Credit Card Processing Solutions
Top Companies in 2026
Global Payments (BuyerZone) vs Payline Data
Press [Add to Compare] to Edit, Add or Remove Vendors
- Global reach spanning 100-plus countries with enterprise-scale infrastructure
- Comprehensive, industry-specific solutions across 60-plus verticals
- Unified Genius POS platform with deep integration capabilities via OpenEdge API
- Strong security and compliance tools, including PCI DSS, EMV, NFC, and fraud detection
- Direct integrations
- Diverse POS options
- Next-day funding
- Transparent pricing
- Dedicated account manager
- Free trial
- No public pricing, rates, or fee disclosure
- Three-year contracts with up to a $500 early termination fee
- Documented pattern of undisclosed fee additions and rate increases post-sign-up
- Inconsistent customer service quality, particularly for US-based merchants
- High processing fees
- Learning curve
Global Payments Inc. is a publicly traded payment technology company (NYSE: GPN) founded in 1996 and headquartered in Atlanta, Georgia. As a Fortune 500 and S&P 500 company, they operate one of the world's largest payment processing networks, serving over 5 million merchant locations across 100-plus countries and processing more than 76 billion transactions annually. Their services include in-person POS systems through the Genius platform, eCommerce and virtual terminal gateways, mobile payments, integrated software solutions via their OpenEdge division, and tools for reporting, analytics, payroll, and fraud management. The company has grown substantially through acquisitions, including Heartland Payment Systems (2016), TSYS (2019), and Worldpay (2026). They hold an A+ BBB rating and have been accredited since 2021, though BBB customer reviews average 1.02 out of 5. Trustpilot scores vary significantly by region. Pricing is quote-based and not publicly disclosed, and standard contracts run for 3 years with early termination fees up to $500.
Payline Data, established in 2009 and currently headquartered in Chicago, Illinois, is an all-encompassing payment solutions provider. Payline Data, which Pineapple Payments acquired, specializes in providing services to a variety of businesses, including omnichannel companies, non-profits, and healthcare facilities. Notably, the company excels in accommodating high-risk businesses, offering versatile payment processing solutions for online and in-person transactions. Payline Data's seamless integration into websites is a standout feature, ensuring smooth online transactions and showcasing adaptability to various industry needs. With a commitment to transparency in pricing, the company provides a clear understanding of costs upfront. Dedicated account managers, PCI compliance, and responsive customer support underscore Payline Data's emphasis on client satisfaction. Additionally, they provide multiple methods to safeguard customer data, including EMV compliance, fraud prevention, AVS, CVV verification, and Hosted iFrames for tokenization. While the Better Business Bureau (BBB) accreditation is absent, Payline Data has earned a positive 4.6 out of 5 rating on G2, indicating overall customer satisfaction. Positive experiences highlight the platform's ease of use, responsive customer service, and efficient gateway functionality. However, concerns about potential overcharging and the need for clearer explanations regarding their pricing structure have been raised.
- Transaction Speed : Undisclosed
- Customer Experience : Fair
- Gift Cards : Available
- Real-Time Reports : Available
- Transparent Pricing : Unavailable
- Pricing Model : Custom/quote-based
- Trustpilot Score : 4.6 out of 5
- BBB Rating : A+
- Transaction Speed : 24 hours
- Customer Experience : Good
- Money-Back Guarantee : False
- Gift Cards : Undisclosed
- Real-Time Reports : Available
- Transparent Pricing : Available
- Pricing Model : Interchange-plus and monthly fees
- Trustpilot Score : N/R
- BBB Rating : N/R
- Fortune 500 institutional credibility with NYSE listing (GPN) and S&P 500 inclusion
- OpenEdge API-first embedded payments platform for software developers
- Processing volume of $3.7+ trillion annually, scaling to nearly $4 trillion post-Worldpay acquisition
- Next-day deposit
- Custom reporting
- Surcharging
- Virtual terminal and dashboard
- Invoicing and recurring bills
- Mobile options
- Billing & Invoicing
- Electronic Receipts
- Free Hardware—Undisclosed
- Mobile Card Reader—Undisclosed
- Multiple Payment Gateways
- Recurring Payments & Billing
- Reporting & Analytics
- Virtual Terminal
- Billing & Invoicing
- Electronic Receipts
- Free Hardware
- Mobile Card Reader
- Multiple Payment Gateways
- Recurring Payments & Billing
- Reporting & Analytics
- Virtual Terminal
- EMV Compliant
- Payment Fraud Protection
- PCI Compliance
- EMV Compliant
- Payment Fraud Protection
- PCI Compliance
- Annual Subscription—Undisclosed
- Free Trial
- Freemium
- Monthly Subscription—Undisclosed
- One-Time License—Undisclosed
- Annual Subscription
- Free Trial
- Freemium
- Monthly Subscription
- One-Time License
- Processing Services
- Accounting Software
- POS
- Productivity Software
- Processing Services
- Accounting Software
- POS
- Productivity Software
- ACH Processing
- Cash Transactions
- Credit Card Terminals
- Electronic Signature—Undisclosed
- In-Person Payments
- Mobile Payments
- NFC Payments
- Online Payment Procesing
- ACH Processing
- Cash Transactions
- Credit Card Terminals
- Electronic Signature—Undisclosed
- In-Person Payments
- Mobile Payments
- NFC Payments
- Online Payment Procesing
- Demos—Undisclosed
- FAQs
- Help Guides
- Live Chat—Undisclosed
- Mobile Application
- Phone
- Tickets—Undisclosed
- Demos
- FAQs
- Help Guides
- Live Chat
- Mobile Application
- Phone
- Tickets—Undisclosed
Save Big on Credit Card Processing
Fill out a quick form to claim special offers on Credit Card Processing
