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Best Debt Relief Companies: Extended and Comprehensive Reviews to Help You Make a Choice!

Debt Relief

Debt relief is a process that you resort to in order to reduce or refinance your debt and make it easier to pay it off without having your debt double over the years.

If you resort to Debt Relief companies, you could get several services including forgiving a portion of the debt’s principal, lowering the interest rate, or consolidating several debts into a single loan which plays a huge part in lowering the overall interest that you pay for each debt alone.

Find the Best Companies in Debt Relief

BBB Rating
- A+
Cancelation
- You can cancel at any time
Customer Service
- Phone, email, live chat, mobile app, help guides

The Credit Pros is a trusted credit repair company founded by a renowned credit educator and attorney. Their team of experienced professionals offers a comprehensive suite of tailored credit repair services to help customers fight against errors on their credit reports, settle debts, and improve their credit scores. The Credit Pros have a proven track record of success, using tools such as credit counseling and personalized coaching to help customers achieve their financial goals.

Pros

Bilingual services available
Financial management tools are included with all credit repair packages
Credit monitoring comes as a standard service
AI-based credit management tools

Cons

No 24/7 phone support
Basic credit repair package only includes one credit dispute
High initial fees
Affects credit score
- Not Available
Average net savings
- 25% to 30%
BBB Rating
- A+
CountryWIde is an established debt relief company that has been operating since 2008. They help their customers pay off their debts through settlement or consolidation so that you can be debt-free.

Pros

Accredited by American Fair Credit Council
No-risk free consultation offered
Accepts bad credit

Cons

Fees not disclosed
No client dashboard
No mobile app
Affects credit score
- Not Available
Average net savings
- Not disclosed
BBB Rating
- A+
A debt relief company that offers you a free consultation, debt settlement services, and a money-back guarantee in case they fail to settle your debt with all of your creditors.

Pros

Apple and Android app
24/7 customer service except on Sunday
Free initial consultation
Accredited by AFCC and IAPDA

Cons

Services not available in all states
Fees aren’t disclosed
Must have a financial hardship to qualify for the program
Affects credit score
- Not Available
Average net savings
- 30%
BBB Rating
- N/A
CuraDebt offers you a way to reach a debt settlement, their services include lowering your debt with your creditors and paying less than what you originally owed.

Pros

No upfront fees
Free consultation
High customer satisfaction rate

Cons

No live chat support
No mobile app
Not accredited with the BBB
Affects credit score
- Not Available
Average net savings
- Unknown
BBB Rating
- A+
Your best $10,000+ debt relief company.

Pros

Free consultation
Excellent user reviews
No upfront fees
Accepts all credit types

Cons

Requires minimum debt of at least $10,000
No mobile application
Not available in every state
Affects credit score
- Not Available
Average net savings
- N/A
BBB Rating
- A+
An elite company specializing in providing financial aid for people who are struggling with debt. It has been helping people for more than ten years and is still helping people to this day.

Pros

You get free debt analysis
You have access to your progress in real-time
AFCC member

Cons

Available only in 21 states
Pricing is not mentioned on the website
$10,000 minimum debt required
Affects credit score
- Not Available
Average net savings
- 30%
BBB Rating
- A+
A reputable firm that helps consumers out of debt through debt settlement which is a process that aims to help settle the debt for less than what is owed. This firm offers free consultation and a money-back guarantee.

Pros

No upfront fees
Money-back guarantee
Free consultation
An A+ BBB rating
Company website offers substantial information on debt settlement
Mobile app & online client portal

Cons

Fees can be as high as 25% of your settled debt
Available only in 35 out of 50 states
Affects credit score
- At first but then gets better
Average net savings
- 30-50%
BBB Rating
- A+

Looking for a reputable financial services firm that offers personalized debt relief and consolidation solutions? Americor is a great choice! They specialize in helping individuals and families facing unsecured debt, including consumer credit. Their streamlined approach consolidates multiple debts into one manageable monthly payment, often resulting in reduced interest rates. Plus, their performance-based fee structure means you only pay after successful debt negotiation and settlement. With over 500 experienced professionals, Americor has saved clients nearly two billion dollars through debt settlement. They're licensed to operate in several states and hold accreditations from organizations like the American Fair Credit Council (AFCC), which underscores their commitment to customer support, financial education, and transparency.

Pros

Free consultation
No upfront fees
Client-centric approach

Cons

Fees may be higher than other companies
Does not offer services in Colorado
Affects credit score
- May impact your credit score
Average net savings
- $5,800 after fees
Fees
- Undisclosed

ClearOne Advantage stands as one of the nation's prominent debt relief firms, dedicated to aiding individuals grappling with unsecured debts. Their core objective revolves around guiding clients toward financial wellness through meticulously customized settlement programs. ClearOne Advantage distinguishes itself in the industry through its sterling reputation, offering tailor-made solutions to each client's unique financial circumstances.

Their unwavering commitment to privacy and legal compliance ensures that clients receive professional and secure assistance throughout the settlement journey. 

Pros

No upfront fees
Free consultation
Personal debt consultant
Mobile app

Cons

You have to have a minimum of $10,000 in credit card debt
Only works with customers who have unsecured debt
Only available in select states
Affects credit score
- Not Available
Average net savings
- 30% after fees
BBB Rating
- A+
A top-notch debt relief company that offers different types of debt settlement services like credit card debt relief, personal loans, business debts, unpaid medical bills and much more.

Pros

No upfront settlement fees
Free consultation can help you compare your options
Highly rated by the Better Business Bureau (A+)
Puts a stop to debt collection calls
Eliminate up to 50% of debt

Cons

Fees can run as high as 25% of your settled debt
The forgiven debt is subject to income tax
Remains on a credit report for seven years
Minimum debt amount of $7,500 needed to qualify