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To qualify for their program you will have to have at least, $10,000 and be residing in one of the states they are available in.

Applying won't directly hurt your credit score, but as you enroll in their program your credit score might decline a lot but will quickly recover as you make on-time payments to settle your debts.

The debt relief program takes from 24-84 months.

No, Pacific Debt Inc. offers a free consultation to review your debt and offer you a suitable debt settlement plan.

Pacific Debt does not promise to stop all creditors from calling, but it will limit the amount of calls you get during the day.

Pacific Debt has no upfront fees, but you will be subject to pay from 15% to 25% of your debt.

Most kinds of unsecured debt are available to be settled with Pacific Debt which includes credit cards, medical bills, personal loans, retail debt, collection accounts, and debt owed after repossession.