Credit Card Processing Solutions
Top Companies in 2024
East Commerce Solutions vs ProMerchant
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- Customer gift card
- Remote deposit capture
- Integration
- 24/7 customer support
- Streamlined deposits
- Diverse payment methods
- Flexible pricing options to choose from
- Month-to-month agreements
- Some plans offer free hardware
- No set-up or application fees
- Supports surcharging
- Poor customer support
- Lack of transparency
- May not support multi-currency transactions
- Fixed monthly fee model may be pricy for small businesses with low transaction amounts
- Only work in the United States
- Lack of proprietary apps and solutions
- Lack of price transparency
East Commerce Solutions (ECS), established in 1994, is a credit card processing company based in East Providence, Rhode Island. Tailoring services for businesses of all sizes, ECS offers a diverse range of features. These include 24/7 customer support, innovative programs like the Intelligent Rate Program, and proprietary POS systems focusing on personalized service. Consistently ranking among the top 1% of MSP/ISOs in the U.S., ECS has garnered positive feedback for its streamlined setup processes and excellent support. Despite some reported concerns about customer service quality and transparency, ECS remains a prominent choice in the credit card processing realm, emphasizing accessibility, efficiency, and tailored solutions for businesses navigating digital transactions. The strategic acquisition by Payroc in 2022 adds to ECS's industry significance, marking its commitment to evolving with the dynamic needs of the market.
ProMerchant is a credit card processing company founded in 2018 that offers solutions for small businesses. The business provides services for both traditional brick-and-mortar businesses and online retailers. They have two price options: one offers no processing fees to retail businesses and restaurants, and the other utilizes an interchange with a fixed percentage rate and transaction fee cost structure. ProMerchant boasts that its representatives can approve your account in as little as two hours. They have gotten favorable feedback from clients and are renowned for their capacity to work with high-risk enterprises. ProMerchant is a wonderful alternative for companies of all sizes because it supports practically every small business. ProMerchant has an A+ rating on the BBB website, though they are not accredited by them. They earn positive reviews from customers, getting a 4.9/5 score on Trustpilot, and are recognized for a fast approval process and competitive pricing.
- Transaction Speed : Unknown
- Customer Experience : Fair
- Money-Back Guarantee : False
- Gift Cards : True
- Real-Time Reports : True
- Transparent Pricing : False
- Pricing Model : Undisclosed
- BBB Rating : A+
- Transaction Speed : 2 Days
- Customer Experience : Excellent
- Gift Cards : Available
- Real-Time Reports : Available
- Transparent Pricing : Unavailable
- Pricing Model : Interchange plus, Fixed monthly fee, Surcharging
- Trustpilot Score : 4.8 out of 5
- BBB Rating : A+
- No setup, application, or reprogramming fees
- Chargeback & retrieval services
- On-site training for hardware and software
- Intelligent rate program
- Proprietary POS
- Industry-specific solutions
- Free terminal with many plans
- Fast approval process
- Flexible terms and conditions
- No upfront fees or hidden costs
- Billing & Invoicing—Undisclosed
- Electronic Receipts
- Free Hardware—Undisclosed
- Mobile Card Reader
- Multiple Payment Gateways
- Recurring Payments & Billing—Undisclosed
- Reporting & Analytics
- Virtual Terminal—Undisclosed
- Billing & Invoicing
- Electronic Receipts
- Free Hardware
- Mobile Card Reader
- Multiple Payment Gateways
- Recurring Payments & Billing
- Reporting & Analytics
- Virtual Terminal
- EMV Compliant
- Payment Fraud Protection
- PCI Compliance
- EMV Compliant
- Payment Fraud Protection
- PCI Compliance
- Annual Subscription—Undisclosed
- Free Trial
- Freemium
- Monthly Subscription—Undisclosed
- One-Time License—Undisclosed
- Annual Subscription
- Free Trial
- Freemium—Undisclosed
- Monthly Subscription
- One-Time License
- Processing Services
- Accounting Software—Undisclosed
- POS
- Productivity Software—Undisclosed
- Processing Services
- Accounting Software
- POS
- Productivity Software—Undisclosed
- ACH Processing—Undisclosed
- Cash Transactions
- Credit Card Terminals
- Electronic Signature—Undisclosed
- In-Person Payments
- Mobile Payments
- NFC Payments
- Online Payment Procesing
- ACH Processing—Undisclosed
- Cash Transactions
- Credit Card Terminals
- Electronic Signature
- In-Person Payments
- Mobile Payments
- NFC Payments
- Online Payment Procesing
- Demos
- FAQs
- Help Guides
- Live Chat
- Mobile Application
- Phone
- Tickets—Undisclosed
- Demos
- FAQs
- Help Guides
- Live Chat
- Mobile Application
- Phone
- Tickets
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