Credit Repair
Top Companies in 2024
Credit Firm vs The Credit Pros
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- Expertise from professional attorneys
- 5-day free trial
- 24/7 customer support
- Online portal access
- Bilingual services available
- Financial management tools are included with all credit repair packages
- FICO-certified credit professionals
- Unlimited disputes
- 90-day money-back guarantee
- Mobile and web tools and resources
- Lack of transparency
- Lack of a mobile app
- High initial and ongoing fees
- Not available in all states
- Some fake reviews discovered on Trustpilot
- No 24/7 phone support
Credit Firm, established in 1997 and headquartered in the United States, has been a leading player in the credit repair industry for over 25 years. Founded by a team of attorneys specializing in consumer credit and FCRA violations, the firm offers services designed to help clients improve their credit scores and achieve financial stability. Their offerings include comprehensive credit audits, unlimited disputes with credit bureaus, and personalized assistance from dedicated credit consultants. What sets Credit Firm apart is their affordable pricing model. They charge only $49.99 monthly for individuals and $89.99 for couples, with discounts available for military personnel, teachers, first responders, and seniors. The company boasts a strong reputation, holding an A+ rating from the Better Business Bureau and receiving positive customer feedback, with 97% of clients recommending their services. Unique features include 24/7 customer support and access to an online portal, ensuring clients have continuous support throughout their credit repair journey. While Credit Firm cannot guarantee specific results, they emphasize their commitment to utilizing all legal avenues to help clients remove negative information from their credit reports, making them a compelling option for those seeking to enhance their creditworthiness.
Founded in 2009 and headquartered in West Palm Beach, Florida, The Credit Pros is a leading credit repair company dedicated to helping individuals improve their financial health by navigating the complexities of credit reporting. They specialize in assisting those with low credit scores due to errors, outdated information, or negative marks on their credit reports. The company offers a range of services, including detailed credit analysis, credit disputes, identity theft restoration, budgeting assistance, and credit monitoring, all designed to empower clients to take control of their credit. Leveraging AI-driven services, The Credit Pros employ AI to assess data, identify patterns, and make informed decisions, providing a personalized approach tailored to each client's unique needs. They emphasize transparency in their fee structure and adhere to key regulations such as the FCRA and FDCPA, ensuring ethical and legally sound practices. Despite some customer complaints regarding service results and refunds, they maintain a strong reputation in the industry with an A+ rating from the Better Business Bureau and recognition on the Inc. 5000 list of America’s fastest-growing private companies.
- BBB Rating : A
- Cancelation Policy : Anytime
- Trustpilot Score : Phone and ticket
- Initial Fees : None
- Money-Back Guarantee : Undisclosed
- Monthly Fee : Starts at $49.99 a month
- Customer Experience : Good
- Unlimited Disputes : True
- Service Coverage : "True"
- BBB Rating : A+
- Cancelation Policy : Cancel anytime with no fees; full refund within 5 days of signing or, if no deletions, within 90 days
- Trustpilot Score : N/R
- Initial Fees : $119 to $149
- Money-Back Guarantee : 90 days (under specific conditions)
- Monthly Fee : Starting at $69
- Customer Experience : Good
- Unlimited Disputes : "True"
- Service Coverage : 46 states, excluding Maine, Kansas, Minnesota, and Oregon
- Cancel at any time
- No extra fees
- Free consultation
- A+ BBB rating
- AI-Driven Credit Repair Program
- Credit-Builder Tradeline
- Cease & Desist Letters—Undisclosed
- Compliance with Regulations (FCRA, FDCPA, etc.)—Undisclosed
- Credit Building Assistance—Undisclosed
- Credit Report Analysis from Credit Bureaus
- Credit Score Monitoring—Undisclosed
- Creditor & Debt Collector Communication—Undisclosed
- Debt Validation—Undisclosed
- Dispute Letters
- FICO-Certified Professionals—Undisclosed
- Financial Education Resources/Tools—Undisclosed
- Free Consultation
- Goodwill Letters
- Identity Theft Protection
- Cease & Desist Letters
- Compliance with Regulations (FCRA, FDCPA, etc.)
- Credit Building Assistance
- Credit Report Analysis from Credit Bureaus
- Credit Score Monitoring
- Creditor & Debt Collector Communication
- Debt Validation
- Dispute Letters
- FICO-Certified Professionals
- Financial Education Resources/Tools
- Free Consultation
- Goodwill Letters
- Identity Theft Protection
- —Undisclosed
- FAQs
- Help Guides
- Live Chat
- Mobile Application—Undisclosed
- Phone
- Ticket
- FAQs
- Help Guides
- Live Chat
- Mobile Application
- Phone
- Ticket
- Automatic bank drafts (ACH)—Undisclosed
- Checks—Undisclosed
- Credit/Debit Cards—Undisclosed
- Family or Couples Discounts
- PayPal—Undisclosed
- Automatic bank drafts (ACH)
- Checks
- Credit/Debit Cards
- Family or Couples Discounts
- PayPal—Undisclosed
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