trusted formAMB Credit Consultants vs Ovation Credit Services | Several.com
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AMB Credit Consultants vs Ovation Credit Services

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Pros
  • Unlimited and advanced disputes
  • User-friendly online portal
Pros
  • Personal case advisor
  • Financial learning and management tools
  • Cancelation at anytime
  • Free consultation
Cons
  • No flexible plans
  • Not accredited by the BBB
  • They have a cancellation fee
Cons
  • No longer in business
  • Had no money-back guarantee
Summary

AMB Credit Consultants, a Dallas-based credit repair company founded in 2007, has been helping consumers across America improve their credit scores for over a decade. AMB Credit Consultants, led by Arnita Johnson-Hall, who personally overcame credit challenges, offers a personalized "Credit Empowerment Program" that equips clients with the tools and knowledge needed to gain substantial credit leverage and achieve their financial goals. AMB Credit Consultants' services include customized credit solutions, credit report audits, dispute resolution, and ongoing credit education. The company operates on a "no progress, no pay" policy and provides clients with a 180-day money-back guarantee, showcasing their confidence in delivering results. With a team of seasoned experts proficient in credit analysis and dispute resolution, AMB Credit Consultants has garnered positive client feedback and a sterling reputation in the credit repair industry. The company's commitment to transparency is evident through their online client portal, which allows customers to track their credit repair journey in real-time. AMB Credit Consultants empowers individuals to transform their credit and financial lives by disputing errors on credit reports and providing comprehensive credit counseling. The company's mission extends beyond mere credit repair, focusing on instilling good credit decisions for sustained financial health.

Summary

Ovation Credit Services, a prominent name in credit repair, has ceased operations as of April 2023 after being acquired by LendingTree in 2018. Due to financial challenges faced by LendingTree, including a significant loss in 2022, the decision was made to reduce their workforce, leading to the closure of Ovation. The closure affected approximately 200 employees. Ovation offered credit repair services, including correcting credit reports and removing negative accounts. The company also focused on consumer education and empowerment. They were widely trusted for their comprehensive credit repair and monitoring services. Despite their closure, Ovation had a strong reputation, with a positive online experience and feedback from clients.

Quick Stats
  • BBB Rating : C+
  • Cancelation Policy : Unknown
  • Trustpilot Score : N/R
  • Initial Fees : One-time enrollment fee of $149
  • Money-Back Guarantee : Not available
  • Monthly Fee : Starts at $99 a month
  • Unlimited Disputes : "True"
Quick Stats
  • BBB Rating : A+ (Prior to closure, N/R currently)
  • Cancelation Policy : Unavailable
  • Trustpilot Score : N/R
  • Initial Fees : $89
  • Money-Back Guarantee : Unavailable
  • Monthly Fee : Started at $79
  • Customer Experience : Good
  • Unlimited Disputes : True
  • Service Coverage : No longer available
Selling Points
  • Unlimited case reviews upon request
  • Unlimited and advanced disputes
Selling Points
  • Accredited A+ Member of BBB since 2004
  • Unlimited disputes with all 3 Credit Bureaus
  • Standalone credit monitoring offered
Services & Perks
  • Undisclosed
    Cease & Desist Letters
  • Compliance with Regulations (FCRA, FDCPA, etc.)
  • Undisclosed
    Credit Building Assistance
  • Credit Report Analysis from Credit Bureaus
  • Credit Score Monitoring
  • Undisclosed
    Creditor & Debt Collector Communication
  • Undisclosed
    Debt Validation
  • Undisclosed
    Dispute Letters
  • Undisclosed
    FICO-Certified Professionals
  • Undisclosed
    Financial Education Resources/Tools
  • Undisclosed
    Free Consultation
  • Undisclosed
    Goodwill Letters
  • Undisclosed
    Identity Theft Protection
Services & Perks
  • Cease & Desist Letters
  • Compliance with Regulations (FCRA, FDCPA, etc.)
  • Undisclosed
    Credit Building Assistance
  • Credit Report Analysis from Credit Bureaus
  • Credit Score Monitoring
  • Creditor & Debt Collector Communication
  • Debt Validation
  • Dispute Letters
  • Undisclosed
    FICO-Certified Professionals
  • Financial Education Resources/Tools
  • Free Consultation
  • Goodwill Letters
  • Undisclosed
    Identity Theft Protection
Customer Support
  • Email
  • FAQs
  • Help Guides
  • Live Chat
  • Undisclosed
    Mobile Application
  • Phone
  • Ticket
Customer Support
  • Email
  • FAQs
  • Help Guides
  • Undisclosed
    Live Chat
  • Mobile Application
  • Phone
  • Undisclosed
    Ticket
Payment Options
  • Undisclosed
    Automatic bank drafts (ACH)
  • Undisclosed
    Checks
  • Undisclosed
    Credit/Debit Cards
  • Undisclosed
    Family or Couples Discounts
  • Undisclosed
    PayPal
Payment Options
  • Automatic bank drafts (ACH)
  • Checks
  • Credit/Debit Cards
  • Undisclosed
    Family or Couples Discounts
  • Undisclosed
    PayPal

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