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Augusta Precious Metals vs Lear Capital

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Pros
  • A+ BBB rating
  • 100% satisfaction guarantee
  • 7-day money-back guarantee
  • Educational resources
  • Free gold coin with new accounts
Pros
  • ANA and NCBA members
  • Zero-fee buyback program
  • Higher variety of precious metal investments
  • Mobile app for spot prices
  • Low minimum investment of $5,000
  • Up to $15,000 in bonus coins on new orders
Cons
  • $50,000 minimum investment
  • Does not handle custodial services in-house
Cons
  • Specific fees not advertised on the website
  • Only work with one depository
Summary

Augusta Precious Metals (APM) is a silver and gold IRA company. They were founded in 2012, in Casper, WY, and aim to help investors diversify a portion of their investment portfolios by investing in precious metals — an asset many Americans have historically added as another layer to retirement savings. APM is a prominent company in the precious metals industry, focusing on gold and silver IRAs. They partner with reputable depositories to safeguard precious metals in storage, and they offer a range of educational resources and transparent fee structures. APM is dedicated to providing a trustworthy and valuable gold and silver investment experience, with a focus on customer satisfaction and personalized service. APM has a strong reputation for integrity and customer satisfaction. They are accredited with BBB, have a AAA rating from BCA, and are a member of NCA. They have won various awards, including "Best Overall Gold IRA Company" by Money magazine. These credentials showcase APM's reputation as a trustworthy partner in precious metals investing. They also garner overwhelmingly positive reviews from current customers.

Summary

Founded in 1997, Lear Capital is a financial services company specializing in the sale of precious metal coins and bullion, as well as gold and silver IRAs. With headquarters in Los Angeles, CA, they offer a wide range of investment options and services, including assistance with establishing and rolling over IRAs into those incorporating gold, silver, and platinum metals. They provide real-time pricing data on their website, regular email alerts, newsletters, and educational resources such as market news and articles. They utilize reputable, insured storage facilities for metals held in IRAs and comply with industry regulations to ensure the security of your holdings. Lear Capital is a reputable company in their industry, authorized by PCGS and ANA to accurately grade and authenticate their coins. Although they faced legal issues leading to bankruptcy protection in the past, they have completed all proceedings and continue to serve clients, garnering an AAA rating from BCA. They are members of ANA and ICTA, committed to ethical practices, and have an A- rating from BBB.

Quick Stats
  • BBB Rating : A+
  • Trustpilot Score : 4.6 out of 5
  • Money-Back Guarantee : 7 days
  • Fees : $50 for setup plus $100 each for administration and storage, annually
  • Minimum Investment : $50,000
  • Customer Experience : Excellent
Quick Stats
  • BBB Rating : A
  • Trustpilot Score : 4.8 out of 5
  • Money-Back Guarantee : 24 hours
  • Fees : $200 annually for administration, insurance, and storage
  • Minimum Investment : $5,000
  • Customer Experience : Good
Selling Points
  • 2022, 2023 & 2024 Money magazine: “Best Overall Gold IRA Company”
  • 2022, 2023 & 2024 Investopedia: “Most Transparent Pricing”
  • A+ BBB rating, AAA from BCA, more than 1,000 5-star rankings
  • Highest Buyback Guarantee – Sell back to Augusta with confidence
  • 100% Satisfaction Guarantee – You’re in control, switch easily if we fall short
Selling Points
  • Price advantage guarantee
  • 24-hour purchase guarantee
  • Free coin promotion
Precious Metals Covered
  • Gold
  • Palladium
  • Platinum
  • Silver
Precious Metals Covered
  • Gold
  • Palladium
  • Platinum
  • Silver
Products Offered
  • Gold & Precious Metals IRAs
  • Gold & Silver Bars
  • Gold & Silver Coins
  • IRA-Approved Metals
Products Offered
  • Gold & Precious Metals IRAs
  • Gold & Silver Bars
  • Gold & Silver Coins
  • IRA-Approved Metals
Services & Perks
  • Buyback Program
  • Educational Services
  • In-House Custodial Services
  • IRA Rollovers
  • IRA Setup & Assistance
  • Ongoing Support
  • Secure Storage Options
Services & Perks
  • Buyback Program
  • Educational Services
  • In-House Custodial Services
  • IRA Rollovers
  • IRA Setup & Assistance
  • Ongoing Support
  • Secure Storage Options
Educational Resources
  • Articles
  • FAQs
  • One-On-One Consultations
  • Videos
  • Webinars
Educational Resources
  • Articles
  • FAQs
  • One-On-One Consultations
  • Videos
  • Webinars
Customer Support
  • Undisclosed
    Email
  • In-Office
  • Live Chat
  • Online Ticket
  • Phone
  • Social Media
Customer Support
  • Email
  • In-Office
  • Undisclosed
    Live Chat
  • Online Ticket
  • Phone
  • Social Media

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