InCharge Debt Solutions Review: Perks and Downsides
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Pros
- Free credit counseling with certified credit counselors
- Free educational materials on the website on a wide scope of financial topics
- No minimum credit amount required
- Online client portal that lets customers track their repayments and payoff process progress
- Responsive and excellent customer support
- Has a BBB A+ rating and a membership with the Natural Foundation for Credit Counseling (NFCC)
Cons
- No money-back guarantee
- The website doesn't state transparent criteria and requirements
Selling Points
- Free credit counseling with certified credit counselors
- Free educational materials on the website on a wide scope of financial topics
- Online client portal that lets customers track their repayments and payoff process progress
FAQs
Does InCharge offer a money-back guarantee?
No, it doesn't offer a money-back guarantee, but clients can choose not to continue dealing with InCharge at any time without a penalty.
Does InCharge Debt Solutions require a minimum debt amount?
No, it doesn't require a minimum debt amount.
How much are the InCharge Debt Solutions fees?
InCharge Debt Solutions' fees are average $33 per month, plus the setup fees.
What types of debts does InCharge Debt Solutions settle?
InCharge Debt Solutions settles unsecured debts, including private students loans, credit card debt, and personal loans. However, it won't be a good option for secured debts such as mortgages and auto loans.
Can I track my debt payoff progress?
Yes, InCharge Debt Solutions allows clients to track their debt payoff progress through the client portal.
Does InCharge Debt Solutions offer a free credit counselling?
Yes, you can get free credit counseling with certified credit counselors.
What is the payoff process timeframe?
It's 3 to 5 years.