Debt Relief
Top Companies in 2024
CountryWide Debt Relief vs Freedom Debt Relief
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- Free consultation
- A+ BBB rating
- Performance-based fees
- Accredited by AFCC and IAPDA
- Program Guarantee
- Transparent fee structures
- Addresses different types of debt comprehensively
- Provides a free consultation
- Zero upfront fees
- Online Client Dashboard
- Undisclosed fees
- Limited state availability
- Limited customer support hours
- No mobile app
- Lengthy process
In 2008, CountryWide Debt Relief emerged with a vision: to make debt relief accessible. Nestled in Santa Ana, California, this company offers bespoke debt consolidation and settlement services that simplify and streamline your financial obligations. They negotiate on your behalf with creditors to lower your debt and interest rates. You then end with a single manageable payment, tailored to your needs. They provide free consultation sessions, no upfront fees thanks to performance-based pricing, and a fast approval process. They have an A+ rating from the BBB and accreditation from the American Fair Credit Council (AFCC) and are available in 22 states. This review will help you discover whether CountryWide can transform your finances for the better!
Freedom Debt Relief, established in 2002, is a prominent debt settlement company headquartered in the United States. Focusing on helping individuals manage unsecured debts, such as credit card balances and medical bills, the company has served over 1 million clients and resolved over $18 billion in debt. Their services involve negotiating with creditors to settle debts for less than the amount owed, offering a structured debt relief program without upfront fees, and providing a simple process where clients deposit funds into a dedicated account for settlements. Freedom Debt Relief stands out for their commitment to guiding clients through every step of the debt relief process and promptly notifying them of settlement offers. The company's expertise in debt negotiation and their track record of assisting clients in achieving financial freedom make them a trusted leader in the industry. Freedom Debt Relief is well-known for their dedication to helping people overcome financial challenges. They have received accreditation from reputable organizations like the Better Business Bureau and the International Association of Professional Debt Arbitrators.
- Credit Score Impact : Program may lower score temporarily
- Average Net Savings : 25% to 30%
- BBB Rating : A+
- Fees : Undisclosed
- Timeframe : 12 to 48 months
- Trustpilot Score : 3.3 out of 5
- Customer Experience : Good
- Credit Score Impact : False
- Average Net Savings : 20% to 35% after fees
- BBB Rating : A+
- Fees : 15%-25%
- Timeframe : 24-48 months
- Trustpilot Score : 4.6 out of 5
- Customer Experience : Good
- Smooth qualification and approval process
- No upfront fees
- Lower credit score acceptance
- Pay off debt in as soon as 24 months
- Keep track of your work in real-time
- Deals with various types of debts
- Bankruptcy Counseling—Undisclosed
- Consolidation Loans—Undisclosed
- Credit Card Debt Relief
- Credit Counseling
- Debt Consolidation
- Debt Counseling
- Debt Management Plans—Undisclosed
- Debt Settlement
- Loan Refinancing—Undisclosed
- Bankruptcy Counseling
- Consolidation Loans
- Credit Card Debt Relief
- Credit Counseling
- Debt Consolidation
- Debt Counseling
- Debt Management Plans
- Debt Settlement
- Loan Refinancing
- Collection Accounts
- Credit Card Debt
- Medical Bills
- Personal Loans
- Private Student Loans
- Professional Bills
- Secured Debts—Undisclosed
- Collection Accounts—Undisclosed
- Credit Card Debt
- Medical Bills
- Personal Loans
- Private Student Loans
- Professional Bills—Undisclosed
- Secured Debts
- Cash—Undisclosed
- Escrow/Savings Bank Account
- Major Credit Cards
- Cash
- Escrow/Savings Bank Account—Undisclosed
- Major Credit Cards—Undisclosed
- In Office
- Live Chat—Undisclosed
- Mobile Application—Undisclosed
- Phone
- Ticket
- In Office
- Live Chat
- Mobile Application
- Phone
- Ticket
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