Credit Card Processing Solutions
Top Companies in 2024
Authorize.net vs Fiserv
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- International reach
- Transparent pricing
- No long-term contract
- International payments
- Diverse payment acceptance
- Mobile and contactless solutions
- Recurring billing
- High fees
- Limited integration
- Learning curve
- Lack of transparency
- Limited extensive features
- Reported delayed funding
Established in 1996, Authorize.Net has emerged as a prominent figure in the payment processing landscape, providing a robust and reliable payment gateway for businesses worldwide. Authorize.Net bridges the gap between merchants and processors, facilitating seamless transactions. Offering a comprehensive suite of services, including Advanced Fraud Protection, Customer Information Manager, eCheck payments, recurring payments, and versatile API integrations, the platform caters to various payment methods, from credit cards to eChecks and digital wallets. With a commitment to transparency, Authorize.Net ensures clear and explicit pricing, fostering trust and informed decision-making for businesses. Their services extend beyond national borders, enabling companies in the United States, Canada, and Australia to process payments globally. The platform's dedication to security is evident through their Advanced Fraud Protection Suite and PCI-DSS compliance. While Authorize.Net boasts an A+ rating from the BBB and positive reviews for a user-friendly interface, seamless integration, and top-notch customer support on platforms like G2, it's noteworthy that Trustpilot reviews present a different perspective. Despite some reported challenges, Authorize.Net remains a go-to choice for businesses seeking a reliable and secure payment gateway and processing solution.
Founded in 1984, Fiserv stands as a global driving force in financial services technology, catering to businesses seeking innovative payment solutions. Headquartered in Wisconsin, Fiserv's centralized platform offers extensive services, including POS systems, billing, payments, and merchants. With a commitment to flexibility, Fiserv facilitates seamless transactions, supporting various payment methods like credit cards, contactless, and ACH transactions, along with international payment capabilities. The company's strategic acquisition of First Data and Clover in 2019 solidified their position at the forefront of credit card processing, introducing advanced technology and heightened functionality. Fiserv prioritizes security by adhering to PCI standards, FraudNet for automated transaction monitoring, and tokenization for data protection. Despite the challenges posed by user reviews, Fiserv's positive aspects shine through in their global reach, omnichannel virtual terminal efficiency, and enhanced merchant portals for analytics. Fiserv empowers businesses of all sizes, from small enterprises to financial institutions, and provides an accessible resource center for inquiries. As a trusted industry leader, Fiserv leaves businesses intrigued by their commitment to innovation, security, and seamless payment experiences, encouraging further exploration into the depth of their offerings.
- Transaction Speed : 3 to 5 business days
- Customer Experience : Good
- Gift Cards : Undisclosed
- Real-Time Reports : Available
- Transparent Pricing : Available
- Pricing Model : Flat-rate pricing
- Trustpilot Score : 1.5 out of 5
- BBB Rating : A+
- Transaction Speed : Instant
- Customer Experience : Poor
- Gift Cards : Available
- Real-Time Reports : Available
- Transparent Pricing : Unavailable
- Pricing Model : Undisclosed
- Trustpilot Score : 1.8 out of 5
- BBB Rating : A+
- Advanced fraud protection suite
- Customer information manager
- Account updater
- eCheck payments
- Virtual POS
- POS systems from Clover
- Industry-specific solutions
- Protected and secure payments
- Multiple gateway options
- Billing & Invoicing
- Electronic Receipts
- Free Hardware
- Mobile Card Reader
- Multiple Payment Gateways
- Recurring Payments & Billing
- Reporting & Analytics
- Virtual Terminal
- Billing & Invoicing—Undisclosed
- Electronic Receipts
- Free Hardware
- Mobile Card Reader
- Multiple Payment Gateways
- Recurring Payments & Billing
- Reporting & Analytics
- Virtual Terminal
- EMV Compliant
- Payment Fraud Protection
- PCI Compliance
- EMV Compliant
- Payment Fraud Protection
- PCI Compliance
- Annual Subscription
- Free Trial
- Freemium
- Monthly Subscription
- One-Time License—Undisclosed
- Annual Subscription
- Free Trial
- Freemium
- Monthly Subscription—Undisclosed
- One-Time License—Undisclosed
- Processing Services
- Accounting Software
- POS
- Productivity Software
- Processing Services
- Accounting Software
- POS
- Productivity Software
- ACH Processing
- Cash Transactions
- Credit Card Terminals
- Electronic Signature
- In-Person Payments
- Mobile Payments
- NFC Payments
- Online Payment Procesing
- ACH Processing
- Cash Transactions
- Credit Card Terminals
- Electronic Signature
- In-Person Payments
- Mobile Payments
- NFC Payments
- Online Payment Procesing
- Demos
- FAQs
- Help Guides
- Live Chat
- Mobile Application
- Phone
- Tickets—Undisclosed
- Demos
- FAQs
- Help Guides
- Live Chat
- Mobile Application
- Phone
- Tickets
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