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CountryWide Debt Relief vs GreenPath Debt Relief

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Pros
  • Free consultation
  • A+ BBB rating
  • Performance-based fees
Pros
  • Free consultation
  • No minimum debt required
  • Available in all 50 states
  • A+ BBB rating
Cons
  • Undisclosed fees
  • Limited state availability
  • Limited customer support hours
  • No mobile app
Cons
  • Fixed setup and monthly fees
  • Limited in-person availability
  • Restricted credit card use
  • Few debt-relief options
Summary

In 2008, CountryWide Debt Relief emerged with a vision: to make debt relief accessible. Nestled in Santa Ana, California, this company offers bespoke debt consolidation and settlement services that simplify and streamline your financial obligations. They negotiate on your behalf with creditors to lower your debt and interest rates. You then end with a single manageable payment, tailored to your needs. They provide free consultation sessions, no upfront fees thanks to performance-based pricing, and a fast approval process. They have an A+ rating from the BBB and accreditation from the American Fair Credit Council (AFCC) and are available in 22 states. This review will help you discover whether CountryWide can transform your finances for the better!

Summary

GreenPath Financial Wellness has been prominent in the debt relief and financial counseling landscape since its inception in 1962. First opened in Michigan and now operating nationwide, this non-profit organization offers a wide array of services, including debt counseling, a Debt Management Program (DMP), student loan counseling, housing counseling, and bankruptcy counseling, among others. Their team of NFCC-certified counselors provides personalized guidance to people seeking financial stability. Despite having limitations like fixed fees and credit card use restrictions, they maintain industry accreditations and have an A+ rating from the Better Business Bureau (BBB). Read this review to find out whether GreenPath can help you reach your financial goals or not!

Quick Stats
  • Credit Score Impact : Program may lower score temporarily
  • Average Net Savings : 25% to 30%
  • BBB Rating : A+
  • Fees : Undisclosed
  • Timeframe : 12 to 48 months
  • Trustpilot Score : 3.3 out of 5
  • Customer Experience : Good
Quick Stats
  • Credit Score Impact : May impact your credit score
  • Average Net Savings : Undisclosed
  • BBB Rating : A+
  • Fees : Up to $50 one-time setup fee & Up to $75 monthly fee
  • Timeframe : 3 to 5 years
  • Money-Back Guarantee : False
  • Trustpilot Score : 3.7 out of 5
  • Customer Experience : Good
Selling Points
  • Smooth qualification and approval process
  • No upfront fees
  • Lower credit score acceptance
Selling Points
  • NFCC-certified counselors
  • Wide range of financial counseling options
  • Over 550 partnerships across the United States
  • Extensive educational resources
  • 24/7 Virtual Financial Coach
Services Offered
  • Undisclosed
    Bankruptcy Counseling
  • Undisclosed
    Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Debt Consolidation
  • Debt Counseling
  • Undisclosed
    Debt Management Plans
  • Debt Settlement
  • Undisclosed
    Loan Refinancing
Services Offered
  • Bankruptcy Counseling
  • Undisclosed
    Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Undisclosed
    Debt Consolidation
  • Debt Counseling
  • Debt Management Plans
  • Undisclosed
    Debt Settlement
  • Undisclosed
    Loan Refinancing
Types of Debt Covered
  • Collection Accounts
  • Credit Card Debt
  • Medical Bills
  • Personal Loans
  • Private Student Loans
  • Professional Bills
  • Undisclosed
    Secured Debts
Types of Debt Covered
  • Collection Accounts
  • Credit Card Debt
  • Medical Bills
  • Personal Loans
  • Private Student Loans
  • Professional Bills
  • Secured Debts
Payment Options
  • Undisclosed
    Cash
  • Escrow/Savings Bank Account
  • Major Credit Cards
Payment Options
  • Undisclosed
    Cash
  • Escrow/Savings Bank Account
  • Undisclosed
    Major Credit Cards
Customer Support
  • Email
  • In Office
  • Undisclosed
    Live Chat
  • Undisclosed
    Mobile Application
  • Phone
  • Ticket
Customer Support
  • Email
  • In Office
  • Live Chat
  • Undisclosed
    Mobile Application
  • Phone
  • Ticket

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