Global Payments (BuyerZone) vs National Processing

Global Payments Inc. is a publicly traded payment technology company (NYSE: GPN) founded in 1996 and headquartered in Atlanta, Georgia. As a Fortune 500 and S&P 500 company, they operate one of the world's largest payment processing networks, serving over 5 million merchant locations across 100-plus countries and processing more than 76 billion transactions annually. Their services include in-person POS systems through the Genius platform, eCommerce and virtual terminal gateways, mobile payments, integrated software solutions via their OpenEdge division, and tools for reporting, analytics, payroll, and fraud management. The company has grown substantially through acquisitions, including Heartland Payment Systems (2016), TSYS (2019), and Worldpay (2026). They hold an A+ BBB rating and have been accredited since 2021, though BBB customer reviews average 1.02 out of 5. Trustpilot scores vary significantly by region. Pricing is quote-based and not publicly disclosed, and standard contracts run for 3 years with early termination fees up to $500.

National Processing is a merchant service provider founded in 2006 and based in Orem, UT. They offer credit card processing services to thousands of businesses of all sizes within the industries of retail, restaurants, enterprises, service, eCommerce, and health and wellness. They also cater to businesses deemed "high-risk" for various reasons, although at higher costs. National Processing offers a variety of payment processing solutions, including credit card processing, ACH processing, and online transactions. They offer many hardware options, including free terminal placement, free mobile readers, and free pin pads, as well as software options like a robust POS system, reliable credit card processing, and a trustworthy merchant account. Thanks to National Processing's proprietary processing gateway for online transactions, businesses can link their shopping cart with a POS system or virtual terminal. National Processing is accredited by the BBB, has an A+ rating on their website’s profile, and has a generally positive reputation among clients. Their pricing model is interchange-plus, and National Processing does share some processing rates and specific plans geared to certain industries, like retail or restaurants, on their website. Nonetheless, prospective clients are encouraged to fill out a form to be contacted in order to ask more questions and learn more about their services and pricing structure before making a final decision.