Credit Repair
Top Companies in 2024
Go Clean Credit vs The Credit Pros
Press [Add to Compare] to Edit, Add or Remove Vendors
- Customizable plan
- Money-back guarantee
- Bilingual services available
- Financial management tools are included with all credit repair packages
- FICO-certified credit professionals
- Unlimited disputes
- 90-day money-back guarantee
- Mobile and web tools and resources
- Lack of transparency
- Not nationwide
- High initial and ongoing fees
- Not available in all states
- Some fake reviews discovered on Trustpilot
- No 24/7 phone support
Go Clean Credit, founded in 2003 and headquartered in Tempe, AZ, is a prominent player in the credit repair industry, dedicated to assisting individuals in improving their credit scores. The company addresses various credit issues, including bankruptcies, late payments, and identity theft, making it a versatile choice for those seeking financial recovery. One of the unique features of Go Clean Credit is their Do It Yourself (DIY) Free Credit Repair App, which enables users to take control of their credit repair journey with a structured, step-by-step process. Additionally, they offer full-service options that include personalized plans and no-cost attorney support for qualifying clients. This combination of services caters to diverse client needs, from self-help to comprehensive management. With a strong emphasis on customer education, Go Clean Credit provides extensive resources and a credit education blog, enhancing clients' understanding of the credit repair process. The company's commitment to transparency and results has garnered positive feedback, highlighting significant credit score improvements for many clients. Go Clean Credit's industry credentials and experience position it as a reliable partner for anyone looking to restore their financial standing.
Founded in 2009 and headquartered in West Palm Beach, Florida, The Credit Pros is a leading credit repair company dedicated to helping individuals improve their financial health by navigating the complexities of credit reporting. They specialize in assisting those with low credit scores due to errors, outdated information, or negative marks on their credit reports. The company offers a range of services, including detailed credit analysis, credit disputes, identity theft restoration, budgeting assistance, and credit monitoring, all designed to empower clients to take control of their credit. Leveraging AI-driven services, The Credit Pros employ AI to assess data, identify patterns, and make informed decisions, providing a personalized approach tailored to each client's unique needs. They emphasize transparency in their fee structure and adhere to key regulations such as the FCRA and FDCPA, ensuring ethical and legally sound practices. Despite some customer complaints regarding service results and refunds, they maintain a strong reputation in the industry with an A+ rating from the Better Business Bureau and recognition on the Inc. 5000 list of America’s fastest-growing private companies.
- BBB Rating : A+
- Cancelation Policy : Available
- Trustpilot Score : N/R
- Initial Fees : Undisclosed
- Money-Back Guarantee : Available
- Monthly Fee : Starts at $99 a month
- Customer Experience : "True"
- Unlimited Disputes : "True"
- BBB Rating : A+
- Cancelation Policy : Cancel anytime with no fees; full refund within 5 days of signing or, if no deletions, within 90 days
- Trustpilot Score : N/R
- Initial Fees : $119 to $149
- Money-Back Guarantee : 90 days (under specific conditions)
- Monthly Fee : Starting at $69
- Customer Experience : Good
- Unlimited Disputes : "True"
- Service Coverage : 46 states, excluding Maine, Kansas, Minnesota, and Oregon
- Free consultation services
- Do it yourself (DIY) free credit repair app
- A+ BBB rating
- AI-Driven Credit Repair Program
- Credit-Builder Tradeline
- Cease & Desist Letters—Undisclosed
- Compliance with Regulations (FCRA, FDCPA, etc.)—Undisclosed
- Credit Building Assistance—Undisclosed
- Credit Report Analysis from Credit Bureaus—Undisclosed
- Credit Score Monitoring
- Creditor & Debt Collector Communication—Undisclosed
- Debt Validation—Undisclosed
- Dispute Letters
- FICO-Certified Professionals—Undisclosed
- Financial Education Resources/Tools—Undisclosed
- Free Consultation
- Goodwill Letters—Undisclosed
- Identity Theft Protection—Undisclosed
- Cease & Desist Letters
- Compliance with Regulations (FCRA, FDCPA, etc.)
- Credit Building Assistance
- Credit Report Analysis from Credit Bureaus
- Credit Score Monitoring
- Creditor & Debt Collector Communication
- Debt Validation
- Dispute Letters
- FICO-Certified Professionals
- Financial Education Resources/Tools
- Free Consultation
- Goodwill Letters
- Identity Theft Protection
- FAQs
- Help Guides
- Live Chat—Undisclosed
- Mobile Application
- Phone
- Ticket
- FAQs
- Help Guides
- Live Chat
- Mobile Application
- Phone
- Ticket
- Automatic bank drafts (ACH)—Undisclosed
- Checks—Undisclosed
- Credit/Debit Cards—Undisclosed
- Family or Couples Discounts—Undisclosed
- PayPal—Undisclosed
- Automatic bank drafts (ACH)
- Checks
- Credit/Debit Cards
- Family or Couples Discounts
- PayPal—Undisclosed
Go Clean Credit vs. The Credit Pros
Go Clean Credit and The Credit Pros are two notable credit repair services, each catering to different needs within the credit repair landscape. Whether you're seeking a straightforward, customizable service or a tech-driven approach with additional security features, understanding the distinctions between these two companies can help you make an informed decision.
Offerings and service range
Both Go Clean Credit and The Credit Pros provide credit repair services, including credit monitoring, dispute resolution, and educational resources to improve financial literacy. Go Clean Credit is known for their customizable services, offering a DIY repair app and free attorney consultations. These features allow clients to tailor their approach to credit repair, making it a flexible option for varying needs.
On the other hand, The Credit Pros stand out with their integration of AI tools and additional services like identity theft protection and budgeting assistance. Their tech-driven approach provides clients with a more comprehensive solution, addressing credit repair and broader financial management concerns.
Plans and pricing
When it comes to pricing, Go Clean Credit offers a straightforward structure. Their full-service plan begins at $199 upfront with a $99 monthly fee for four months. They also offer a Positive Credit Boost service, which involves adding authorized user (AU) tradelines to your credit report, with costs varying based on the chosen card.
The Credit Pros, however, provide a broader range of pricing options. Their plans start at $69 per month with an initial setup fee of $119, scaling up to $149 per month for more comprehensive services. Higher-tier plans include perks like a $5,000 positive tradeline and advanced financial management tools, catering to clients who may need more extensive support but at a higher cost.
Security and compliance
Both companies ensure compliance with federal regulations like the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Go Clean Credit emphasizes secure and compliant service delivery, while The Credit Pros take security a step further by offering identity theft protection, dark web monitoring, and fraud alerts. This added layer of security makes The Credit Pros a more attractive option for clients concerned about protecting their personal information.
Advantages and disadvantages
Go Clean Credit’s main advantages lie in their customizable services and the flexibility their DIY repair app offers. This approach can particularly appeal to those who prefer a more hands-on role in managing their credit repair. However, their services are unavailable nationwide, and some clients might find their pricing less transparent than other providers.
The Credit Pros excel in providing a comprehensive, tech-driven service with enhanced security features. However, these services come at a higher cost, and the company has faced legal challenges in the past, which could be a concern for potential clients.
Conclusion
Go Clean Credit is well-suited for individuals seeking flexible, customizable credit repair options at a straightforward price. In contrast, The Credit Pros are ideal for a tech-savvy, all-encompassing service with additional security features. Your choice will ultimately depend on your credit repair needs, security concerns, and budget.
Get Your Free Credit Repair Consultation Now!
Save Big on Credit Repair
Fill out a quick form to claim special offers on Credit Repair
