trusted formCuraDebt vs Pacific Debt Relief | Several.com
Although we earn commissions from partners, we ensure unbiased evaluations. More on our 'How We Work' page

CuraDebt vs Pacific Debt Relief

Press [Add to Compare] to Edit, Add or Remove Vendors

Pros
  • No upfront fees
  • Free consultation
  • Low minimum debt amount
Pros
  • Free consultation
  • Performance-based fees
  • No upfront fees
Cons
  • Does not disclose fees
  • Limited state availability
  • No mobile app or online dashboard
Cons
  • Limited state availability
  • No mobile application
  • No online client portal
Summary

CuraDebt, established in 2000 and headquartered in Hollywood, Florida, has established itself in the debt-relief industry by serving individuals and small businesses alike in 34 states and Washington, DC. Their services include debt settlement, consolidation, and tax debt relief, standing out as one of the few companies to tackle tax-related debts. Other unique features of theirs include a free initial consultation, performance-based fees, and credit repair services post-debt relief. Their commitment to excellence is reflected in their accreditations by the American Association for Debt Resolution (AADR) and certification from the International Association of Professional Debt Arbitrators (IAPDA). Customer feedback highlights their personalized care and professional expertise. Read this review to learn if and how CuraDebt can help you navigate your debt-related challenges!

Summary

Pacific Debt Relief is a reputable debt relief company founded in 2002 and headquartered in San Diego, California. The company provides assistance with unsecured debts such as credit cards, personal loans, medical bills, and payday loans. Pacific Debt Relief is certified by the International Association of Professional Debt Arbitrators (IAPDA), adding credibility to their services. PacThey do not charge any upfront or monthly fees, unlike many debt settlement firms. Instead, it takes a fee of 15-25% of the total enrolled debt only after a settlement with creditors has been reached. On average, clients can expect to pay around 50% of their debt balance before fees, resulting in a total reduction of 25-35% in their debt. Pacific Debt Relief has impressive customer feedback, boasting an A+ rating from the Better Business Bureau and a 4.8 out of 5-star rating on Trustpilot based on over 1,700 reviews. Clients praise the company's professional debt arbitrators, excellent customer service, and ability to help them become debt-free. With their transparent pricing, industry accreditations, and positive customer reviews, Pacific Debt Relief stands out as a reliable option for those seeking debt relief solutions.

Quick Stats
  • Credit Score Impact : Program may lower score temporarily
  • Average Net Savings : 30% after fees
  • BBB Rating : A+
  • Fees : 20% on average
  • Timeframe : 24 to 48 months
  • Money-Back Guarantee : True
  • Trustpilot Score : 2.3 out of 5
  • Customer Experience : Fair
Quick Stats
  • Credit Score Impact : The program may lower the score temporarily
  • Average Net Savings : 50% before fees
  • BBB Rating : A+
  • Fees : 15% - 25% of total enrolled debt
  • Timeframe : 24-48 months
  • Money-Back Guarantee : False
  • Trustpilot Score : 4.8 out of 5
  • Customer Experience : Excellent
Selling Points
  • Helping people nationwide since 2000
  • Get relief from tax, credit card and personal loan debt
  • Get your free, no-obligation consultation now
Selling Points
  • Relatively low fee range
  • Over $500 million settled debt
  • Dedicated account managers & certified debt advisors
Services Offered
  • Bankruptcy Counseling
  • Consolidation Loans
  • Credit Card Debt Relief
  • Credit Counseling
  • Debt Consolidation
  • Debt Counseling
  • Undisclosed
    Debt Management Plans
  • Debt Settlement
  • Loan Refinancing
Services Offered
  • Bankruptcy Counseling
  • Consolidation Loans
  • Credit Card Debt Relief
  • Undisclosed
    Credit Counseling
  • Undisclosed
    Debt Consolidation
  • Debt Counseling
  • Debt Management Plans
  • Debt Settlement
  • Loan Refinancing
Types of Debt Covered
  • Collection Accounts
  • Credit Card Debt
  • Medical Bills
  • Personal Loans
  • Private Student Loans
  • Professional Bills
  • Undisclosed
    Secured Debts
Types of Debt Covered
  • Undisclosed
    Collection Accounts
  • Credit Card Debt
  • Medical Bills
  • Personal Loans
  • Undisclosed
    Private Student Loans
  • Undisclosed
    Professional Bills
  • Secured Debts
Payment Options
  • Cash
  • Escrow/Savings Bank Account
  • Major Credit Cards
Payment Options
  • Cash
  • Escrow/Savings Bank Account
  • Major Credit Cards
Customer Support
  • Email
  • In Office
  • Live Chat
  • Mobile Application
  • Phone
  • Ticket
Customer Support
  • Email
  • In Office
  • Live Chat
  • Mobile Application
  • Phone
  • Ticket

Save Big on Debt Relief

Fill out a quick form to claim special offers on Debt Relief

image