Credit Card Processing Solutions
Top Companies in 2024
Authorize.net vs National Processing
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- International reach
- Transparent pricing
- No long-term contract
- Month to month payments
- Interchange plus pricing and flexible plans
- Clover terminals and POS systems
- High fees
- Limited integration
- Learning curve
- Not a good option for high risk industries
Established in 1996, Authorize.Net has emerged as a prominent figure in the payment processing landscape, providing a robust and reliable payment gateway for businesses worldwide. Authorize.Net bridges the gap between merchants and processors, facilitating seamless transactions. Offering a comprehensive suite of services, including Advanced Fraud Protection, Customer Information Manager, eCheck payments, recurring payments, and versatile API integrations, the platform caters to various payment methods, from credit cards to eChecks and digital wallets. With a commitment to transparency, Authorize.Net ensures clear and explicit pricing, fostering trust and informed decision-making for businesses. Their services extend beyond national borders, enabling companies in the United States, Canada, and Australia to process payments globally. The platform's dedication to security is evident through their Advanced Fraud Protection Suite and PCI-DSS compliance. While Authorize.Net boasts an A+ rating from the BBB and positive reviews for a user-friendly interface, seamless integration, and top-notch customer support on platforms like G2, it's noteworthy that Trustpilot reviews present a different perspective. Despite some reported challenges, Authorize.Net remains a go-to choice for businesses seeking a reliable and secure payment gateway and processing solution.
National Processing is a merchant service provider founded in 2006 and based in Orem, UT. They offer credit card processing services to thousands of businesses of all sizes within the industries of retail, restaurants, enterprises, service, eCommerce, and health and wellness. They also cater to businesses deemed "high-risk" for various reasons, although at higher costs. National Processing offers a variety of payment processing solutions, including credit card processing, ACH processing, and online transactions. They offer many hardware options, including free terminal placement, free mobile readers, and free pin pads, as well as software options like a robust POS system, reliable credit card processing, and a trustworthy merchant account. Thanks to National Processing's proprietary processing gateway for online transactions, businesses can link their shopping cart with a POS system or virtual terminal. National Processing is accredited by the BBB, has an A+ rating on their website’s profile, and has a generally positive reputation among clients. Their pricing model is interchange-plus, and National Processing does share some processing rates and specific plans geared to certain industries, like retail or restaurants, on their website. Nonetheless, prospective clients are encouraged to fill out a form to be contacted in order to ask more questions and learn more about their services and pricing structure before making a final decision.
- Transaction Speed : 3 to 5 business days
- Customer Experience : Good
- Gift Cards : Undisclosed
- Real-Time Reports : Available
- Transparent Pricing : Available
- Pricing Model : Flat-rate pricing
- Trustpilot Score : 1.5 out of 5
- BBB Rating : A+
- Transaction Speed : 2-3 days
- Customer Experience : Good
- Gift Cards : Available
- Real-Time Reports : Available
- Transparent Pricing : Available
- Pricing Model : Interchange-Plus and a monthly fee
- Trustpilot Score : 3.3 out of 5
- BBB Rating : A+
- Advanced fraud protection suite
- Customer information manager
- Account updater
- eCheck payments
- Virtual POS
- Free hardware
- Accepts high-risk businesses
- Billing & Invoicing
- Electronic Receipts
- Free Hardware
- Mobile Card Reader
- Multiple Payment Gateways
- Recurring Payments & Billing
- Reporting & Analytics
- Virtual Terminal
- Billing & Invoicing
- Electronic Receipts
- Free Hardware
- Mobile Card Reader
- Multiple Payment Gateways
- Recurring Payments & Billing
- Reporting & Analytics
- Virtual Terminal
- EMV Compliant
- Payment Fraud Protection
- PCI Compliance
- EMV Compliant
- Payment Fraud Protection
- PCI Compliance
- Annual Subscription
- Free Trial
- Freemium
- Monthly Subscription
- One-Time License—Undisclosed
- Annual Subscription
- Free Trial
- Freemium
- Monthly Subscription
- One-Time License—Undisclosed
- Processing Services
- Accounting Software
- POS
- Productivity Software
- Processing Services
- Accounting Software
- POS
- Productivity Software
- ACH Processing
- Cash Transactions
- Credit Card Terminals
- Electronic Signature
- In-Person Payments
- Mobile Payments
- NFC Payments
- Online Payment Procesing
- ACH Processing
- Cash Transactions
- Credit Card Terminals
- Electronic Signature
- In-Person Payments
- Mobile Payments
- NFC Payments
- Online Payment Procesing
- Demos
- FAQs
- Help Guides
- Live Chat
- Mobile Application
- Phone
- Tickets—Undisclosed
- Demos
- FAQs
- Help Guides
- Live Chat
- Mobile Application—Undisclosed
- Phone
- Tickets
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