Debt Relief
Top Companies in 2025
CuraDebt vs Pacific Debt Relief
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- No upfront fees
- Free consultation
- Low minimum debt amount
- Free consultation
- Performance-based fees
- No upfront fees
- Does not disclose fees
- Limited state availability
- No mobile app or online dashboard
- Limited state availability
- No mobile application
- No online client portal
CuraDebt, established in 2000 and headquartered in Hollywood, Florida, has established itself in the debt-relief industry by serving individuals and small businesses alike in 34 states and Washington, DC. Their services include debt settlement, consolidation, and tax debt relief, standing out as one of the few companies to tackle tax-related debts. Other unique features of theirs include a free initial consultation, performance-based fees, and credit repair services post-debt relief. Their commitment to excellence is reflected in their accreditations by the American Association for Debt Resolution (AADR) and certification from the International Association of Professional Debt Arbitrators (IAPDA). Customer feedback highlights their personalized care and professional expertise. Read this review to learn if and how CuraDebt can help you navigate your debt-related challenges!
Pacific Debt Relief is a reputable debt relief company founded in 2002 and headquartered in San Diego, California. The company provides assistance with unsecured debts such as credit cards, personal loans, medical bills, and payday loans. Pacific Debt Relief is certified by the International Association of Professional Debt Arbitrators (IAPDA), adding credibility to their services. PacThey do not charge any upfront or monthly fees, unlike many debt settlement firms. Instead, it takes a fee of 15-25% of the total enrolled debt only after a settlement with creditors has been reached. On average, clients can expect to pay around 50% of their debt balance before fees, resulting in a total reduction of 25-35% in their debt. Pacific Debt Relief has impressive customer feedback, boasting an A+ rating from the Better Business Bureau and a 4.8 out of 5-star rating on Trustpilot based on over 1,700 reviews. Clients praise the company's professional debt arbitrators, excellent customer service, and ability to help them become debt-free. With their transparent pricing, industry accreditations, and positive customer reviews, Pacific Debt Relief stands out as a reliable option for those seeking debt relief solutions.
- Credit Score Impact : Program may lower score temporarily
- Average Net Savings : 30% after fees
- BBB Rating : A+
- Fees : 20% on average
- Timeframe : 24 to 48 months
- Money-Back Guarantee : True
- Trustpilot Score : 2.3 out of 5
- Customer Experience : Fair
- Credit Score Impact : The program may lower the score temporarily
- Average Net Savings : 50% before fees
- BBB Rating : A+
- Fees : 15% - 25% of total enrolled debt
- Timeframe : 24-48 months
- Money-Back Guarantee : False
- Trustpilot Score : 4.8 out of 5
- Customer Experience : Excellent
- Helping people nationwide since 2000
- Get relief from tax, credit card and personal loan debt
- Get your free, no-obligation consultation now
- Relatively low fee range
- Over $500 million settled debt
- Dedicated account managers & certified debt advisors
- Bankruptcy Counseling
- Consolidation Loans
- Credit Card Debt Relief
- Credit Counseling
- Debt Consolidation
- Debt Counseling
- Debt Management Plans—Undisclosed
- Debt Settlement
- Loan Refinancing
- Bankruptcy Counseling
- Consolidation Loans
- Credit Card Debt Relief
- Credit Counseling—Undisclosed
- Debt Consolidation—Undisclosed
- Debt Counseling
- Debt Management Plans
- Debt Settlement
- Loan Refinancing
- Collection Accounts
- Credit Card Debt
- Medical Bills
- Personal Loans
- Private Student Loans
- Professional Bills
- Secured Debts—Undisclosed
- Collection Accounts—Undisclosed
- Credit Card Debt
- Medical Bills
- Personal Loans
- Private Student Loans—Undisclosed
- Professional Bills—Undisclosed
- Secured Debts
- Cash
- Escrow/Savings Bank Account
- Major Credit Cards
- Cash
- Escrow/Savings Bank Account
- Major Credit Cards
- In Office
- Live Chat
- Mobile Application
- Phone
- Ticket
- In Office
- Live Chat
- Mobile Application
- Phone
- Ticket
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