Credit Card Processing Solutions
Top Companies in 2024
Authorize.net vs PaymentCloud
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- International reach
- Transparent pricing
- No long-term contract
- Working with high-risk businesses
- Tailored solutions
- Innovative technology
- Diverse industry support
- High fees
- Limited integration
- Learning curve
- Transaction volume restrictions
- Lack of transparency
Established in 1996, Authorize.Net has emerged as a prominent figure in the payment processing landscape, providing a robust and reliable payment gateway for businesses worldwide. Authorize.Net bridges the gap between merchants and processors, facilitating seamless transactions. Offering a comprehensive suite of services, including Advanced Fraud Protection, Customer Information Manager, eCheck payments, recurring payments, and versatile API integrations, the platform caters to various payment methods, from credit cards to eChecks and digital wallets. With a commitment to transparency, Authorize.Net ensures clear and explicit pricing, fostering trust and informed decision-making for businesses. Their services extend beyond national borders, enabling companies in the United States, Canada, and Australia to process payments globally. The platform's dedication to security is evident through their Advanced Fraud Protection Suite and PCI-DSS compliance. While Authorize.Net boasts an A+ rating from the BBB and positive reviews for a user-friendly interface, seamless integration, and top-notch customer support on platforms like G2, it's noteworthy that Trustpilot reviews present a different perspective. Despite some reported challenges, Authorize.Net remains a go-to choice for businesses seeking a reliable and secure payment gateway and processing solution.
PaymentCloud is a merchant services company, founded in 2015 and based in Los Angeles, CA, that offers credit card processing to businesses of all types and risk levels. They specialize in high-risk merchant accounts, providing services to industries such as credit repair, adult products, firearms, dating sites, and the like. They feature seamless integrations with many tools like Shopify, OpenCart, WordPress, WooCommerce, and many more. They boast many features in their credit card processing, such as seamless digital payments, digitally trackable and encrypted transactions, fraud protection, contactless payments, and full PCI compliance. They have an excellent reputation among clients, garnering a 4.3/5 score on Trustpilot. Clients generally laud their helpful and patient customer support and their accepting nature toward high-risk businesses. The costs incurred for their services differ and aren’t specified on PaymentCloud's website, as they require prospective clients to submit a quote.
- Transaction Speed : 3 to 5 business days
- Customer Experience : Good
- Gift Cards : Undisclosed
- Real-Time Reports : Available
- Transparent Pricing : Available
- Pricing Model : Flat-rate pricing
- Trustpilot Score : 1.5 out of 5
- BBB Rating : A+
- Transaction Speed : Undisclosed
- Customer Experience : Good
- Transparent Pricing : Unavailable
- Pricing Model : Undisclosed
- Trustpilot Score : 4.3 out of 5
- BBB Rating : B+
- Advanced fraud protection suite
- Customer information manager
- Account updater
- eCheck payments
- Virtual POS
- Zero-cost processing
- Funding program
- Payment gateways
- Billing & Invoicing
- Electronic Receipts
- Free Hardware
- Mobile Card Reader
- Multiple Payment Gateways
- Recurring Payments & Billing
- Reporting & Analytics
- Virtual Terminal
- Billing & Invoicing
- Electronic Receipts
- Free Hardware—Undisclosed
- Mobile Card Reader
- Multiple Payment Gateways
- Recurring Payments & Billing—Undisclosed
- Reporting & Analytics
- Virtual Terminal
- EMV Compliant
- Payment Fraud Protection
- PCI Compliance
- EMV Compliant
- Payment Fraud Protection
- PCI Compliance
- Annual Subscription
- Free Trial
- Freemium
- Monthly Subscription
- One-Time License—Undisclosed
- Annual Subscription—Undisclosed
- Free Trial—Undisclosed
- Freemium—Undisclosed
- Monthly Subscription—Undisclosed
- One-Time License—Undisclosed
- Processing Services
- Accounting Software
- POS
- Productivity Software
- Processing Services
- Accounting Software
- POS
- Productivity Software
- ACH Processing
- Cash Transactions
- Credit Card Terminals
- Electronic Signature
- In-Person Payments
- Mobile Payments
- NFC Payments
- Online Payment Procesing
- ACH Processing
- Cash Transactions
- Credit Card Terminals
- Electronic Signature—Undisclosed
- In-Person Payments
- Mobile Payments
- NFC Payments—Undisclosed
- Online Payment Procesing
- Demos
- FAQs
- Help Guides
- Live Chat
- Mobile Application
- Phone
- Tickets—Undisclosed
- Demos
- FAQs
- Help Guides
- Live Chat
- Mobile Application
- Phone
- Tickets
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