Clover vs PaymentCloud

Founded in 2011 and headquartered in Sunnyvale, California, Clover Credit Card Processing, a Fiserv subsidiary, is a cloud-based payment processor catering to small and medium-sized businesses. Renowned for its innovative features, including enhanced inventory tracking, seamless integrations, and multicurrency support, Clover simplifies payment processing and business operations. It has become a top choice in the modern business landscape due to its comprehensive approach and adaptability to diverse industry needs. Customer experiences vary, with positive reviews emphasizing efficiency and security measures, while some note concerns about communication and billing issues. Clover's commitment to PCI compliance is evident through adherence to the Payment Card Industry Data Security Standard (PCI DSS). This underscores their dedication to secure payment transactions, employing cutting-edge technologies like 2-factor authentication and end-to-end encryption. Despite some user-specific challenges, the company's reliable technology and Fiserv backing position Clover as a trusted partner for businesses seeking integrated payment processing solutions.

PaymentCloud is a merchant services company, founded in 2015 and based in Los Angeles, CA, that offers credit card processing to businesses of all types and risk levels. They specialize in high-risk merchant accounts, providing services to industries such as credit repair, adult products, firearms, dating sites, and the like. They feature seamless integrations with many tools like Shopify, OpenCart, WordPress, WooCommerce, and many more. They boast many features in their credit card processing, such as seamless digital payments, digitally trackable and encrypted transactions, fraud protection, contactless payments, and full PCI compliance. They have an excellent reputation among clients, garnering a 4.3/5 score on Trustpilot. Clients generally laud their helpful and patient customer support and their accepting nature toward high-risk businesses. The costs incurred for their services differ and aren’t specified on PaymentCloud's website, as they require prospective clients to submit a quote.