ForeverCar Review: An Easy Way to Protect Your Car
Updated: September 13th, 2023
ForeverCar (FC) is a vehicle service contract (VSC) provider that has a wide selection of plans with customizable features. It's important to note that they are currently not accepting new customers, and their website is unavailable for browsing their available plans. When contacted, their customer service representatives indicated that this unavailability is permanent. The following review was written before they stopped taking new customers.
If you wish to continue searching for some of the best existing companies out there for your auto warranty needs, you can check out our review page or visit our blog.
Pros
Cons
Content
Quick Stats
About ForeverCar
Starting out as an idea sketched in a Chicago coffee shop, ForeverCar (FC) was launched In 2014 as a warranty comparison website. A few years later, they became a provider of extended auto warranties. Companies like CUNA Mutual Group, SafeAuto, Consumers Credit Union, and Liberty Mutual partnered up with ForeverCar and helped it grow rapidly. They have also established partnerships with dealerships, making it possible to obtain a ForeverCar warranty when purchasing a new or used car.
Notably, the customer experience seems very positive, as they received an A+ rating from the Better Business Bureau (BBB) with only eight complaints in the past three years and a 4.8 rating on Trustpilot based on thousands of customer reviews from car owners. Furthermore, they have earned numerous awards, including the 2018 IT World Award for Startup of the Year, the Chicago Innovation Award, and several others.
ForeverCar Coverage
To qualify for their vehicle protection plans, your vehicle must have fewer than 150,000 miles on the odometer and be of the current model year or under nine years old. They offer four protection plans that only last for 36 months. Once this period expires, your car will be re-evaluated, and if your vehicle meets the criteria, you'll receive a new quote. They are transparent with their customers, and each ForeverCar plan states exactly what it covers in their sample contracts. These plans include the Silver Plan, Gold Plan, Platinum Plan, and Platinum Plus Plan.
Silver plan
This is their basic warranty plan, which operates as a stated component warranty that explicitly lists all parts covered in the contract. This plan is a step above the typical powertrain warranty, which covers the most crucial parts in the event of a mechanical breakdown.
Coverage includes:
- Engine
- Transmission
- Steering
- Driving axle
- Brakes
- Suspension
- Electrical
- Seals
- Gaskets
- Air conditioning
- Unique components (transformers and cables for hybrid, electric, and CVT vehicles)
Gold plan
This is a step above the Silver Plan, but it is still a stated component warranty. This mid-range policy plan includes all the parts covered by the Silver Plan in addition to the following:
- Heat and air conditioning
- Radiator components
- Anti-lock brake system
- Digital display
- Sensors
- Windshield washer pumps
- Power windows, doors, seating, and mirrors
- Unique components (voltage regulation and battery charging for electric, hybrid, and CVT vehicles)
Platinum plan
This exclusionary plan is the highest level of coverage you can get after the manufacturer's warranty, providing you with complete peace of mind. They cover almost all car components, with some exceptions, such as parts that need frequent replacement, factory-installed parts, and regular maintenance, along with some others listed on the contract.
Platinum Plus plan
This plan is an extension of the platinum plan, comprehensively covering parts that require frequent renewal alongside bumper-to-bumper coverage. These parts include:
- Wiper blades
- Batteries
- Headlights
- All bulbs
- Wheels alignment
- Brake pads
- Belts
- Hoses
Extra benefits
ForeverCar distinguishes itself from its competitors with a range of unique benefits. One standout feature is the option to customize your deductible, which can be tailored to your preferences, ranging from as low as $0 to a maximum of $500. Additionally, they allow flexibility in choosing your waiting period before your coverage starts. Where most extended warranties limit their customers to a 30-day, 1000-mile waiting period before they cover car repairs, FC gives you the choice between the usual 30-day, 1000-mile waiting period or a longer 90-day, 200-mile waiting period.
All their warranty plans come with 24/7 roadside assistance, reimbursing up to $100 per occurrence. You can benefit from this perk even during the waiting period. Moreover, if your vehicle requires an overnight stay at the repair shop and your auto warranty covers it, you are eligible for rental car reimbursement. This amounts to $35 per day, with a maximum coverage period of ten days. These services are available nationwide, reaching you no matter where you are. if you have any inquiries, you can contact a representative or use their live chat to discuss the best available repair facilities near you.
ForeverCar Prices
The total cost you pay depends on different facts, such as your vehicle's age, mileage, location, history, and the plan you choose.
To give you an idea of their price range:
Vehicle | Warranty Plan | Term Length | Monthly Payments | Down Payment | Deductible |
---|---|---|---|---|---|
2018 Kia Rio | Silver plan | 36 months/ unlimited mileage | $72.26 | First payment | $250 |
2018 Kia Rio | Gold plan | 36 months/ unlimited mileage | $81.84 | First payment | $250 |
2018 Kia Rio | Platinum plan | 36 months/ unlimited mileage | $94.12 | First payment | $250 |
Contacting ForeverCar
ForeverCar is known for its excellent customer support. To reach them, you can call them at their phone number, (844) 392-4797 during business hours. ForeverCar customer representatives are available Monday through Friday from 8 AM to 9 PM CST and on Saturdays from 8 AM to 12 PM CST. If you want to reach them after working hours, you can email them at [email protected], and they will get back to you as soon as possible. They also have a live chat option for quick inquiries.
Conclusion
ForeverCar (FC) is a respected warranty provider that has built a strong reputation over the years with notable partnerships, high ratings, and a range of coverage plans. Their plans, Silver, Gold, Platinum, and Platinum Plus, cater to various needs with unique customization options like deductibles and waiting periods. They also offer valuable benefits like 24/7 roadside assistance and rental car coverage.
We suggest using our comparison tool to carefully check and compare different car warranty companies, as it might prove to be a good idea to look at all your options before making a decision. You can also take a look at our list of the best extended car warranty companies for more information.
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