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Top Credit Repair Companies in 2024

Credit Versio vs Ovation Credit Services

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Pros
  • Unique dispute letters
  • Identity Theft Insurance
  • Cost far less than more credit repair companies
  • Works for every credit reporting agency
Pros
  • Personal case advisor
  • Financial learning and management tools
  • A+ BBB rating
  • Standalone credit monitoring
  • Discounts
  • Cancelation at anytime
  • Free consultation
Cons
  • You have to sign up for a third-party service
Cons
  • No money-back guarantee
Quick Stats
  • BBB Rating : Not BBB Accredited
  • Cancelation Policy : You can cancel at any time
  • Trustpilot Score : In-person, email, phone, social media, and help guides
  • Initial Fees : $19.95/Month
  • Money-Back Guarantee : 90-days money-back guarantee
  • Monthly Fee : $19.95 per Month
  • Customer Experience : True
  • Unlimited Disputes : True
Quick Stats
  • BBB Rating : A+
  • Cancelation Policy : Yes
  • Trustpilot Score : Phone, email, online portal
  • Initial Fees : Prices range from $49-$89
  • Money-Back Guarantee : No
  • Monthly Fee : Prices range from $49-$109
  • Unlimited Disputes : "True"
  • Service Coverage : "True"
Selling Points
  • Unique dispute letters
  • Identity Theft Insurance
  • Cost far less than more credit repair companies
Selling Points
  • Accredited A+ Member of BBB since 2004
  • Low Rates & Great Service
  • Unlimited disputes with all 3 Credit Bureaus
  • Personal case advisor
  • Financial learning and management tools
  • Standalone credit monitoring offered
  • Cancelation at anytime
Services & Perks
  • Undisclosed
    Cease & Desist Letters
  • Undisclosed
    Compliance with Regulations (FCRA, FDCPA, etc.)
  • Undisclosed
    Credit Building Assistance
  • Undisclosed
    Credit Report Analysis from Credit Bureaus
  • Undisclosed
    Credit Score Monitoring
  • Undisclosed
    Creditor & Debt Collector Communication
  • Undisclosed
    Debt Validation
  • Undisclosed
    Dispute Letters
  • Undisclosed
    FICO-Certified Professionals
  • Undisclosed
    Financial Education Resources/Tools
  • Undisclosed
    Free Consultation
  • Undisclosed
    Goodwill Letters
  • Undisclosed
    Identity Theft Protection
Services & Perks
  • Undisclosed
    Cease & Desist Letters
  • Undisclosed
    Compliance with Regulations (FCRA, FDCPA, etc.)
  • Undisclosed
    Credit Building Assistance
  • Undisclosed
    Credit Report Analysis from Credit Bureaus
  • Undisclosed
    Credit Score Monitoring
  • Undisclosed
    Creditor & Debt Collector Communication
  • Undisclosed
    Debt Validation
  • Undisclosed
    Dispute Letters
  • Undisclosed
    FICO-Certified Professionals
  • Undisclosed
    Financial Education Resources/Tools
  • Undisclosed
    Free Consultation
  • Undisclosed
    Goodwill Letters
  • Undisclosed
    Identity Theft Protection
Customer Support
  • Email
  • Undisclosed
    FAQs
  • Help Guides
  • Undisclosed
    Live Chat
  • Undisclosed
    Mobile Application
  • Phone
  • Ticket
Customer Support
  • Email
  • FAQs
  • Help Guides
  • Undisclosed
    Live Chat
  • Undisclosed
    Mobile Application
  • Phone
  • Undisclosed
    Ticket
Payment Options
  • Undisclosed
    Automatic bank drafts (ACH)
  • Undisclosed
    Checks
  • Undisclosed
    Credit/Debit Cards
  • Undisclosed
    Family or Couples Discounts
  • Undisclosed
    PayPal
Payment Options
  • Undisclosed
    Automatic bank drafts (ACH)
  • Undisclosed
    Checks
  • Undisclosed
    Credit/Debit Cards
  • Undisclosed
    Family or Couples Discounts
  • Undisclosed
    PayPal

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