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Credit Card Processing Solutions

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Helcim vs PayPal

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Pros
  • Specialized solutions for SaaS and large companies
  • Allows surcharging
  • Learning and resource availability
  • Improved cash flow
  • Volume discounts
  • A large variety of payment methods for both online and in-person payments
  • Comprehensive third-party integrations such as Xero, Quickbooks Online
  • Quick sign-up and approval
Pros
  • Global accessibility
  • Versatile payment acceptance
  • Seamless integration capabilities
  • Effortless online setup
  • Mobile and contactless payment solutions
Cons
  • Not suitable for high-risk merchants
Cons
  • Extra charges
  • Account freezing by PayPal
  • Absence of free hardware
Summary

Helcim is a Canadian credit card processing and merchant services company founded in 2006 and headquartered in Calgary, AB. They are a fast, secure, and reliable credit card processor that provides payment solutions to more than 20 countries and all business types worldwide. They provide various services, including online payments, point-of-sale systems, virtual terminals, and mobile payments. Helcim provides several transaction processing alternatives and accepts worldwide credit card payments, recurring payments, and invoices. They do not require clients to get into lengthy contracts and offer affordable interchange-plus rates, which is their specialty pricing model. That model comes with built-in volume discounts and a suite of free payment processing tools. They are generally well-reviewed, getting a 4.2/5 on Trustpilot, and have an excellent reputation among clients, who praise their support's straightforward and helpful nature and fast service. They are up-front about their no-contract processing fees and hardware costs on their website.

Summary

PayPal, a powerhouse in online payment solutions, has etched their mark as a global leader since they were founded in 1998. Headquartered in San Jose, California, the company has become synonymous with reliability and innovation, catering to both individuals and businesses. Renowned for their commitment to security, PayPal offers a suite of services, including customizable payment gateways (PayPal Payments Pro and Payflow), a user-friendly POS system (Zettle), and versatile APIs for online and in-person transactions. The platform's emphasis on transparency shines through in their pricing model, ensuring users have a clear understanding of the fees associated with various services. PayPal's diverse payment acceptance, from digital wallets to card transactions and API tools and integration capabilities, position them as an ideal choice for businesses of all sizes seeking quick, secure, and adaptable payment processing. PayPal shines with their global payment processing, catering to enterprises, providing next-day funding and swift currency conversions. While positive customer reviews highlight the platform's reliability, security, and seamless integration capabilities, the varied experiences on review platforms such as G2 and Trustpilot underscore the importance of exploring individual business needs. With an A-rated BBB profile, PayPal demonstrates a commitment to customer satisfaction.

Quick Stats
  • Transaction Speed : 2 days
  • Customer Experience : Good
  • Transparent Pricing : True
  • Pricing Model : Interchange-Plus
  • Trustpilot Score : 4.2 out of 5
  • BBB Rating : A+
Quick Stats
  • Transaction Speed : 3 to 5 business days
  • Customer Experience : Good
  • Money-Back Guarantee : False
  • Gift Cards : Undisclosed
  • Real-Time Reports : Available
  • Transparent Pricing : Available
  • Pricing Model : Interchange plus
  • Trustpilot Score : 1.3 out of 5
  • BBB Rating : A
Selling Points
  • Protected and secure payments with Helcim Fraud Defender and data encryption
  • Multiple payment options include in-person, online, in-app, and over-the-phone payments
  • Transparent pricing policy and no hidden fees
Selling Points
  • Diverse payment methods
  • API tools and integrations
  • Reporting & Analytics
  • Installment payments
  • POS system
  • Invoicing
System Features
  • Billing & Invoicing
  • Electronic Receipts
  • Free Hardware
  • Mobile Card Reader
  • Multiple Payment Gateways
  • Recurring Payments & Billing
  • Reporting & Analytics
  • Virtual Terminal
System Features
  • Billing & Invoicing
  • Electronic Receipts
  • Free Hardware
  • Mobile Card Reader
  • Multiple Payment Gateways
  • Recurring Payments & Billing
  • Reporting & Analytics
  • Virtual Terminal
Data Security
  • EMV Compliant
  • Payment Fraud Protection
  • PCI Compliance
Data Security
  • EMV Compliant
  • Payment Fraud Protection
  • PCI Compliance
Pricing Options
  • Annual Subscription
  • Free Trial
  • Freemium
  • Monthly Subscription
  • Undisclosed
    One-Time License
Pricing Options
  • Annual Subscription
  • Free Trial
  • Freemium
  • Monthly Subscription
  • Undisclosed
    One-Time License
Third-Party Integrations
  • Processing Services
  • Accounting Software
  • POS
  • Productivity Software
Third-Party Integrations
  • Processing Services
  • Accounting Software
  • POS
  • Productivity Software
Operating System Compatabilities
  • Android
  • Cloud-Based
  • Mac
  • On-Site Installation
  • Windows
Operating System Compatabilities
  • Android
  • Cloud-Based
  • Mac
  • On-Site Installation
  • Windows
Supported Payment Options
  • ACH Processing
  • Cash Transactions
  • Credit Card Terminals
  • Undisclosed
    Electronic Signature
  • In-Person Payments
  • Mobile Payments
  • NFC Payments
  • Online Payment Procesing
Supported Payment Options
  • ACH Processing
  • Cash Transactions
  • Credit Card Terminals
  • Undisclosed
    Electronic Signature
  • In-Person Payments
  • Mobile Payments
  • NFC Payments
  • Online Payment Procesing
Customer Support
  • Demos
  • Email
  • FAQs
  • Help Guides
  • Live Chat
  • Mobile Application
  • Phone
  • Tickets
Customer Support
  • Demos
  • Email
  • FAQs
  • Help Guides
  • Live Chat
  • Mobile Application
  • Phone
  • Undisclosed
    Tickets

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