trusted formDharma Merchant Services vs WorldPay | Several.com
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Dharma Merchant Services vs WorldPay

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Pros
  • Flexible, non-permanent cancelation options
  • 24/7 support
  • Mobile apps for transactions and insights
  • Many payment methods are accepted
  • Streamlined, reliable transactions
  • Pricing transparency
Pros
  • Diverse payment acceptance
  • Improved cash flow
  • Business insights
  • Integration capabilities
Cons
  • Confusing costs & fees
  • Complex chargeback & dispute handling policies
  • Pricey hardware
  • System integration issues
  • Cancelation fees imposed
Cons
  • High processing rates
  • Lack of pricing transparency
Summary

Dharma Merchant Services is a credit card processing company founded in 2007 and based in San Francisco, California. They offer their solutions to various industries, including retail, service, nonprofit, and e-commerce. They provide complete merchant services for online businesses, offering next-day funding and month-to-month agreements without annual contracts or early termination fees. Dharma supports sustainable businesses that follow environmentally friendly initiatives, such as using green energy and recycling products. They also work with women and minority-owned businesses to help build a strong community. They enjoy an excellent reputation among their customers, and have an A+ rating on the BBB.

Summary

Worldpay, based in Cincinnati, Ohio, processes merchant service transactions globally. They offer a wide range of services, including an online payment gateway, credit card processing, ATM processing, merchant services, rewards, fraud prevention, pre-paid and gift cards, card personalization, debit PIN processing, and cardholder eServices. They offer fast funding, easy-to-use products, 24/7 support, and extensive security features. This company has won industry awards for innovation, regulatory reporting, and payment solutions. They have an A+ BBB rating but are not accredited. Their customer service and system integrity reviews are mixed, but their reputation is generally good.

Quick Stats
  • Transaction Speed : Two days
  • Customer Experience : Excellent
  • Gift Cards : Undisclosed
  • Real-Time Reports : Available
  • Transparent Pricing : Available
  • Pricing Model : Interchange plus
  • Trustpilot Score : 4.7 out of 5
  • BBB Rating : A+
Quick Stats
  • Transaction Speed : Same day
  • Customer Experience : Good
  • Gift Cards : Available
  • Real-Time Reports : Available
  • Transparent Pricing : Unavailable
  • Pricing Model : Percentage fee, surcharges, annual fee
  • Trustpilot Score : 3.7 out of 5
  • BBB Rating : N/R
Selling Points
  • Environmentally and socially active solutions
  • Transparent costs and fees
  • Discounted costs for nonprofits
Selling Points
  • Payment transaction handling
  • Software integration
  • Global reach and currency support
  • Proprietary platform
  • Reporting & analytics
System Features
  • Billing & Invoicing
  • Electronic Receipts
  • Free Hardware
  • Mobile Card Reader
  • Multiple Payment Gateways
  • Recurring Payments & Billing
  • Reporting & Analytics
  • Virtual Terminal
System Features
  • Billing & Invoicing
  • Electronic Receipts
  • Free Hardware
  • Mobile Card Reader
  • Multiple Payment Gateways
  • Recurring Payments & Billing
  • Reporting & Analytics
  • Virtual Terminal
Data Security
  • EMV Compliant
  • Payment Fraud Protection
  • PCI Compliance
Data Security
  • EMV Compliant
  • Payment Fraud Protection
  • PCI Compliance
Pricing Options
  • Undisclosed
    Annual Subscription
  • Free Trial
  • Undisclosed
    Freemium
  • Monthly Subscription
  • One-Time License
Pricing Options
  • Annual Subscription
  • Free Trial
  • Freemium
  • Monthly Subscription
  • One-Time License
Third-Party Integrations
  • Processing Services
  • Accounting Software
  • POS
  • Productivity Software
Third-Party Integrations
  • Processing Services
  • Accounting Software
  • POS
  • Productivity Software
Operating System Compatabilities
  • Android
  • Cloud-Based
  • Mac
  • On-Site Installation
  • Windows
Operating System Compatabilities
  • Android
  • Cloud-Based
  • Mac
  • On-Site Installation
  • Windows
Supported Payment Options
  • ACH Processing
  • Cash Transactions
  • Credit Card Terminals
  • Electronic Signature
  • In-Person Payments
  • Mobile Payments
  • NFC Payments
  • Online Payment Procesing
Supported Payment Options
  • ACH Processing
  • Cash Transactions
  • Credit Card Terminals
  • Electronic Signature
  • In-Person Payments
  • Mobile Payments
  • NFC Payments
  • Online Payment Procesing
Customer Support
  • Demos
  • Email
  • FAQs
  • Help Guides
  • Live Chat
  • Mobile Application
  • Phone
  • Tickets
Customer Support
  • Demos
  • Email
  • FAQs
  • Help Guides
  • Live Chat
  • Mobile Application
  • Phone
  • Tickets

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