reviews, and their A+ rating, we can confidently say that Ovation by LendingTree has a solid reputation verified by their many clients who have had their credit scores significantly improved with them. Lastly, with their educational tools, their many features, and their unmatched credit repair services, we personally highly recommend them

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